{"id":597818,"date":"2025-08-26T16:05:53","date_gmt":"2025-08-26T09:05:53","guid":{"rendered":"https:\/\/muaban.net\/blog\/?p=597818"},"modified":"2025-08-26T16:05:53","modified_gmt":"2025-08-26T09:05:53","slug":"lai-suat-ngan-hang-vib","status":"publish","type":"post","link":"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span><h2 style=\"text-align: justify;\">B\u1ea1n \u0111ang ph\u00e2n v\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m \u1edf \u0111\u00e2u \u0111\u1ec3 sinh l\u1eddi t\u1ed1t hay t\u00ecm ki\u1ebfm kho\u1ea3n vay v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i? Ng\u00e2n h\u00e0ng VIB l\u00e0 m\u1ed9t trong nh\u1eefng l\u1ef1a ch\u1ecdn uy t\u00edn kh\u00f4ng th\u1ec3 b\u1ecf qua. C\u00f9ng <strong>Muaban.net<\/strong> c\u1eadp nh\u1eadt ngay <strong>l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB<\/strong> m\u1edbi nh\u1ea5t trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9!<\/h2>\n<figure id=\"attachment_597902\" aria-describedby=\"caption-attachment-597902\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597902\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025741\/lai-suat-ngan-hang-vib-1.jpg\" alt=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft \" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025741\/lai-suat-ngan-hang-vib-1.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025741\/lai-suat-ngan-hang-vib-1-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025741\/lai-suat-ngan-hang-vib-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597902\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft [date]<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#i-lai-suat-tiet-kiem-ngan-hang-vib-hom-nay\" >I. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng VIB h\u00f4m nay<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#1-lai-suat-tiet-kiem-gui-tai-quay-voi-khach-hang-ca-nhan\" >1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m g\u1eedi t\u1ea1i qu\u1ea7y v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#2-lai-suat-tiet-kiem-gui-online-voi-khach-hang-ca-nhan\" >2. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m g\u1eedi online v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#3-lai-suat-tiet-kiem-doi-voi-khach-hang-doanh-nghiep\" >3. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#ii-lai-suat-vay-ngan-hang-vib-cap-nhat-moi-nhat\" >II. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#1-lai-suat-cho-vay-trung-binh-tai-vib\" >1. L\u00e3i su\u1ea5t cho vay trung b\u00ecnh t\u1ea1i VIB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#2-lai-suat-vay-mua-nha-tai-vib\" >2. L\u00e3i su\u1ea5t vay mua nh\u00e0 t\u1ea1i VIB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#3-lai-suat-vay-vib-mua-o-to\" >3. L\u00e3i su\u1ea5t vay VIB mua \u00f4 t\u00f4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#4-mot-so-san-pham-vay-khac-tai-vib-heading-nay-em-doi-lai-khac-voi-outline-vi-khong-tim-thay-thong-tin\" >4. M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m vay kh\u00e1c t\u1ea1i VIB (heading n\u00e0y em \u0111\u1ed5i l\u1ea1i kh\u00e1c v\u1edbi outline v\u00ec kh\u00f4ng t\u00ecm th\u1ea5y th\u00f4ng tin)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#5-bieu-phi-va-dieu-kien-de-vay-tin-chap-tai-vib\" >5. Bi\u1ec3u ph\u00ed v\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay t\u00edn ch\u1ea5p t\u1ea1i VIB<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#iii-cach-tinh-lai-suat-ngan-hang-vib-don-gian-de-hieu\" >III. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB \u0111\u01a1n gi\u1ea3n, d\u1ec5 hi\u1ec3u<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#1-cach-tinh-lai-suat-tiet-kiem-tai-vib\" >1. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i VIB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#2-cach-tinh-lai-suat-vay-ngan-hang-vib\" >2. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#iv-mot-so-cau-hoi-thuong-gap-khi-gui-tiet-kiem-va-vay-ngan-hang-vib\" >IV. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0 vay ng\u00e2n h\u00e0ng VIB<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#1-gui-100-trieu-ngan-hang-vib-mot-thang-lai-bao-nhieu\" >1. G\u1eedi 100 tri\u1ec7u ng\u00e2n h\u00e0ng VIB m\u1ed9t th\u00e1ng l\u00e3i bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#2-vib-la-ngan-hang-nha-nuoc-hay-tu-nhan\" >2. VIB l\u00e0 ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc hay t\u01b0 nh\u00e2n?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/#3-ngan-hang-vib-co-an-toan-khong\" >3. Ng\u00e2n h\u00e0ng VIB c\u00f3 an to\u00e0n kh\u00f4ng?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"i-lai-suat-tiet-kiem-ngan-hang-vib-hom-nay\"><\/span><strong>I. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng VIB h\u00f4m nay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh g\u1eedi ti\u1ebft ki\u1ec7m, vi\u1ec7c n\u1eafm r\u00f5 m\u1ee9c l\u00e3i su\u1ea5t m\u1edbi nh\u1ea5t s\u1ebd gi\u00fap b\u1ea1n t\u1ed1i \u01b0u l\u1ee3i nhu\u1eadn v\u00e0 \u0111\u01b0a ra l\u1ef1a ch\u1ecdn t\u00e0i ch\u00ednh \u0111\u00fang \u0111\u1eafn. T\u1ea1i ng\u00e2n h\u00e0ng VIB, m\u1ee9c l\u00e3i su\u1ea5t d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n g\u1eedi t\u1ea1i qu\u1ea7y, g\u1eedi online v\u00e0 kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t r\u00f5 r\u00e0ng, c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-tiet-kiem-gui-tai-quay-voi-khach-hang-ca-nhan\"><\/span><strong>1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m g\u1eedi t\u1ea1i qu\u1ea7y v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">T\u00ednh \u0111\u1ebfn th\u00e1ng 8\/2025, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n c\u1ee7a ng\u00e2n h\u00e0ng VIB v\u1eabn \u0111\u01b0\u1ee3c gi\u1eef nguy\u00ean so v\u1edbi th\u00e1ng 3\/2025, dao \u0111\u1ed9ng t\u1eeb 3,5% \u0111\u1ebfn 5,2%\/n\u0103m t\u00f9y k\u1ef3 h\u1ea1n v\u00e0 s\u1ed1 ti\u1ec1n g\u1eedi.