{"id":597892,"date":"2025-08-29T08:25:28","date_gmt":"2025-08-29T01:25:28","guid":{"rendered":"https:\/\/muaban.net\/blog\/?p=597892"},"modified":"2026-01-15T17:30:41","modified_gmt":"2026-01-15T10:30:41","slug":"lai-suat-vay-ngan-hang-bidv","status":"publish","type":"post","link":"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/","title":{"rendered":"C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV m\u1edbi nh\u1ea5t n\u0103m 2025"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span><h2 style=\"text-align: justify;\"><span style=\"font-weight: 400;\">BIDV l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng uy t\u00edn h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, n\u1ed5i b\u1eadt v\u1edbi nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh vay v\u1ed1n linh ho\u1ea1t v\u00e0 \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn. \u0110\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i vay ph\u00f9 h\u1ee3p, ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u n\u00ean n\u1eafm r\u00f5 <\/span><b>l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV <\/b><span style=\"font-weight: 400;\">m\u1edbi nh\u1ea5t. Xem ngay b\u00e0i vi\u1ebft sau c\u1ee7a <\/span><b>Muaban.net<\/b><span style=\"font-weight: 400;\"> \u0111\u1ec3 c\u1eadp nh\u1eadt th\u00f4ng tin chi ti\u1ebft, so s\u00e1nh c\u00e1c s\u1ea3n ph\u1ea9m vay v\u00e0 h\u01b0\u1edbng d\u1eabn t\u1ed1i \u01b0u kho\u1ea3n vay trong n\u0103m 2026 nh\u00e9!<\/span><\/h2>\n<figure id=\"attachment_597895\" aria-describedby=\"caption-attachment-597895\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597895\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010704\/lai-suat-vay-ngan-hang-bidv.jpg\" alt=\"C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV m\u1edbi nh\u1ea5t n\u0103m 2025\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010704\/lai-suat-vay-ngan-hang-bidv.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010704\/lai-suat-vay-ngan-hang-bidv-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010704\/lai-suat-vay-ngan-hang-bidv-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597895\" class=\"wp-caption-text\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV m\u1edbi nh\u1ea5t n\u0103m 2025<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#i-lai-suat-vay-ngan-hang-bidv-moi-nhat-2026\" >I. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV m\u1edbi nh\u1ea5t 2026<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#1-lai-suat-vay-mua-nha\" >1. L\u00e3i su\u1ea5t vay mua nh\u00e0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#2-lai-suat-vay-mua-xe-o-to\" >2. L\u00e3i su\u1ea5t vay mua xe \u00f4 t\u00f4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#3-lai-suat-vay-kinh-doanh\" >3. L\u00e3i su\u1ea5t vay kinh doanh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#4-lai-suat-vay-tin-chap\" >4. L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#5-lai-suat-vay-tin-chap-thau-chi\" >5. L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p th\u1ea5u chi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#6-lai-suat-vay-the-chap\" >6. L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#7-lai-suat-vay-du-hoc\" >7. L\u00e3i su\u1ea5t vay du h\u1ecdc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#8-lai-suat-vay-cam-co-tai-san-co-gia\" >8. L\u00e3i su\u1ea5t vay c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n c\u00f3 gi\u00e1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#ii-cach-tinh-lai-suat-vay-cua-ngan-hang-bidv\" >II. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay c\u1ee7a ng\u00e2n h\u00e0ng BIDV<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#1-lai-vay-theo-du-no-giam-dan\" >1. L\u00e3i vay theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#2-lai-vay-theo-du-no-goc\" >2. L\u00e3i vay theo d\u01b0 n\u1ee3 g\u1ed1c<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#iii-so-sanh-lai-suat-vay-bidv-voi-cac-ngan-hang-khac\" >III. So s\u00e1nh l\u00e3i su\u1ea5t vay BIDV v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#iv-nhung-luu-y-khi-vay-von-tai-ngan-hang-bidv\" >IV. Nh\u1eefng l\u01b0u \u00fd khi vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng BIDV<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#v-mot-so-cau-hoi-thuong-gap\" >V. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#1-vay-tieu-dung-tin-chap-bidv-co-can-the-chap-khong\" >1. Vay ti\u00eau d\u00f9ng t\u00edn ch\u1ea5p BIDV c\u00f3 c\u1ea7n th\u1ebf ch\u1ea5p kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#2-vay-san-xuat-kinh-doanh-tai-bidv-duoc-toi-da-bao-nhieu\" >2. Vay s\u1ea3n xu\u1ea5t kinh doanh t\u1ea1i BIDV \u0111\u01b0\u1ee3c t\u1ed1i \u0111a bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/#3-bidv-co-chuong-trinh-uu-dai-vay-nao-moi-nhat-nam-2025\" >3. BIDV c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i vay n\u00e0o m\u1edbi nh\u1ea5t n\u0103m 2025?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"i-lai-suat-vay-ngan-hang-bidv-moi-nhat-2026\"><\/span><b>I. