{"id":597697,"date":"2025-08-21T16:21:42","date_gmt":"2025-08-21T09:21:42","guid":{"rendered":"https:\/\/muaban.net\/blog\/?p=597697"},"modified":"2025-08-21T16:21:42","modified_gmt":"2025-08-21T09:21:42","slug":"lai-suat-ngan-hang-techcombank","status":"publish","type":"post","link":"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft\u00a0"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 11<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span><h2 style=\"text-align: justify;\"><em><span style=\"font-weight: 400;\">Th\u00f4ng tin v\u1ec1 ng\u00e2n h\u00e0ng Techcombank lu\u00f4n \u0111\u01b0\u1ee3c nhi\u1ec1u kh\u00e1ch h\u00e0ng quan t\u00e2m b\u1edfi \u0111\u00e2y l\u00e0 ng\u00e2n h\u00e0ng thu\u1ed9c Top 5 th\u01b0\u01a1ng hi\u1ec7u ng\u00e2n h\u00e0ng gi\u00e1 tr\u1ecb nh\u1ea5t Vi\u1ec7t Nam. Vi\u1ec7c n\u1eafm b\u1eaft k\u1ecbp th\u1eddi bi\u1ec3u ph\u00ed v\u00e0 m\u1ee9c l\u1ee3i t\u1ee9c s\u1ebd gi\u00fap b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3, ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u hi\u1ec7n t\u1ea1i. B\u00e0i vi\u1ebft c\u1ee7a Muaban.net s\u1ebd cung c\u1ea5p c\u1eadp nh\u1eadt chi ti\u1ebft v\u1ec1 ch\u00ednh s\u00e1ch<\/span><b> l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank<\/b><span style=\"font-weight: 400;\"> theo t\u1eebng k\u1ef3 h\u1ea1n, c\u00f9ng c\u00e1c \u01b0u \u0111\u00e3i n\u1ed5i b\u1eadt d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p.<\/span><\/em><\/h2>\n<figure id=\"attachment_597701\" aria-describedby=\"caption-attachment-597701\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597701\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085225\/lai-suat-ngan-hang-techcombank.jpg\" alt=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085225\/lai-suat-ngan-hang-techcombank.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085225\/lai-suat-ngan-hang-techcombank-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085225\/lai-suat-ngan-hang-techcombank-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597701\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft.<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#i-lai-suat-tiet-kiem-techcombank-voi-khach-hang-ca-nhan\" >I. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m Techcombank v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#1-lai-suat-tiet-kiem-tai-quay-%e2%80%93-san-pham-phat-loc\" >1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y &#8211; S\u1ea3n ph\u1ea9m ph\u00e1t l\u1ed9c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#2-lai-suat-tiet-kiem-online-%e2%80%93-phat-loc-online\" >2. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online &#8211; Ph\u00e1t l\u1ed9c online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#3-lai-suat-tien-gui-rut-goc-linh-hoat\" >3. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi r\u00fat g\u1ed1c linh ho\u1ea1t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#4-gui-tiet-kiem-%e2%80%93-tich-luy-nhu-y\" >4. G\u1eedi ti\u1ebft ki\u1ec7m &#8211; T\u00edch l\u0169y Nh\u01b0 \u00dd\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#5-gui-tiet-kiem-tich-luy-tai-tam-tai-hien\" >5. G\u1eedi ti\u1ebft ki\u1ec7m t\u00edch l\u0169y T\u00e0i T\u00e2m\/ T\u00e0i Hi\u1ec1n\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#6-gui-tiet-kiem-goi-superkid\" >6. G\u1eedi ti\u1ebft ki\u1ec7m g\u00f3i SuperKid<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#ii-lai-suat-tiet-kiem-techcombank-voi-khach-hang-doanh-nghiep\" >II. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m Techcombank v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#1-lai-suat-huy-dong-doanh-nghiep-co-ky-han-thong-thuong\" >1. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng doanh nghi\u1ec7p c\u00f3 k\u1ef3 h\u1ea1n th\u00f4ng th\u01b0\u1eddng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#2-lai-suat-huy-dong-doanh-nghiep-co-ky-han-khac\" >2. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng doanh nghi\u1ec7p c\u00f3 k\u1ef3 h\u1ea1n kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#3-lai-suat-huy-dong-doanh-nghiep-khong-ky-han\" >3. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng doanh nghi\u1ec7p kh\u00f4ng k\u1ef3 h\u1ea1n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#iii-lai-suat-vay-ngan-hang-techcombank-hom-nay\" >III. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank h\u00f4m nay<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#1-lai-suat-vay-mua-bat-dong-san-vay-tai-tai-tro-khoan-vay-mua-bds\" >1. L\u00e3i su\u1ea5t vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n\/ Vay t\u00e1i t\u00e0i tr\u1ee3 kho\u1ea3n vay mua B\u0110S<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#2-lai-suat-vay-xay-sua-nha-tai-techcombank\" >2. L\u00e3i su\u1ea5t vay x\u00e2y s\u1eeda nh\u00e0 t\u1ea1i Techcombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#3-lai-suat-vay-mua-o-to-ngan-hang-techcombank\" >3. L\u00e3i su\u1ea5t vay mua \u00f4 t\u00f4 ng\u00e2n h\u00e0ng Techcombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#4-lai-suat-vay-kinh-doanh-tai-techcombank\" >4. L\u00e3i su\u1ea5t vay kinh doanh t\u1ea1i Techcombank<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#iv-cach-tinh-lai-suat-ngan-hang-techcombank-don-gian-chi-tiet\" >IV. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank \u0111\u01a1n gi\u1ea3n, chi ti\u1ebft<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#1-cach-tinh-lai-suat-gui-tiet-kiem-ngan-hang-techcombank\" >1. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng Techcombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#2-cach-tinh-lai-suat-vay-ngan-hang-techcombank\" >2. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#v-mot-so-cau-hoi-thuong-gap-ve-lai-suat-ngan-hang-techcombank\" >V. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#1-dieu-kien-vay-von-tai-ngan-hang-techcombank-la-gi\" >1. \u0110i\u1ec1u ki\u1ec7n vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng Techcombank l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#2-khach-hang-vay-ngan-hang-techcombank-phai-chi-tra-nhung-khoan-nao\" >2. Kh\u00e1ch h\u00e0ng vay ng\u00e2n h\u00e0ng Techcombank ph\u1ea3i chi tr\u1ea3 nh\u1eefng kho\u1ea3n n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/#3-ngan-hang-techcombank-co-mo-cua-thu-7-khong\" >3. Ng\u00e2n h\u00e0ng Techcombank c\u00f3 m\u1edf c\u1eeda th\u1ee9 7 kh\u00f4ng?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"i-lai-suat-tiet-kiem-techcombank-voi-khach-hang-ca-nhan\"><\/span><b>I. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m Techcombank v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Techcombank l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, cung c\u1ea5p \u0111a d\u1ea1ng c\u00e1c s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh, linh ho\u1ea1t theo k\u1ef3 h\u1ea1n. C\u00e1c s\u1ea3n ph\u1ea9m n\u1ed5i b\u1eadt bao g\u1ed3m Ph\u00e1t L\u1ed9c, T\u00edch l\u0169y Nh\u01b0 \u00dd, T\u00e0i T\u00e2m\/T\u00e0i Hi\u1ec1n v\u00e0 SuperKid, v\u1edbi \u01b0u \u0111\u00e3i r\u00fat g\u1ed1c linh ho\u1ea1t ho\u1eb7c t\u00edch l\u0169y \u0111\u1ecbnh k\u1ef3. \u0110\u1eb7c bi\u1ec7t, s\u1ea3n ph\u1ea9m Ti\u1ec1n g\u1eedi R\u00fat g\u1ed1c linh ho\u1ea1t cho ph\u00e9p r\u00fat m\u1ed9t ph\u1ea7n g\u1ed1c tr\u01b0\u1edbc h\u1ea1n m\u00e0 v\u1eabn gi\u1eef nguy\u00ean l\u00e3i su\u1ea5t.<\/span><\/p>\n<figure id=\"attachment_597702\" aria-describedby=\"caption-attachment-597702\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597702\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085236\/lai-suat-ngan-hang-techcombank-1.jpg\" alt=\"T\u00ecm hi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m Techcombank v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085236\/lai-suat-ngan-hang-techcombank-1.