<\/p>\n<p style=\"text-align: justify;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB m\u1edbi nh\u1ea5t d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m khi giao d\u1ecbch tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y:<\/p>\n<table style=\"border-collapse: collapse;\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>10 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 300 tri\u1ec7u<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>300 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 3 t\u1ef7<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>3 t\u1ef7 tr\u1edf l\u00ean<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">&lt; 1 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">0,25%<\/td>\n<td style=\"text-align: center;\">0,25%<\/td>\n<td style=\"text-align: center;\">0,25%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">1 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">3,50%<\/td>\n<td style=\"text-align: center;\">3,60%<\/td>\n<td style=\"text-align: center;\">3,60%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">2 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">3,60%<\/td>\n<td style=\"text-align: center;\">3,70%<\/td>\n<td style=\"text-align: center;\">3,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">3 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">3,70%<\/td>\n<td style=\"text-align: center;\">3,80%<\/td>\n<td style=\"text-align: center;\">3,80%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">4 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">3,70%<\/td>\n<td style=\"text-align: center;\">3,80%<\/td>\n<td style=\"text-align: center;\">3,80%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">5 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">3,70%<\/td>\n<td style=\"text-align: center;\">3,80%<\/td>\n<td style=\"text-align: center;\">3,80%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">6 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,60%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">7 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,60%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">8 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,60%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">9 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,60%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">10 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,60%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">11 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,60%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<td style=\"text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">12, 13 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,90%<\/td>\n<td style=\"text-align: center;\">5,00%<\/td>\n<td style=\"text-align: center;\">5,00%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">15 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">4,90%<\/td>\n<td style=\"text-align: center;\">5,00%<\/td>\n<td style=\"text-align: center;\">5,00%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">18 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">5,00%<\/td>\n<td style=\"text-align: center;\">5,10%<\/td>\n<td style=\"text-align: center;\">5,10%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">24 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">5,10%<\/td>\n<td style=\"text-align: center;\">5,20%<\/td>\n<td style=\"text-align: center;\">5,20%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">36 th\u00e1ng<\/td>\n<td style=\"text-align: center;\">5,10%<\/td>\n<td style=\"text-align: center;\">5,20%<\/td>\n<td style=\"text-align: center;\">5,20%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597903\" aria-describedby=\"caption-attachment-597903\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597903\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025752\/lai-suat-ngan-hang-vib-2.jpg\" alt=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025752\/lai-suat-ngan-hang-vib-2.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025752\/lai-suat-ngan-hang-vib-2-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025752\/lai-suat-ngan-hang-vib-2-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597903\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-tiet-kiem-gui-online-voi-khach-hang-ca-nhan\"><\/span><strong>2. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m g\u1eedi online v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"79\" data-end=\"341\">Hi\u1ec7n nay, ng\u00e2n h\u00e0ng VIB tri\u1ec3n khai h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m online cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh. H\u00ecnh th\u1ee9c n\u00e0y cho ph\u00e9p ng\u01b0\u1eddi g\u1eedi th\u1ef1c hi\u1ec7n giao d\u1ecbch m\u1ecdi l\u00fac, d\u1ec5 d\u00e0ng g\u1eedi ho\u1eb7c r\u00fat ti\u1ec1n nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i.<\/p>\n<p style=\"text-align: justify;\" data-start=\"343\" data-end=\"414\">B\u1ea3ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online t\u1ea1i VIB c\u1eadp nh\u1eadt th\u00e1ng 8\/2025 nh\u01b0 sau:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td style=\"width: 30.7468%; text-align: center;\"><strong>T\u1eeb 2 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 300 tri\u1ec7u<\/strong><\/td>\n<td style=\"width: 29.8852%; text-align: center;\"><strong>T\u1eeb 300 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 3 t\u1ef7<\/strong><\/td>\n<td style=\"width: 24.4253%; text-align: center;\"><strong>T\u1eeb 3 t\u1ef7 tr\u1edf l\u00ean<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">&lt; 1 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">0,25%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">0,25%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">0,25%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">1 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">3,70%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">3,70%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">3,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">2 