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV m\u1edbi nh\u1ea5t 2026<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang l\u00ean k\u1ebf ho\u1ea1ch vay v\u1ed1n t\u1ea1i BIDV, d\u01b0\u1edbi \u0111\u00e2y l\u00e0 th\u00f4ng tin chi ti\u1ebft v\u1ec1 l\u00e3i su\u1ea5t vay m\u1edbi nh\u1ea5t, \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u01b0u \u0111\u00e3i ri\u00eang cho t\u1eebng lo\u1ea1i h\u00ecnh vay, gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-vay-mua-nha\"><\/span><b>1. L\u00e3i su\u1ea5t vay mua nh\u00e0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"36\" data-end=\"439\">Trong n\u0103m 2026, BIDV tri\u1ec3n khai g\u00f3i t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i d\u00e0nh ri\u00eang cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n <strong>d\u01b0\u1edbi 35 tu\u1ed5i<\/strong> c\u00f3 nhu c\u1ea7u mua ho\u1eb7c thu\u00ea mua nh\u00e0. Kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh ch\u1ec9 <strong>5,5%\/n\u0103m trong 3 n\u0103m \u0111\u1ea7u<\/strong>, sau \u0111\u00f3 th\u1ea3 n\u1ed5i theo l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n <strong>24 th\u00e1ng + 3%<\/strong>. Ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 g\u1ed3m \u00e2n h\u1ea1n tr\u1ea3 g\u1ed1c trong 5 n\u0103m, th\u1eddi gian vay t\u1ed1i \u0111a 40 n\u0103m v\u00e0 h\u1ea1n m\u1ee9c vay l\u00ean \u0111\u1ebfn 70% gi\u00e1 tr\u1ecb nh\u00e0 ho\u1eb7c t\u1ed1i \u0111a 5 t\u1ef7 \u0111\u1ed3ng.<\/p>\n<p style=\"text-align: justify;\" data-start=\"441\" data-end=\"849\" data-is-last-node=\"\" data-is-only-node=\"\">Ngo\u00e0i g\u00f3i vay cho ng\u01b0\u1eddi tr\u1ebb, BIDV c\u00f2n \u00e1p d\u1ee5ng g\u00f3i vay mua nh\u00e0 tr\u1ea3 g\u00f3p chung cho m\u1ecdi kh\u00e1ch h\u00e0ng t\u1eeb <strong>18 tu\u1ed5i tr\u1edf l\u00ean<\/strong>. L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u1edf m\u1ee9c <strong>6,0%\/n\u0103m trong 12 th\u00e1ng<\/strong> <strong>\u0111\u1ea7u<\/strong> v\u1edbi kho\u1ea3n vay t\u1eeb 36 th\u00e1ng, ho\u1eb7c <strong>6,5%\/n\u0103m trong 24 th\u00e1ng \u0111\u1ea7u<\/strong> v\u1edbi kho\u1ea3n vay t\u1eeb 60 th\u00e1ng. Sau \u01b0u \u0111\u00e3i, l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i theo l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m <strong>24 th\u00e1ng + 4%<\/strong>. \u0110\u00e2y l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn v\u1ed1n v\u00e0 gi\u1ea3m \u00e1p l\u1ef1c t\u00e0i ch\u00ednh.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-vay-mua-xe-o-to\"><\/span><b>2. L\u00e3i su\u1ea5t vay mua xe \u00f4 t\u00f4<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"c460c300-5fd3-42e3-8772-273c5c79a451\" data-message-model-slug=\"gpt-5\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p style=\"text-align: justify;\" data-start=\"41\" data-end=\"486\" data-is-last-node=\"\" data-is-only-node=\"\">BIDV mang \u0111\u1ebfn g\u00f3i vay th\u1ebf ch\u1ea5p mua \u00f4 t\u00f4 v\u1edbi nhi\u1ec1u \u01b0u \u0111\u00e3i n\u1ed5i b\u1eadt, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng. H\u1ea1n m\u1ee9c vay c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn <strong>100% gi\u00e1 tr\u1ecb xe<\/strong>, c\u00f9ng k\u1ef3 h\u1ea1n t\u1ed1i \u0111a <strong>10 n\u0103m<\/strong> gi\u00fap gi\u1ea3m \u00e1p l\u1ef1c tr\u1ea3 n\u1ee3.<\/p>\n<p style=\"text-align: justify;\" data-start=\"41\" data-end=\"486\" data-is-last-node=\"\" data-is-only-node=\"\">\u0110\u1eb7c bi\u1ec7t, BIDV \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ch\u1ec9 <strong data-start=\"287\" data-end=\"323\">7,3%\/n\u0103m trong 12 th\u00e1ng \u0111\u1ea7u ti\u00ean<\/strong>, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng giai \u0111o\u1ea1n \u0111\u1ea7u. Sau \u01b0u \u0111\u00e3i, l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00ednh theo c\u00f4ng th\u1ee9c <strong data-start=\"404\" data-end=\"426\">LSTK 12 th\u00e1ng + 4%<\/strong>, \u0111\u1ea3m b\u1ea3o minh b\u1ea1ch, c\u1ea1nh tranh v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi th\u1ecb tr\u01b0\u1eddng.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<figure id=\"attachment_597896\" aria-describedby=\"caption-attachment-597896\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597896\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010714\/lai-suat-vay-ngan-hang-bidv-1.jpg\" alt=\"L\u00e3i su\u1ea5t vay mua xe \u00f4 t\u00f4 ng\u00e2n h\u00e0ng BIDV\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010714\/lai-suat-vay-ngan-hang-bidv-1.