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">3,80%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">3 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">3,80%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">4 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">3,80%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">5 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">3,80%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">3,80%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">6 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">7 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">8 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">9 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">10 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">11 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">4,70%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">15 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">5,20%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">5,20%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">5,20%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">18 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">5,20%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">5,20%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">5,20%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">24 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">5,30%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">5,30%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">5,30%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.6553%; text-align: center;\">36 th\u00e1ng<\/td>\n<td style=\"width: 30.7468%; text-align: center;\">5,30%<\/td>\n<td style=\"width: 29.8852%; text-align: center;\">5,30%<\/td>\n<td style=\"width: 24.4253%; text-align: center;\">5,30%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597904\" aria-describedby=\"caption-attachment-597904\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597904\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025802\/lai-suat-ngan-hang-vib-3.jpg\" alt=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m online\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025802\/lai-suat-ngan-hang-vib-3.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025802\/lai-suat-ngan-hang-vib-3-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025802\/lai-suat-ngan-hang-vib-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597904\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m online<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-lai-suat-tiet-kiem-doi-voi-khach-hang-doanh-nghiep\"><\/span><strong>3. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Kh\u00f4ng ch\u1ec9 t\u1eadp trung v\u00e0o kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, VIB c\u00f2n c\u00f3 c\u00e1c g\u00f3i ti\u1ebft ki\u1ec7m d\u00e0nh ri\u00eang cho doanh nghi\u1ec7p v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t linh ho\u1ea1t. C\u00e1c doanh nghi\u1ec7p c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn nhi\u1ec1u k\u1ef3 h\u1ea1n kh\u00e1c nhau \u0111\u1ec3 v\u1eeba \u0111\u1ea3m b\u1ea3o an to\u00e0n ngu\u1ed3n v\u1ed1n, v\u1eeba t\u1ed1i \u01b0u l\u1ee3i nhu\u1eadn t\u1eeb s\u1ed1 ti\u1ec1n nh\u00e0n r\u1ed7i.<\/p>\n<p style=\"text-align: justify;\">B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB m\u1edbi nh\u1ea5t d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p g\u1eedi ti\u1ebft ki\u1ec7m c\u1eadp nh\u1eadt th\u00e1ng 8\/2025:<\/p>\n<table style=\"height: 416px; width: 100%; border-collapse: collapse;\">\n<tbody>\n<tr style=\"height: 52px;\">\n<td style=\"height: 52px; width: 22.7011%; text-align: center;\"><strong>K\u1ef3 h\u1ea1n n\u1ed5i b\u1eadt<\/strong><\/td>\n<td style=\"height: 52px; width: 27.4425%; text-align: center;\"><strong>10 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 300 tri\u1ec7u<\/strong><\/td>\n<td style=\"height: 52px; width: 26.5805%; text-align: center;\"><strong>300 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 3 t\u1ef7<\/strong><\/td>\n<td style=\"height: 52px; width: 23.1322%; text-align: center;\"><strong>3 t\u1ef7 tr\u1edf l\u00ean<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">1 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">3,50%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">3,60%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">3,60%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">6 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">4,60%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">4,70%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">K\u1ef3 h\u1ea1n kh\u00e1c<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">&#8211;<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">&#8211;<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">&#8211;<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">&lt; 1 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">0,25%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">0,25%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">0,25%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">31-59 ng\u00e0y<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">3,50%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">3,60%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">3,60%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">2 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">3,50%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">3,60%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">3,60%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">60 &#8211; 89 ng\u00e0y<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">3,50%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">3,60%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">3,60%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">3, 