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010714\/lai-suat-vay-ngan-hang-bidv-1-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010714\/lai-suat-vay-ngan-hang-bidv-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597896\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay mua xe \u00f4 t\u00f4 ng\u00e2n h\u00e0ng BIDV<\/figcaption><\/figure>\n<p><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/10-kinh-nghiem-vay-tien-mua-nha-hieu-qua-it-rui-ro-nhat-602970\/\" target=\"_blank\" rel=\"noopener\">10 kinh nghi\u1ec7m vay ti\u1ec1n mua nh\u00e0 hi\u1ec7u qu\u1ea3, \u00edt r\u1ee7i ro nh\u1ea5t<\/a><\/strong><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-lai-suat-vay-kinh-doanh\"><\/span><b>3. L\u00e3i su\u1ea5t vay kinh doanh<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"49\" data-end=\"367\">BIDV tri\u1ec3n khai g\u00f3i vay ng\u1eafn h\u1ea1n \u01b0u \u0111\u00e3i n\u0103m 2025 v\u1edbi l\u00e3i su\u1ea5t t\u1eeb <strong data-start=\"114\" data-end=\"126\">4,5%\/n\u0103m<\/strong>, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n l\u01b0u \u0111\u1ed9ng nh\u01b0 nh\u1eadp h\u00e0ng, thanh to\u00e1n chi ph\u00ed v\u1eadn h\u00e0nh hay m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t. M\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng theo k\u1ef3 h\u1ea1n t\u1eeb <strong data-start=\"259\" data-end=\"292\">4,5%\/n\u0103m cho vay d\u01b0\u1edbi 3 th\u00e1ng<\/strong> \u0111\u1ebfn <strong data-start=\"297\" data-end=\"328\">6,0%\/n\u0103m cho vay 9\u201312 th\u00e1ng<\/strong>, gi\u00fap kh\u00e1ch h\u00e0ng t\u1ed1i \u01b0u chi ph\u00ed v\u1ed1n.<\/p>\n<p style=\"text-align: justify;\" data-start=\"369\" data-end=\"702\" data-is-last-node=\"\" data-is-only-node=\"\">Song song \u0111\u00f3, BIDV cung c\u1ea5p g\u00f3i vay trung v\u00e0 d\u00e0i h\u1ea1n v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i t\u1eeb <strong data-start=\"445\" data-end=\"457\">5,5%\/n\u0103m<\/strong>, ph\u00f9 h\u1ee3p cho m\u1ee5c \u0111\u00edch \u0111\u1ea7u t\u01b0 s\u1ea3n xu\u1ea5t hay kinh doanh d\u1ecbch v\u1ee5. Kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn th\u1eddi gian c\u1ed1 \u0111\u1ecbnh l\u00e3i su\u1ea5t t\u1eeb <strong>6 \u0111\u1ebfn 24 th\u00e1ng<\/strong>, t\u00f9y nhu c\u1ea7u v\u00e0 \u0111\u1ecba b\u00e0n, \u00e1p d\u1ee5ng \u0111\u1ebfn h\u1ebft <strong data-start=\"646\" data-end=\"660\">31\/12\/2025<\/strong>, t\u1ea1o s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 linh ho\u1ea1t t\u00e0i ch\u00ednh.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4-lai-suat-vay-tin-chap\"><\/span><b>4. L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">BIDV tri\u1ec3n khai g\u00f3i vay t\u00edn ch\u1ea5p ti\u00eau d\u00f9ng v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t kho\u1ea3ng <strong>11,9%\/n\u0103m<\/strong> t\u00ednh theo d\u01b0 n\u1ee3 g\u1ed1c. H\u1ea1n m\u1ee9c vay c\u00f3 th\u1ec3 l\u00ean t\u1edbi <strong>500 tri\u1ec7u \u0111\u1ed3ng,<\/strong> th\u1eddi gian vay linh ho\u1ea1t t\u1eeb <strong>12 \u2013 60 th\u00e1ng<\/strong>, \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng c\u00f3 thu nh\u1eadp t\u1eeb l\u01b0\u01a1ng <strong>t\u1ed1i thi\u1ec3u 7 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng<\/strong>. \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p \u0111\u1ec3 ph\u1ee5c v\u1ee5 nhu c\u1ea7u chi ti\u00eau, mua s\u1eafm ho\u1eb7c \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5-lai-suat-vay-tin-chap-thau-chi\"><\/span><b>5. L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p th\u1ea5u chi<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Vay th\u1ea5u chi t\u1ea1i BIDV cho ph\u00e9p kh\u00e1ch h\u00e0ng chi ti\u00eau v\u01b0\u1ee3t s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n v\u1edbi h\u1ea1n m\u1ee9c t\u1eeb <strong data-start=\"255\" data-end=\"286\">10 tri\u1ec7u \u0111\u1ebfn 500 tri\u1ec7u \u0111\u1ed3ng<\/strong> \u0111\u1ed1i v\u1edbi c\u00e1 nh\u00e2n v\u00e0 l\u00ean t\u1edbi <strong data-start=\"314\" data-end=\"327\">5 t\u1ef7 \u0111\u1ed3ng<\/strong> cho doanh nghi\u1ec7p. Th\u1eddi h\u1ea1n vay t\u1ed1i \u0111a <strong data-start=\"366\" data-end=\"379\">300 th\u00e1ng<\/strong>, mang l\u1ea1i s\u1ef1 linh ho\u1ea1t trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh. L\u00e3i su\u1ea5t vay th\u1ea5u chi th\u01b0\u1eddng cao h\u01a1n vay t\u00edn ch\u1ea5p th\u00f4ng th\u01b0\u1eddng, v\u1edbi m\u1ee9c t\u1ed1i \u0111a kho\u1ea3ng <strong data-start=\"514\" data-end=\"525\">20%\/n\u0103m<\/strong> v\u00e0 c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y th\u1eddi k\u1ef3.<\/p>\n<figure id=\"attachment_597897\" aria-describedby=\"caption-attachment-597897\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597897\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010727\/lai-suat-vay-ngan-hang-bidv-2.jpg\" alt=\"L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p th\u1ea5u chi ng\u00e2n h\u00e0ng BIDV\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010727\/lai-suat-vay-ngan-hang-bidv-2.