4, 5 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">3,60%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">3,70%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">3,70%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">7 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">4,60%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">4,70%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">8 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">4,60%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">4,70%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">9 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">4,60%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">4,70%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">10 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">4,60%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">4,70%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">11 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">4,60%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">4,70%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">4,70%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">12 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">4,90%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">5,00%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">5,00%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">18 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">5,10%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">5,20%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">5,20%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">24 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">5,10%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">5,20%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">5,20%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; width: 22.7011%; text-align: center;\">36 th\u00e1ng<\/td>\n<td style=\"height: 26px; width: 27.4425%; text-align: center;\">5,10%<\/td>\n<td style=\"height: 26px; width: 26.5805%; text-align: center;\">5,20%<\/td>\n<td style=\"height: 26px; width: 23.1322%; text-align: center;\">5,20%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam:\u00a0<a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-hdbank-597096\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng HDBank m\u1edbi nh\u1ea5t<\/a><\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"ii-lai-suat-vay-ngan-hang-vib-cap-nhat-moi-nhat\"><\/span><strong>II. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">L\u00e3i su\u1ea5t vay t\u1ea1i ng\u00e2n h\u00e0ng VIB \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh linh ho\u1ea1t t\u00f9y theo k\u1ef3 h\u1ea1n, kho\u1ea3n vay v\u00e0 h\u1ea1n m\u1ee9c ch\u1ec9 t\u1eeb 5,9%\/n\u0103m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 th\u00f4ng tin l\u00e3i su\u1ea5t c\u1ee5 th\u1ec3 cho c\u00e1c g\u00f3i vay c\u00e1 nh\u00e2n, mua nh\u00e0 hay mua \u00f4 t\u00f4 t\u1ea1i VIB \u0111\u1ec3 b\u1ea1n tham kh\u1ea3o:<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-cho-vay-trung-binh-tai-vib\"><\/span><strong>1. L\u00e3i su\u1ea5t cho vay trung b\u00ecnh t\u1ea1i VIB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">L\u00e3i su\u1ea5t vay trung b\u00ecnh t\u1ea1i VIB s\u1ebd thay \u0111\u1ed5i theo \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n c\u1ee7a s\u1ea3n ph\u1ea9m\/ch\u01b0\u01a1ng tr\u00ecnh cho vay v\u00e0 nhi\u1ec1u y\u1ebfu t\u1ed1 kh\u00e1c. Do \u0111\u00f3, \u0111\u1ec3 bi\u1ebft ch\u00ednh x\u00e1c, b\u1ea1n h\u00e3y li\u00ean h\u1ec7 Chi nh\u00e1nh ho\u1eb7c Ph\u00f2ng Giao d\u1ecbch g\u1ea7n nh\u1ea5t c\u1ee7a VIB \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n l\u00e3i su\u1ea5t cho vay \u01b0u \u0111\u00e3i.<\/p>\n<p style=\"text-align: justify;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n t\u1ea1i VIB m\u1edbi nh\u1ea5t m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 104px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 65.7321%; height: 26px;\"><strong>\u0110\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng<\/strong><\/td>\n<td style=\"width: 34.1121%; height: 26px;\"><strong>L\u00e3i su\u1ea5t<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 65.7321%; height: 26px;\">C\u00e1 nh\u00e2n<\/td>\n<td style=\"width: 34.1121%; height: 26px;\">\n<div class=\"col_num\">6,89%<\/div>\n<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 65.7321%; height: 26px;\">Doanh nghi\u1ec7p<\/td>\n<td style=\"width: 34.1121%; height: 26px;\">5,63%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 65.7321%; height: 26px;\">Ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u00e0 cho vay b\u00ecnh qu\u00e2n<\/td>\n<td style=\"width: 34.1121%; height: 26px;\">1,88%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597905\" aria-describedby=\"caption-attachment-597905\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597905\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025811\/lai-suat-ngan-hang-vib-4.jpg\" alt=\"L\u00e3i su\u1ea5t cho vay trung b\u00ecnh t\u1ea1i VIB\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025811\/lai-suat-ngan-hang-vib-4.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025811\/lai-suat-ngan-hang-vib-4-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025811\/lai-suat-ngan-hang-vib-4-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597905\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t cho vay trung b\u00ecnh t\u1ea1i VIB<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-vay-mua-nha-tai-vib\"><\/span><strong>2. L\u00e3i su\u1ea5t vay mua nh\u00e0 t\u1ea1i VIB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">S\u1edf h\u1eefu ng\u00f4i nh\u00e0 m\u01a1 \u01b0\u1edbc kh\u00f4ng c\u00f2n l\u00e0 \u0111i\u1ec1u qu\u00e1 xa v\u1eddi v\u1edbi kho\u1ea3n vay h\u1ed7 tr\u1ee3 t\u1eeb ng\u00e2n h\u00e0ng VIB. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t cho vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n m\u1edbi nh\u1ea5t t\u1ea1i VIB:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 40.2299%;\"><strong>Vay mua B\u0110S<\/strong><\/td>\n<td style=\"width: 20.2586%;\"><strong>Tr\u00ean 4,5 t\u1ef7<\/strong><\/td>\n<td style=\"width: 19.5402%;\"><strong>1,5 &#8211; 4,5 t\u1ef7<\/strong><\/td>\n<td style=\"width: 19.9713%;\"><strong>D\u01b0\u1edbi 1,5 t\u1ef7<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.2299%;\"><strong>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i 6 th\u00e1ng<\/strong><\/td>\n<td style=\"width: 20.2586%;\">8,30%<\/td>\n<td style=\"width: 19.5402%;\">8,50%<\/td>\n<td style=\"width: 19.9713%;\">8,70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.2299%;\"><strong>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i 12 th\u00e1ng<\/strong><\/td>\n<td style=\"width: 20.2586%;\">9,60%<\/td>\n<td style=\"width: 19.5402%;\">9,80%<\/td>\n<td style=\"width: 19.9713%;\">9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.2299%;\"><strong>Bi\u00ean \u0111\u1ed9 LS sau \u01b0u \u0111\u00e3i<\/strong><\/td>\n<td style=\"width: 20.2586%;\">3,70%<\/td>\n<td style=\"width: 19.5402%;\">3,90%<\/td>\n<td style=\"width: 19.9713%;\">4,9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-lai-suat-vay-vib-mua-o-to\"><\/span><strong>3. L\u00e3i su\u1ea5t vay VIB mua \u00f4 t\u00f4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Vi\u1ec7c vay mua \u00f4 t\u00f4 c\u00f3 th\u1ec3 tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n khi b\u1ea1n c\u1eadp nh\u1eadt m\u1ee9c l\u00e3i su\u1ea5t vay \u00f4 t\u00f4 t\u1ea1i VIB. B\u1ea3ng l\u00e3i su\u1ea5t c\u1ee5 th\u1ec3 khi vay mua \u00f4 t\u00f4 t\u1ea1i VIB:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 40.6609%;\"><strong>Vay mua \u00f4 t\u00f4 c\u0169<\/strong><\/td>\n<td style=\"width: 20.1149%;\"><strong>Tr\u00ean 1,5 t\u1ef7<\/strong><\/td>\n<td style=\"width: 18.9655%;\"><strong>0,75 &#8211; 1,5 t\u1ef7<\/strong><\/td>\n<td style=\"width: 19.9712%;\"><strong>D\u01b0\u1edbi 0,75 t\u1ef7<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.6609%;\"><strong>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i 6 th\u00e1ng<\/strong><\/td>\n<td style=\"width: 20.1149%;\">8,20%<\/td>\n<td style=\"width: 18.9655%;\">8,40%<\/td>\n<td style=\"width: 19.9712%;\">8,60%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.6609%;\"><strong>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i 12 th\u00e1ng<\/strong><\/td>\n<td style=\"width: 20.1149%;\">9,50%<\/td>\n<td style=\"width: 18.9655%;\">9,70%<\/td>\n<td style=\"width: 19.9712%;\">9,90%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.6609%;\"><strong>Bi\u00ean \u0111\u1ed9 LS sau \u01b0u \u0111\u00e3i<\/strong><\/td>\n<td style=\"width: 20.1149%;\">3,9%<\/td>\n<td style=\"width: 18.9655%;\">3,30%<\/td>\n<td style=\"width: 19.9712%;\">3,50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597906\" aria-describedby=\"caption-attachment-597906\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597906\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025821\/lai-suat-ngan-hang-vib-5.jpg\" alt=\"L\u00e3i su\u1ea5t vay VIB mua \u00f4 t\u00f4\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025821\/lai-suat-ngan-hang-vib-5.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025821\/lai-suat-ngan-hang-vib-5-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025821\/lai-suat-ngan-hang-vib-5-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597906\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay VIB mua \u00f4 t\u00f4<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4-mot-so-san-pham-vay-khac-tai-vib-heading-nay-em-doi-lai-khac-voi-outline-vi-khong-tim-thay-thong-tin\"><\/span><strong>4. M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m vay kh\u00e1c t\u1ea1i VIB (heading n\u00e0y em \u0111\u1ed5i l\u1ea1i kh\u00e1c v\u1edbi outline v\u00ec kh\u00f4ng t\u00ecm th\u1ea5y th\u00f4ng tin)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">B\u00ean c\u1ea1nh c\u00e1c kho\u1ea3n vay mua nh\u00e0 v\u00e0 mua \u00f4 t\u00f4, ng\u00e2n h\u00e0ng VIB c\u00f2n cung c\u1ea5p nhi\u1ec1u s\u1ea3n ph\u1ea9m vay \u0111a d\u1ea1ng kh\u00e1c, ph\u1ee5c v\u1ee5 c\u00e1c m\u1ee5c \u0111\u00edch nh\u01b0 kinh doanh, c\u1ea3i t\u1ea1o nh\u00e0 c\u1eeda hay nhu c\u1ea7u c\u00e1 nh\u00e2n kh\u00e1c. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t th\u00e1ng 8\/2025 \u0111\u1ec3 b\u1ea1n tham kh\u1ea3o:<\/p>\n<table style=\"height: 100px; width: 100%; border-collapse: collapse;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"height: 10px; width: 35.0468%; text-align: center;\"><strong>S\u1ea3n ph\u1ea9m<\/strong><\/td>\n<td style=\"height: 10px; width: 14.8458%; text-align: center;\"><strong>L\u00e3i su\u1ea5t (n\u0103m)<\/strong><\/td>\n<td style=\"height: 10px; width: 31.5259%; text-align: center;\"><strong>Vay t\u1ed1i \u0111a<\/strong><\/td>\n<td style=\"height: 10px; width: 18.4257%; text-align: center;\"><strong>Th\u1eddi h\u1ea1n vay (n\u0103m)<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 30px; width: 35.0468%;\">Vay c\u00e1 nh\u00e2n kinh doanh<\/td>\n<td style=\"height: 30px; width: 14.8458%;\">7,8 &#8211; 8,0%<\/td>\n<td style=\"height: 30px; width: 31.5259%;\">80% nhu c\u1ea7u<\/td>\n<td style=\"height: 30px; width: 18.4257%; text-align: center;\">2<\/td>\n<\/tr>\n<tr style=\"height: 78px;\">\n<td style=\"height: 10px; width: 35.0468%;\">Vay kinh doanh doanh nghi\u1ec7p<\/td>\n<td style=\"height: 10px; width: 14.8458%;\">8,0 &#8211; 8,2%<\/td>\n<td style=\"height: 10px; width: 31.5259%;\">80% nhu c\u1ea7u<\/td>\n<td style=\"height: 10px; width: 18.4257%; text-align: center;\">2<\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 10px; width: 35.0468%;\">Vay mua \u00f4 t\u00f4 m\u1edbi<\/td>\n<td style=\"height: 10px; width: 14.8458%;\">8,6 &#8211; 8,8%<\/td>\n<td style=\"height: 10px; width: 31.5259%;\">80% gi\u00e1 tr\u1ecb xe<\/td>\n<td style=\"height: 10px; width: 18.4257%; text-align: center;\">8<\/td>\n<\/tr>\n<tr style=\"height: 78px;\">\n<td style=\"height: 10px; width: 35.0468%;\">Vay x\u00e2y m\u1edbi, s\u1eeda ch\u1eefa nh\u00e0<\/td>\n<td style=\"height: 10px; width: 14.8458%;\">8,7 &#8211; 9,1%<\/td>\n<td style=\"height: 10px; width: 31.5259%;\">80% nhu c\u1ea7u<\/td>\n<td style=\"height: 10px; width: 18.4257%; text-align: center;\">15<\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 10px; width: 35.0468%;\">Vay ti\u00eau d\u00f9ng c\u00f3 TSB\u0110<\/td>\n<td style=\"height: 10px; width: 14.8458%;\">8,8%<\/td>\n<td style=\"height: 10px; width: 31.5259%;\">100% nhu c\u1ea7u<\/td>\n<td style=\"height: 10px; width: 18.4257%; text-align: center;\">8<\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"height: 10px; width: 35.0468%;\">Vay chi ph\u00ed du h\u1ecdc<\/td>\n<td style=\"height: 10px; width: 14.8458%;\">8,8%<\/td>\n<td style=\"height: 10px; width: 31.5259%;\">100% nhu c\u1ea7u<\/td>\n<td style=\"height: 10px; width: 18.4257%; text-align: center;\">10<\/td>\n<\/tr>\n<tr style=\"height: 78px;\">\n<td style=\"height: 10px; width: 35.0468%;\">Vay c\u1ea7m c\u1ed1 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1<\/td>\n<td style=\"height: 10px; width: 14.8458%;\">8,8%<\/td>\n<td style=\"height: 10px; width: 31.5259%;\">100% gi\u00e1 tr\u1ecb gi\u1ea5y t\u1edd c\u00f3 gi\u00e1<\/td>\n<td style=\"height: 10px; width: 18.4257%; text-align: center;\">2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5-bieu-phi-va-dieu-kien-de-vay-tin-chap-tai-vib\"><\/span><strong>5. Bi\u1ec3u ph\u00ed v\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay t\u00edn ch\u1ea5p t\u1ea1i VIB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Vay t\u00edn ch\u1ea5p, hay c\u00f2n g\u1ecdi l\u00e0 vay theo l\u01b0\u01a1ng, l\u00e0 h\u00ecnh th\u1ee9c vay v\u1ed1n kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, ho\u00e0n to\u00e0n d\u1ef1a tr\u00ean uy t\u00edn v\u00e0 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng. V\u1eady bi\u1ec3u ph\u00ed \u00e1p d\u1ee5ng v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u0103ng k\u00fd vay t\u00edn ch\u1ea5p t\u1ea1i VIB hi\u1ec7n nay nh\u01b0 th\u1ebf n\u00e0o? C\u00f9ng Muaban.net t\u00ecm hi\u1ec3u ngay sau \u0111\u00e2y:<\/p>\n<p style=\"text-align: justify;\"><strong>Bi\u1ec3u ph\u00ed vay t\u00edn ch\u1ea5p VIB:<\/strong><\/p>\n<table style=\"height: 30px; width: 100%; border-collapse: collapse;\">\n<tbody>\n<tr style=\"height: 10px;\">\n<td style=\"height: 10px;\"><strong>Ph\u00ed th\u1ea9m \u0111\u1ecbnh kho\u1ea3n vay<\/strong><\/td>\n<td style=\"height: 10px;\">Mi\u1ec5n ph\u00ed<\/td>\n<\/tr>\n<tr style=\"height: 10px;\">\n<td style=\"height: 10px;\"><strong>Th\u00f4ng b\u00e1o giao d\u1ecbch qua SMS<\/strong><\/td>\n<td style=\"height: 10px;\">Mi\u1ec5n ph\u00ed<\/td>\n<\/tr>\n<tr style=\"height: 10px;\">\n<td style=\"height: 10px;\"><strong>Ph\u00ed t\u1ea5t to\u00e1n tr\u01b0\u1edbc h\u1ea1n<\/strong><\/td>\n<td style=\"height: 10px;\">N\u0103m 01: 4%, N\u0103m 02: 3%, N\u0103m 03 tr\u1edf \u0111i: 2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><strong>\u0110i\u1ec1u ki\u1ec7n vay t\u00edn ch\u1ea5p VIB:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li><strong>Qu\u1ed1c t\u1ecbch:<\/strong> Vi\u1ec7t Nam.<\/li>\n<li><strong>\u0110\u1ed9 tu\u1ed5i:<\/strong> T\u1ea1i th\u1eddi \u0111i\u1ec3m y\u00eau c\u1ea7u c\u1ea5p t\u00edn d\u1ee5ng: t\u1eeb 22 tu\u1ed5i; T\u1ea1i th\u1eddi \u0111i\u1ec3m k\u1ebft th\u00fac kho\u1ea3n vay: kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 55 tu\u1ed5i \u0111\u1ed1i v\u1edbi n\u1eef v\u00e0 kh\u00f4ng qu\u00e1 60 tu\u1ed5i \u0111\u1ed1i v\u1edbi nam.<\/li>\n<li><strong>\u0110\u1ecba ch\u1ec9 c\u01b0 tr\u00fa\/l\u00e0m vi\u1ec7c:<\/strong> TP. H\u1ed3 Ch\u00ed Minh, H\u00e0 N\u1ed9i, T\u00e2y Ninh, \u0110\u00e0 N\u1eb5ng, B\u00ecnh D\u01b0\u01a1ng, \u0110\u1ed3ng Nai, C\u1ea7n Th\u01a1, V\u0169ng T\u00e0u, Vinh, Nha Trang.<\/li>\n<li><strong>M\u1ee9c thu nh\u1eadp:<\/strong> Thu nh\u1eadp t\u1ed1i thi\u1ec3u t\u1eeb 07 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng.<\/li>\n<li><strong>L\u1ecbch s\u1eed t\u00edn d\u1ee5ng:<\/strong> Kh\u00f4ng c\u00f3 n\u1ee3 x\u1ea5u trong v\u00f2ng 2 n\u0103m g\u1ea7n nh\u1ea5t.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>H\u1ed3 s\u01a1 vay t\u00edn ch\u1ea5p VIB:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li><strong>H\u1ed3 s\u01a1 nh\u00e2n th\u00e2n:<\/strong> Ch\u1ee9ng minh nh\u00e2n d\u00e2n\/C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n\/H\u1ed9 chi\u1ebfu v\u00e0 H\u1ed9 kh\u1ea9u.<\/li>\n<li><strong>H\u1ed3 s\u01a1 kh\u00e1c:<\/strong> Theo Quy \u0111\u1ecbnh c\u1ee7a VIB t\u1eebng th\u1eddi k\u1ef3.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam:\u00a0<a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-sacombank-597072\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Sacombank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/a><\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iii-cach-tinh-lai-suat-ngan-hang-vib-don-gian-de-hieu\"><\/span><strong>III. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB \u0111\u01a1n gi\u1ea3n, d\u1ec5 hi\u1ec3u<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m v\u00e0 l\u00e3i su\u1ea5t vay t\u1ea1i ng\u00e2n h\u00e0ng VIB ho\u00e0n to\u00e0n kh\u00e1c nhau, m\u1ed7i lo\u1ea1i c\u00f3 c\u00f4ng th\u1ee9c ri\u00eang. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 h\u01b0\u1edbng d\u1eabn t\u00ednh l\u00e3i su\u1ea5t \u0111\u01a1n gi\u1ea3n v\u00e0 d\u1ec5 hi\u1ec3u \u0111\u1ec3 b\u1ea1n tham kh\u1ea3o:<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-cach-tinh-lai-suat-tiet-kiem-tai-vib\"><\/span><strong>1. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i VIB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB g\u1eedi ti\u1ebft ki\u1ec7m g\u1ed3m 2 lo\u1ea1i: c\u00f3 k\u1ef3 h\u1ea1n v\u00e0 kh\u00f4ng k\u1ef3 h\u1ea1n. C\u00e1ch t\u00ednh c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n<p style=\"text-align: justify;\"><strong>L\u00e3i su\u1ea5t c\u00f3 k\u1ef3 h\u1ea1n:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>S\u1ed1 ti\u1ec1n l\u00e3i theo ng\u00e0y = S\u1ed1 ti\u1ec1n g\u1eedi x l\u00e3i su\u1ea5t (%n\u0103m) x s\u1ed1 ng\u00e0y g\u1eedi\/360.<\/li>\n<li>S\u1ed1 ti\u1ec1n l\u00e3i theo th\u00e1ng = S\u1ed1 ti\u1ec1n g\u1eedi x l\u00e3i su\u1ea5t (%n\u0103m)\/12 x s\u1ed1 th\u00e1ng g\u1eedi.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">V\u00ed d\u1ee5: C\u00e1 nh\u00e2n g\u1eedi 100 tri\u1ec7u \u0111\u1ed3ng t\u1ea1i qu\u1ea7y VIB k\u1ef3 h\u1ea1n 6 th\u00e1ng, l\u00e3i su\u1ea5t th\u00e1ng 8\/2025 v\u1edbi h\u1ea1n m\u1ee9c d\u01b0\u1edbi 300 tri\u1ec7u l\u00e0 3,6%.<\/p>\n<p style=\"text-align: justify;\">L\u00e3i su\u1ea5t nh\u1eadn \u0111\u01b0\u1ee3c = 100 tri\u1ec7u x 3,6%\/12 x 6 th\u00e1ng = 1,8 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n<p style=\"text-align: justify;\"><strong>L\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n:<\/strong><\/p>\n<p style=\"text-align: justify;\">S\u1ed1 ti\u1ec1n l\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi x l\u00e3i su\u1ea5t (%\/n\u0103m) x s\u1ed1 ng\u00e0y th\u1ef1c g\u1eedi\/360.<\/p>\n<figure id=\"attachment_597907\" aria-describedby=\"caption-attachment-597907\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597907\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025830\/lai-suat-ngan-hang-vib-6.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB \u0111\u01a1n gi\u1ea3n, d\u1ec5 hi\u1ec3u\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025830\/lai-suat-ngan-hang-vib-6.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025830\/lai-suat-ngan-hang-vib-6-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025830\/lai-suat-ngan-hang-vib-6-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597907\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB \u0111\u01a1n gi\u1ea3n, d\u1ec5 hi\u1ec3u<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-cach-tinh-lai-suat-vay-ngan-hang-vib\"><\/span><strong>2. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">T\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB v\u00f4 c\u00f9ng nhanh ch\u00f3ng v\u1edbi c\u00f4ng th\u1ee9c:<\/p>\n<p style=\"text-align: center;\"><strong><em>T\u1ed5ng ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng = Ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng + T\u1ed5ng ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng<\/em><\/strong><\/p>\n<p style=\"text-align: justify;\">Trong \u0111\u00f3:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay ban \u0111\u1ea7u \u00f7 S\u1ed1 th\u00e1ng vay.<\/li>\n<li>Ti\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u = S\u1ed1 ti\u1ec1n vay ban \u0111\u1ea7u x L\u00e3i su\u1ea5t theo th\u00e1ng.<\/li>\n<li>Ti\u1ec1n l\u00e3i th\u00e1ng th\u1ee9 2 = (S\u1ed1 ti\u1ec1n vay ban \u0111\u1ea7u \u2013 Ti\u1ec1n g\u1ed1c \u0111\u00e3 tr\u1ea3) x L\u00e3i su\u1ea5t theo th\u00e1ng.<\/li>\n<li>T\u01b0\u01a1ng t\u1ef1 t\u1eeb th\u00e1ng th\u1ee9 3 tr\u1edf \u0111i, l\u00e3i s\u1ebd t\u00ednh tr\u00ean d\u01b0 n\u1ee3 c\u00f2n l\u1ea1i.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam:\u00a0<a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-agribank-597047\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t 2025<\/a><\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iv-mot-so-cau-hoi-thuong-gap-khi-gui-tiet-kiem-va-vay-ngan-hang-vib\"><\/span><strong>IV. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0 vay ng\u00e2n h\u00e0ng VIB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Khi g\u1eedi ti\u1ebft ki\u1ec7m ho\u1eb7c vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng VIB, nhi\u1ec1u kh\u00e1ch h\u00e0ng th\u01b0\u1eddng th\u1eafc m\u1eafc v\u1ec1 l\u00e3i su\u1ea5t, \u0111\u1ed9 uy t\u00edn c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i \u0111i k\u00e8m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng gi\u1ea3i \u0111\u00e1p chi ti\u1ebft cho c\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p:<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-gui-100-trieu-ngan-hang-vib-mot-thang-lai-bao-nhieu\"><\/span><strong>1. G\u1eedi 100 tri\u1ec7u ng\u00e2n h\u00e0ng VIB m\u1ed9t th\u00e1ng l\u00e3i bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">S\u1ed1 ti\u1ec1n g\u1eedi 100 tri\u1ec7u n\u1eb1m trong h\u1ea1n m\u1ee9c d\u01b0\u1edbi 300 tri\u1ec7u v\u00e0 n\u1ebfu g\u1eedi m\u1ed9t th\u00e1ng t\u1ea1i ng\u00e2n h\u00e0ng VIB, b\u1ea1n \u0111ang \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t 3,5%\/n\u0103m n\u1ebfu g\u1eedi t\u1ea1i qu\u1ea7y v\u00e0 3,7%\/n\u0103m n\u1ebfu ti\u1ebft ki\u1ec7m online. Nh\u01b0 v\u1eady, s\u1ed1 ti\u1ec1n l\u00e3i b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c 1 th\u00e1ng \u1edf hai h\u00ecnh th\u1ee9c n\u00e0y l\u1ea7n l\u01b0\u1ee3t l\u00e0 <strong>291.667 \u0111\u1ed3ng v\u00e0 308.334 \u0111\u1ed3ng<\/strong>.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-vib-la-ngan-hang-nha-nuoc-hay-tu-nhan\"><\/span><strong>2. VIB l\u00e0 ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc hay t\u01b0 nh\u00e2n?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><strong><a href=\"https:\/\/www.vib.com.vn\/vn\/home-b\" target=\"_blank\" rel=\"nofollow noopener\">Ng\u00e2n h\u00e0ng VIB<\/a><\/strong> \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp ng\u00e0y 18\/09\/1996 b\u1edfi \u00f4ng \u0110\u1eb7ng Kh\u1eafc V\u1ef9 c\u00f9ng m\u1ed9t s\u1ed1 Vi\u1ec7t ki\u1ec1u Nga, v\u1edbi v\u1ed1n \u0111i\u1ec1u l\u1ec7 ban \u0111\u1ea7u l\u00e0 50 t\u1ef7 \u0111\u1ed3ng v\u00e0 \u0111\u1ed9i ng\u0169 ch\u1ec9 50 nh\u00e2n vi\u00ean. T\u1eeb \u0111\u00f3 \u0111\u1ebfn nay, ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd, tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng <strong>ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n<\/strong> uy t\u00edn t\u1ea1i Vi\u1ec7t Nam.