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010727\/lai-suat-vay-ngan-hang-bidv-2-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010727\/lai-suat-vay-ngan-hang-bidv-2-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597897\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p th\u1ea5u chi ng\u00e2n h\u00e0ng BIDV<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"6-lai-suat-vay-the-chap\"><\/span><b>6. L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Ng\u00e2n h\u00e0ng BIDV hi\u1ec7n \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p t\u1eeb <strong>5.5% \u0111\u1ebfn 9.5%\/n\u0103m<\/strong>, n\u1eb1m trong nh\u00f3m c\u1ea1nh tranh so v\u1edbi nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i kh\u00e1c. Bi\u00ean \u0111\u1ed9 l\u00e3i su\u1ea5t linh ho\u1ea1t gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn g\u00f3i vay ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh. V\u1edbi \u01b0u \u0111\u00e3i n\u00e0y, BIDV tr\u1edf th\u00e0nh l\u1ef1a ch\u1ecdn \u0111\u00e1ng c\u00e2n nh\u1eafc khi vay mua nh\u00e0, mua xe ho\u1eb7c b\u1ed5 sung v\u1ed1n kinh doanh d\u00e0i h\u1ea1n.<\/p>\n<p><strong>Xem th\u00eam: <\/strong><strong><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vib-520490\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB dao \u0111\u1ed9ng t\u1eeb 7.8%\/n\u0103m<\/a><\/strong><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"7-lai-suat-vay-du-hoc\"><\/span><b>7. L\u00e3i su\u1ea5t vay du h\u1ecdc<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u du h\u1ecdc c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn g\u00f3i vay th\u1ebf ch\u1ea5p du h\u1ecdc t\u1ea1i BIDV. Ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t <strong>7,3%\/n\u0103m<\/strong> <strong>trong 12 th\u00e1ng \u0111\u1ea7u<\/strong>, sau \u0111\u00f3 \u0111i\u1ec1u ch\u1ec9nh theo l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n <strong>12 th\u00e1ng c\u1ed9ng bi\u00ean \u0111\u1ed9 4%<\/strong>. H\u1ea1n m\u1ee9c vay c\u00f3 th\u1ec3 l\u00ean t\u1edbi <strong>100%<\/strong> chi ph\u00ed du h\u1ecdc, v\u1edbi th\u1eddi gian vay t\u1ed1i \u0111a <strong>10 n\u0103m<\/strong>, gi\u00fap gi\u1ea3m \u00e1p l\u1ef1c t\u00e0i ch\u00ednh cho ph\u1ee5 huynh v\u00e0 du h\u1ecdc sinh.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"8-lai-suat-vay-cam-co-tai-san-co-gia\"><\/span><b>8. L\u00e3i su\u1ea5t vay c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n c\u00f3 gi\u00e1<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"223\" data-end=\"475\">BIDV h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng vay v\u1ed1n nhanh ch\u00f3ng th\u00f4ng qua h\u00ecnh th\u1ee9c <strong data-start=\"286\" data-end=\"355\">c\u1ea7m c\u1ed1 s\u1ed5 \u0111\u1ecf, s\u1ed5 h\u1ed3ng, s\u1ed5 ti\u1ebft ki\u1ec7m, ch\u1ee9ng kho\u00e1n, c\u1ed5 phi\u1ebfu, v\u00e0ng\u2026<\/strong>. H\u1ea1n m\u1ee9c vay c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn <strong data-start=\"384\" data-end=\"398\">20 t\u1ef7 \u0111\u1ed3ng<\/strong>, th\u1eddi gian vay t\u1ed1i \u0111a <strong data-start=\"421\" data-end=\"430\">1 n\u0103m<\/strong>, ph\u00f9 h\u1ee3p v\u1edbi kh\u00e1ch h\u00e0ng c\u1ea7n ngu\u1ed3n v\u1ed1n g\u1ea5p.<\/p>\n<p style=\"text-align: justify;\" data-start=\"477\" data-end=\"739\">Trong 6 th\u00e1ng \u0111\u1ea7u, l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ch\u1ec9 <strong data-start=\"516\" data-end=\"528\">7,5%\/n\u0103m<\/strong>, sau \u0111\u00f3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo c\u00f4ng th\u1ee9c <strong data-start=\"568\" data-end=\"604\">l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m 12 th\u00e1ng + 4%<\/strong>. \u0110\u00e2y l\u00e0 l\u1ef1a ch\u1ecdn linh ho\u1ea1t, gi\u00fap kh\u00e1ch h\u00e0ng v\u1eeba t\u1eadn d\u1ee5ng t\u00e0i s\u1ea3n s\u1eb5n c\u00f3 v\u1eeba ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n k\u1ecbp th\u1eddi v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh.<\/p>\n<figure id=\"attachment_597898\" aria-describedby=\"caption-attachment-597898\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597898\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010737\/lai-suat-vay-ngan-hang-bidv-3.jpg\" alt=\"L\u00e3i su\u1ea5t vay c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 c\u1ee7a BIDV\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010737\/lai-suat-vay-ngan-hang-bidv-3.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010737\/lai-suat-vay-ngan-hang-bidv-3-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010737\/lai-suat-vay-ngan-hang-bidv-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597898\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 c\u1ee7a BIDV<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"ii-cach-tinh-lai-suat-vay-cua-ngan-hang-bidv\"><\/span><b>II. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay c\u1ee7a ng\u00e2n h\u00e0ng BIDV<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Khi vay t\u1ea1i BIDV, l\u00e3i su\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo t\u1eebng ph\u01b0\u01a1ng th\u1ee9c kh\u00e1c nhau, t\u00f9y v\u00e0o lo\u1ea1i kho\u1ea3n vay v\u00e0 th\u1ecfa thu\u1eadn v\u1edbi ng\u00e2n h\u00e0ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 hai ph\u01b0\u01a1ng ph\u00e1p ph\u1ed5 bi\u1ebfn nh\u1ea5t gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng d\u1ef1 \u0111o\u00e1n s\u1ed1 ti\u1ec1n ph\u1ea3i thanh to\u00e1n h\u00e0ng th\u00e1ng c\u0169ng nh\u01b0 t\u1ed5ng chi ph\u00ed l\u00e3i trong su\u1ed1t th\u1eddi gian vay.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-vay-theo-du-no-giam-dan\"><\/span><b>1. L\u00e3i vay theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ph\u01b0\u01a1ng th\u1ee9c t\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n th\u01b0\u1eddng \u00e1p d\u1ee5ng cho c\u00e1c kho\u1ea3n vay th\u1ebf ch\u1ea5p nh\u01b0 vay mua nh\u00e0, vay kinh doanh c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. Trong h\u00ecnh th\u1ee9c n\u00e0y, l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean <\/span><b>s\u1ed1 d\u01b0 n\u1ee3 c\u00f2n l\u1ea1i c\u1ee7a kho\u1ea3n vay<\/b><span style=\"font-weight: 400;\">, ngh\u0129a l\u00e0 m\u1ed7i th\u00e1ng khi b\u1ea1n tr\u1ea3 b\u1edbt g\u1ed1c, l\u00e3i th\u00e1ng sau s\u1ebd gi\u1ea3m t\u01b0\u01a1ng \u1ee9ng.<\/span><\/p>\n<p style=\"text-align: justify;\"><b>C\u00f4ng th\u1ee9c t\u00ednh:<\/b><span style=\"color: #ff6600;\"><strong> S\u1ed1 ti\u1ec1n l\u00e3i th\u00e1ng = S\u1ed1 d\u01b0 n\u1ee3 c\u00f2n l\u1ea1i x L\u00e3i su\u1ea5t th\u00e1ng<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><b>V\u00ed d\u1ee5:<\/b><span style=\"font-weight: 400;\"> B\u1ea1n vay 500 tri\u1ec7u \u0111\u1ed3ng trong 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh 12%\/n\u0103m (1%\/th\u00e1ng) theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Th\u00e1ng \u0111\u1ea7u ti\u00ean, ti\u1ec1n l\u00e3i = 500.000.000 x 1% = 5.000.000 VND<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sau khi tr\u1ea3 m\u1ed9t ph\u1ea7n g\u1ed1c, gi\u1ea3 s\u1eed s\u1ed1 d\u01b0 c\u00f2n l\u1ea1i 458 tri\u1ec7u, th\u00e1ng ti\u1ebfp theo ti\u1ec1n l\u00e3i = 458.000.000 x 1% = 4.580.000 VND<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eady, l\u00e3i gi\u1ea3m d\u1ea7n theo s\u1ed1 d\u01b0 n\u1ee3, gi\u00fap t\u1ed5ng chi ph\u00ed l\u00e3i th\u1ea5p h\u01a1n so v\u1edbi l\u00e3i t\u00ednh tr\u00ean to\u00e0n b\u1ed9 g\u1ed1c ban \u0111\u1ea7u.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_597899\" aria-describedby=\"caption-attachment-597899\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597899\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010752\/lai-suat-vay-ngan-hang-bidv-4.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay c\u1ee7a ng\u00e2n h\u00e0ng BIDV\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010752\/lai-suat-vay-ngan-hang-bidv-4.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010752\/lai-suat-vay-ngan-hang-bidv-4-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010752\/lai-suat-vay-ngan-hang-bidv-4-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597899\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay c\u1ee7a ng\u00e2n h\u00e0ng BIDV<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-vay-theo-du-no-goc\"><\/span><b>2. L\u00e3i vay theo d\u01b0 n\u1ee3 g\u1ed1c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 g\u1ed1c th\u01b0\u1eddng \u00e1p d\u1ee5ng cho c\u00e1c kho\u1ea3n vay t\u00edn ch\u1ea5p ho\u1eb7c vay ti\u00eau d\u00f9ng, n\u01a1i kh\u00e1ch h\u00e0ng thanh to\u00e1n h\u00e0ng th\u00e1ng s\u1ed1 ti\u1ec1n l\u00e3i d\u1ef1a tr\u00ean <\/span><b>t\u1ed5ng s\u1ed1 ti\u1ec1n g\u1ed1c ban \u0111\u1ea7u<\/b><span style=\"font-weight: 400;\">, kh\u00f4ng thay \u0111\u1ed5i trong su\u1ed1t th\u1eddi gian vay.<\/span><\/p>\n<p style=\"text-align: justify;\"><b>C\u00f4ng th\u1ee9c t\u00ednh:<\/b><span style=\"color: #ff6600;\"><strong> S\u1ed1 ti\u1ec1n l\u00e3i th\u00e1ng = S\u1ed1 ti\u1ec1n vay ban \u0111\u1ea7u x L\u00e3i su\u1ea5t th\u00e1ng<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><b>V\u00ed d\u1ee5:<\/b><span style=\"font-weight: 400;\"> B\u1ea1n vay 500 tri\u1ec7u \u0111\u1ed3ng trong 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 12%\/n\u0103m (1%\/th\u00e1ng) theo d\u01b0 n\u1ee3 g\u1ed1c.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u1ed7i th\u00e1ng, ti\u1ec1n l\u00e3i = 500.000.000 x 1% = 5.000.000 VND<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">S\u1ed1 ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng kh\u00f4ng thay \u0111\u1ed5i trong su\u1ed1t th\u1eddi h\u1ea1n vay, t\u1ed5ng l\u00e3i ph\u1ea3i tr\u1ea3 sau 12 th\u00e1ng = 5.000.000 x 12 = 60.000.000 VND<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>*L\u01b0u \u00fd:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Vay theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n gi\u00fap ti\u1ebft ki\u1ec7m l\u00e3i nhi\u1ec1u h\u01a1n trong c\u00e1c kho\u1ea3n vay d\u00e0i h\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Vay theo d\u01b0 n\u1ee3 g\u1ed1c th\u01b0\u1eddng d\u1ec5 t\u00ednh to\u00e1n v\u00e0 thanh to\u00e1n \u0111\u1ec1u \u0111\u1eb7n, ph\u00f9 h\u1ee3p cho vay t\u00edn ch\u1ea5p.