<\/p>\n<figure id=\"attachment_597909\" aria-describedby=\"caption-attachment-597909\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597909\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025852\/lai-suat-ngan-hang-vib-7.jpg\" alt=\"C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0 vay ng\u00e2n h\u00e0ng VIB\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025852\/lai-suat-ngan-hang-vib-7.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025852\/lai-suat-ngan-hang-vib-7-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025852\/lai-suat-ngan-hang-vib-7-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597909\" class=\"wp-caption-text\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0 vay ng\u00e2n h\u00e0ng VIB<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-ngan-hang-vib-co-an-toan-khong\"><\/span><strong>3. Ng\u00e2n h\u00e0ng VIB c\u00f3 an to\u00e0n kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">T\u1eeb khi th\u00e0nh l\u1eadp n\u0103m 1996, \u0111\u1ebfn nay v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ea1t h\u01a1n 21.000 t\u1ef7 \u0111\u1ed3ng, v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu kho\u1ea3ng 28.250 t\u1ef7 \u0111\u1ed3ng v\u00e0 t\u1ed5ng t\u00e0i s\u1ea3n v\u01b0\u1ee3t 348.000 t\u1ef7 \u0111\u1ed3ng, minh ch\u1ee9ng cho s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh v\u1eefng ch\u1eafc.<\/p>\n<p style=\"text-align: justify;\">VIB c\u0169ng li\u00ean t\u1ee5c nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c gi\u1ea3i th\u01b0\u1edfng uy t\u00edn, t\u1eeb &#8220;Ng\u00e2n h\u00e0ng ti\u00eau bi\u1ec3u&#8221; do The Banker trao t\u1eb7ng, \u0111\u1ebfn c\u00e1c gi\u1ea3i th\u01b0\u1edfng v\u1ec1 d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng s\u1ed1 tr\u00ean b\u00ecnh di\u1ec7n qu\u1ed1c t\u1ebf. \u0110\u1ed9i ng\u0169 nh\u00e2n vi\u00ean \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o chuy\u00ean s\u00e2u, chuy\u00ean nghi\u1ec7p, c\u00f9ng c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 \u0111a d\u1ea1ng, ch\u1ea5t l\u01b0\u1ee3ng cao, t\u1ea1o ni\u1ec1m tin v\u1eefng ch\u1eafc cho kh\u00e1ch h\u00e0ng.<\/p>\n<p style=\"text-align: justify;\">Nh\u00ecn chung, v\u1edbi b\u1ec1 d\u00e0y kinh nghi\u1ec7m v\u00e0 uy t\u00edn \u0111\u00e3 \u0111\u01b0\u1ee3c kh\u1eb3ng \u0111\u1ecbnh, VIB l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn an to\u00e0n, \u0111\u00e1ng tin c\u1eady v\u00e0 thu\u1ed9c nh\u00f3m ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n d\u1eabn \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam.<\/p>\n<p style=\"text-align: justify;\"><strong>L\u1eddi k\u1ebft<\/strong><\/p>\n<p style=\"text-align: justify;\">B\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 c\u1eadp nh\u1eadt <a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vib-597818\/\" target=\"_blank\" rel=\"noopener\"><strong>l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB<\/strong><\/a> m\u1edbi nh\u1ea5t c\u00f9ng th\u00f4ng tin v\u1ec1 c\u00e1c s\u1ea3n ph\u1ea9m vay, g\u1eedi ti\u1ec1n t\u1ea1i \u0111\u00e2y. Hy v\u1ecdng nh\u1eefng chia s\u1ebb n\u00e0y s\u1ebd gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn v\u00e0 c\u00f3 tr\u1ea3i nghi\u1ec7m thu\u1eadn l\u1ee3i khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 t\u1ea1i VIB. \u0110\u1eebng qu\u00ean theo d\u00f5i <a href=\"https:\/\/muaban.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Muaban.net<\/strong><\/a> \u0111\u1ec3 c\u1eadp nh\u1eadt th\u00eam nhi\u1ec1u b\u00e0i vi\u1ebft h\u1eefu \u00edch kh\u00e1c nh\u00e9!<\/p>\n<p style=\"text-align: right;\"><strong>Ngu\u1ed3n: <a href=\"https:\/\/www.vib.com.vn\/\" target=\"_blank\" rel=\"nofollow noopener\">https:\/\/www.vib.com.vn\/<\/a><\/strong><\/p>\n<p><strong>C\u00f3 th\u1ec3 b\u1ea1n quan t\u00e2m:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-acb-598250\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB: Chi ti\u1ebft l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0 vay v\u1ed1n<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank: L\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 cho vay<\/strong><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span>B\u1ea1n \u0111ang ph\u00e2n v\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m \u1edf \u0111\u00e2u \u0111\u1ec3 sinh l\u1eddi t\u1ed1t hay t\u00ecm ki\u1ebfm kho\u1ea3n vay v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i? Ng\u00e2n h\u00e0ng VIB l\u00e0 m\u1ed9t trong nh\u1eefng l\u1ef1a ch\u1ecdn uy t\u00edn kh\u00f4ng th\u1ec3 b\u1ecf qua. C\u00f9ng Muaban.net c\u1eadp nh\u1eadt ngay l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VIB m\u1edbi nh\u1ea5t trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y [&hellip;]<\/p>\n","protected":false},"author":439,"featured_media":597908,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[27],"tags":[],"class_list":{"0":"post-597818","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-khac"},"featured_image_src":"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19025840\/lai-suat-ngan-hang-vib.jpg","author_info":{"display_name":"Nguy\u1ec5n V\u00e2n Anh","author_link":"https:\/\/muaban.net\/blog\/tac-gia\/nguyen-vananh\/"},"acf":[],"modified_by":"T\u00fa \u0110inh","_links":{"self":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/users\/439"}],"replies":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/comments?post=597818"}],"version-history":[{"count":3,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597818\/revisions"}],"predecessor-version":[{"id":598384,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597818\/revisions\/598384"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media\/597908"}],"wp:attachment":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media?parent=597818"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/categories?post=597818"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/tags?post=597818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}