<\/span><\/li>\n<\/ul>\n<p><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vpbank-520479\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank dao \u0111\u1ed9ng t\u1eeb 6.9%\/n\u0103m<\/a><\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iii-so-sanh-lai-suat-vay-bidv-voi-cac-ngan-hang-khac\"><\/span><b>III. So s\u00e1nh l\u00e3i su\u1ea5t vay BIDV v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Khi l\u1ef1a ch\u1ecdn vay v\u1ed1n, l\u00e3i su\u1ea5t lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng quan t\u00e2m h\u00e0ng \u0111\u1ea7u. B\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y th\u1ec3 hi\u1ec7n s\u1ef1 so s\u00e1nh l\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p v\u00e0 th\u1ebf ch\u1ea5p gi\u1eefa BIDV v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn kh\u00e1c:<\/p>\n<table style=\"width: 100%; height: 883px;\">\n<tbody>\n<tr style=\"height: 78px;\">\n<td style=\"height: 78px;\"><b>Ng\u00e2n h\u00e0ng<\/b><\/td>\n<td style=\"height: 78px;\"><b>L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p (%\/n\u0103m)<\/b><\/td>\n<td style=\"height: 78px;\"><b>L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>Techcombank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">T\u1eeb 12.9<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6 \u2013 9.5<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>B\u1ea3n Vi\u1ec7t<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">14.9 &#8211; 20.5<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">8.49 &#8211; 14.8<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>Vietcombank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">10.8 &#8211; 14.4<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">5.5 &#8211; 9.5<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>Vietinbank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">9.6<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6 &#8211; 9.5<\/span><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"height: 25px;\"><b>BIDV<\/b><\/td>\n<td style=\"height: 25px;\"><b>11.9<\/b><\/td>\n<td style=\"height: 25px;\"><b>5.5 &#8211; 9.5<\/b><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>Agribank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">7.0 &#8211; 17<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6.5 &#8211; 10.5<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>ACB<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">12.5 &#8211; 20<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6.9 &#8211; 12<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>HDBank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">13 &#8211; 24<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6.6 &#8211; 10.6<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>VIB<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">16 &#8211; 18<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">7.8 &#8211; 11.4<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>TPBank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">8.7 &#8211; 17<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6.4 &#8211; 12.03<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>Sacombank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">9.6 &#8211; 18<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">7.49 &#8211; 12<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>VPBank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">14 &#8211; 20<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6.9 &#8211; 12.3<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>SHB<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">8.5 &#8211; 17<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6.99 &#8211; 10<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>OCB<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">20.2 &#8211; 21<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">5.99 &#8211; 7.55<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>MSB<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">9.6 &#8211; 18<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">5.99 &#8211; 10.8<\/span><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px;\"><b>MBBank<\/b><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">12.5 &#8211; 20<\/span><\/td>\n<td style=\"height: 52px;\"><span style=\"font-weight: 400;\">6 &#8211; 10.8<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: right;\"><em>Ngu\u1ed3n: <a href=\"https:\/\/techcombank.com\/thong-tin\/blog\/lai-suat-vay-ngan-hang\" target=\"_blank\" rel=\"nofollow noopener\">Techcombank.com<\/a><\/em><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u1eeb b\u1ea3ng so s\u00e1nh tr\u00ean c\u00f3 th\u1ec3 th\u1ea5y, s<\/span>o v\u1edbi nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c, BIDV gi\u1eef l\u1ee3i th\u1ebf nh\u1edd l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p <strong data-start=\"166\" data-end=\"185\">5,5% \u2013 9,5%\/n\u0103m<\/strong>, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng Vietcombank, Vietinbank nh\u01b0ng th\u1ea5p h\u01a1n nhi\u1ec1u ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n nh\u01b0 ACB, VIB hay VPBank. L\u00e3i su\u1ea5t t\u00edn ch\u1ea5p <strong data-start=\"305\" data-end=\"318\">11,9%\/n\u0103m<\/strong> c\u0169ng \u1edf m\u1ee9c c\u1ea1nh tranh, gi\u00fap kh\u00e1ch h\u00e0ng ti\u1ebft ki\u1ec7m chi ph\u00ed. \u0110\u1ed3ng th\u1eddi, BIDV cung c\u1ea5p nhi\u1ec1u g\u00f3i vay linh ho\u1ea1t nh\u01b0 mua nh\u00e0, mua xe, vay du h\u1ecdc, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u \u0111a d\u1ea1ng.<\/p>\n<p style=\"text-align: justify;\" data-start=\"487\" data-end=\"864\">V\u1edbi \u01b0u th\u1ebf l\u00e3i su\u1ea5t v\u00e0 s\u1ea3n ph\u1ea9m vay phong ph\u00fa, BIDV \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p v\u1edbi c\u00e1 nh\u00e2n c\u00f3 thu nh\u1eadp \u1ed5n \u0111\u1ecbnh, d\u1ec5 ti\u1ebfp c\u1eadn vay t\u00edn ch\u1ea5p ho\u1eb7c vay mua nh\u00e0. Ng\u01b0\u1eddi mua nh\u00e0, mua xe c\u00f3 th\u1ec3 t\u1ed1i \u01b0u t\u00e0i ch\u00ednh nh\u1edd l\u00e3i su\u1ea5t th\u1ebf ch\u1ea5p th\u1ea5p. Trong khi \u0111\u00f3, doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf c\u0169ng h\u01b0\u1edfng l\u1ee3i t\u1eeb l\u00e3i su\u1ea5t h\u1ee3p l\u00fd c\u00f9ng d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh chuy\u00ean nghi\u1ec7p, t\u1ea1o s\u1ef1 y\u00ean t\u00e2m khi vay v\u1ed1n.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iv-nhung-luu-y-khi-vay-von-tai-ngan-hang-bidv\"><\/span><b>IV. Nh\u1eefng l\u01b0u \u00fd khi vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng BIDV<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tr\u01b0\u1edbc khi vay v\u1ed1n t\u1ea1i BIDV, kh\u00e1ch h\u00e0ng n\u00ean c\u00e2n nh\u1eafc m\u1ed9t s\u1ed1 \u0111i\u1ec3m quan tr\u1ecdng sau:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">T\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c g\u00f3i vay \u0111\u1ec3 ch\u1ecdn s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">C\u00e2n nh\u1eafc kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o tr\u1ea3 n\u1ee3 \u0111\u00fang h\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ch\u1ecdn h\u00ecnh th\u1ee9c vay ph\u00f9 h\u1ee3p: t\u00edn ch\u1ea5p hay th\u1ebf ch\u1ea5p.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0110\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng vay, \u0111\u1eb7c bi\u1ec7t c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u1ec1 l\u00e3i su\u1ea5t, ph\u00ed ph\u1ea1t v\u00e0 th\u1eddi h\u1ea1n vay.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">L\u01b0u \u00fd v\u1ec1 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng, v\u00ec \u0111\u00e2y l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng quy\u1ebft \u0111\u1ecbnh kh\u1ea3 n\u0103ng duy\u1ec7t vay.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_597900\" aria-describedby=\"caption-attachment-597900\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597900\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010801\/lai-suat-vay-ngan-hang-bidv-5.jpg\" alt=\"Nh\u1eefng l\u01b0u \u00fd khi vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng BIDV\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010801\/lai-suat-vay-ngan-hang-bidv-5.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010801\/lai-suat-vay-ngan-hang-bidv-5-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010801\/lai-suat-vay-ngan-hang-bidv-5-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597900\" class=\"wp-caption-text\">Nh\u1eefng l\u01b0u \u00fd khi vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng BIDV<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"v-mot-so-cau-hoi-thuong-gap\"><\/span><b>V. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-vay-tieu-dung-tin-chap-bidv-co-can-the-chap-khong\"><\/span><b>1. Vay ti\u00eau d\u00f9ng t\u00edn ch\u1ea5p BIDV c\u00f3 c\u1ea7n th\u1ebf ch\u1ea5p kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Vay ti\u00eau d\u00f9ng t\u00edn ch\u1ea5p t\u1ea1i BIDV <\/span><b>kh\u00f4ng y\u00eau c\u1ea7u t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/b><span style=\"font-weight: 400;\">, ch\u1ec9 c\u1ea7n kh\u00e1ch h\u00e0ng c\u00f3 thu nh\u1eadp \u1ed5n \u0111\u1ecbnh t\u1eeb l\u01b0\u01a1ng ho\u1eb7c ngu\u1ed3n thu nh\u1eadp h\u1ee3p ph\u00e1p.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-vay-san-xuat-kinh-doanh-tai-bidv-duoc-toi-da-bao-nhieu\"><\/span><b>2. Vay s\u1ea3n xu\u1ea5t kinh doanh t\u1ea1i BIDV \u0111\u01b0\u1ee3c t\u1ed1i \u0111a bao nhi\u00eau?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">H\u1ea1n m\u1ee9c vay kinh doanh t\u1ea1i BIDV linh ho\u1ea1t, <\/span><b>t\u1ed1i \u0111a ph\u1ee5 thu\u1ed9c v\u00e0o gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/b><span style=\"font-weight: 400;\"> v\u00e0 k\u1ebf ho\u1ea1ch vay v\u1ed1n, th\u00f4ng th\u01b0\u1eddng c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn v\u00e0i t\u1ef7 \u0111\u1ed3ng.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-bidv-co-chuong-trinh-uu-dai-vay-nao-moi-nhat-nam-2025\"><\/span><b>3. BIDV c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i vay n\u00e0o m\u1edbi nh\u1ea5t n\u0103m 2025?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Trong n\u0103m 2025, BIDV \u00e1p d\u1ee5ng nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i nh\u01b0:<\/span><\/p>\n<ul>\n<li data-start=\"68\" data-end=\"221\"><strong data-start=\"68\" data-end=\"109\">Vay mua nh\u00e0 cho ng\u01b0\u1eddi tr\u1ebb (\u226435 tu\u1ed5i):<\/strong> L\u00e3i su\u1ea5t 5,5%\/n\u0103m trong 3 n\u0103m \u0111\u1ea7u, \u00e2n h\u1ea1n g\u1ed1c 5 n\u0103m, vay t\u1ed1i \u0111a 40 n\u0103m, h\u1ea1n m\u1ee9c 5 t\u1ef7, \u00e1p d\u1ee5ng \u0111\u1ebfn 31\/12\/2025.<\/li>\n<li data-start=\"224\" data-end=\"315\"><strong data-start=\"224\" data-end=\"246\">Vay s\u1ea3n xu\u1ea5t kinh doanh ng\u1eafn h\u1ea1n:<\/strong> L\u00e3i su\u1ea5t t\u1eeb 4,5%\/n\u0103m cho vay d\u01b0\u1edbi 3 th\u00e1ng, \u00e1p d\u1ee5ng \u0111\u1ebfn 31\/12\/2025.<\/li>\n<li data-start=\"318\" data-end=\"423\"><strong data-start=\"318\" data-end=\"340\">Vay trung\u2013d\u00e0i h\u1ea1n:<\/strong> L\u00e3i su\u1ea5t t\u1eeb 5,2-5,5%\/n\u0103m, d\u00e0nh cho mua nh\u00e0, \u00f4 t\u00f4, ti\u00eau d\u00f9ng, \u00e1p d\u1ee5ng \u0111\u1ebfn 31\/12\/2025.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><b>L\u1eddi k\u1ebft<\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Nh\u00ecn chung, <\/span><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-bidv-597892\/\" target=\"_blank\" rel=\"noopener\"><b>l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV<\/b><\/a><span style=\"font-weight: 400;\"> trong n\u0103m 2026 v\u1eabn duy tr\u00ec \u1edf m\u1ee9c c\u1ea1nh tranh v\u1edbi nhi\u1ec1u g\u00f3i \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng t\u1eeb vay t\u00edn ch\u1ea5p \u0111\u1ebfn vay th\u1ebf ch\u1ea5p. \u0110i\u1ec1u n\u00e0y gi\u00fap ng\u01b0\u1eddi vay d\u1ec5 d\u00e0ng c\u00e2n \u0111\u1ed1i chi ph\u00ed v\u00e0 l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p. N\u1ebfu b\u1ea1n c\u00f3 nhu c\u1ea7u <strong data-start=\"278\" data-end=\"323\">mua nh\u00e0, mua xe hay ph\u00e1t tri\u1ec3n kinh doanh<\/strong>, h\u00e3y truy c\u1eadp <a href=\"https:\/\/muaban.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Muaban.net<\/strong><\/a> \u0111\u1ec3 tham kh\u1ea3o th\u00eam c\u00e1c g\u00f3i vay \u01b0u \u0111\u00e3i m\u1edbi nh\u1ea5t t\u1eeb BIDV nh\u00e9!<\/span><\/p>\n<p style=\"text-align: right;\"><em><b>Ngu\u1ed3n tham kh\u1ea3o: <\/b><span style=\"font-weight: 400;\">BIDV, Techcombank<\/span><\/em><\/p>\n<p style=\"text-align: justify;\"><b>C\u00f3 th\u1ec3 b\u1ea1n quan t\u00e2m:<\/b><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-agribank-597047\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t 2026<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-sacombank-597072\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Sacombank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-shinhan-520468\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Shinhan dao \u0111\u1ed9ng t\u1eeb 6.7%\/n\u0103m<\/strong><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span>BIDV l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng uy t\u00edn h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, n\u1ed5i b\u1eadt v\u1edbi nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh vay v\u1ed1n linh ho\u1ea1t v\u00e0 \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn. \u0110\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i vay ph\u00f9 h\u1ee3p, ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u n\u00ean n\u1eafm r\u00f5 l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng BIDV m\u1edbi nh\u1ea5t. Xem ngay b\u00e0i vi\u1ebft [&hellip;]<\/p>\n","protected":false},"author":398,"featured_media":597895,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[27],"tags":[],"class_list":{"0":"post-597892","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-khac"},"featured_image_src":"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19010704\/lai-suat-vay-ngan-hang-bidv.jpg","author_info":{"display_name":"Gi\u00e1p Ki\u1ec1u","author_link":"https:\/\/muaban.net\/blog\/tac-gia\/kieu-giap\/"},"acf":[],"modified_by":"Y\u1ebfn Thoa","_links":{"self":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/users\/398"}],"replies":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/comments?post=597892"}],"version-history":[{"count":5,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597892\/revisions"}],"predecessor-version":[{"id":607494,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597892\/revisions\/607494"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media\/597895"}],"wp:attachment":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media?parent=597892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/categories?post=597892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/tags?post=597892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}