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085236\/lai-suat-ngan-hang-techcombank-1-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085236\/lai-suat-ngan-hang-techcombank-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597702\" class=\"wp-caption-text\">T\u00ecm hi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m Techcombank v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-tiet-kiem-tai-quay-%e2%80%93-san-pham-phat-loc\"><\/span><b>1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y &#8211; S\u1ea3n ph\u1ea9m ph\u00e1t l\u1ed9c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">S\u1ea3n ph\u1ea9m Ph\u00e1t L\u1ed9c t\u1ea1i qu\u1ea7y l\u00e0 h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m truy\u1ec1n th\u1ed1ng, d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n mu\u1ed1n giao d\u1ecbch tr\u1ef1c ti\u1ebfp. L\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng theo b\u1eadc thang d\u1ef1a tr\u00ean s\u1ed1 ti\u1ec1n g\u1eedi v\u00e0 k\u1ef3 h\u1ea1n, v\u1edbi m\u1ee9c cao nh\u1ea5t l\u00ean \u0111\u1ebfn 4.75%\/n\u0103m. C\u1ee5 th\u1ec3:<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 19.2529%;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center; width: 25.5747%;\"><b>Tr\u00ean 3 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center; width: 26.8678%;\"><b>T\u1eeb 1 t\u1ef7 &#8211; 3 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center; width: 26.7241%;\"><b>D\u01b0\u1edbi 1 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 19.2529%;\"><span style=\"font-weight: 400;\">1 &#8211; 2 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 25.5747%;\"><span style=\"font-weight: 400;\">3.35<\/span><\/td>\n<td style=\"text-align: center; width: 26.8678%;\"><span style=\"font-weight: 400;\">3.25<\/span><\/td>\n<td style=\"text-align: center; width: 26.7241%;\"><span style=\"font-weight: 400;\">3.15<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 19.2529%;\"><span style=\"font-weight: 400;\">3 &#8211; 5 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 25.5747%;\"><span style=\"font-weight: 400;\">3.65<\/span><\/td>\n<td style=\"text-align: center; width: 26.8678%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<td style=\"text-align: center; width: 26.7241%;\"><span style=\"font-weight: 400;\">3.45<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 19.2529%;\"><span style=\"font-weight: 400;\">6 &#8211; 8 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 25.5747%;\"><span style=\"font-weight: 400;\">4.55<\/span><\/td>\n<td style=\"text-align: center; width: 26.8678%;\"><span style=\"font-weight: 400;\">4.50<\/span><\/td>\n<td style=\"text-align: center; width: 26.7241%;\"><span style=\"font-weight: 400;\">4.45<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 19.2529%;\"><span style=\"font-weight: 400;\">9 &#8211; 11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 25.5747%;\"><span style=\"font-weight: 400;\">4.55<\/span><\/td>\n<td style=\"text-align: center; width: 26.8678%;\"><span style=\"font-weight: 400;\">4.50<\/span><\/td>\n<td style=\"text-align: center; width: 26.7241%;\"><span style=\"font-weight: 400;\">4.45<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 19.2529%;\"><span style=\"font-weight: 400;\">12 &#8211; 36 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 25.5747%;\"><span style=\"font-weight: 400;\">4.75<\/span><\/td>\n<td style=\"text-align: center; width: 26.8678%;\"><span style=\"font-weight: 400;\">4.70<\/span><\/td>\n<td style=\"text-align: center; width: 26.7241%;\"><span style=\"font-weight: 400;\">4.65<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-tiet-kiem-online-%e2%80%93-phat-loc-online\"><\/span><b>2. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online &#8211; Ph\u00e1t l\u1ed9c online<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ph\u00e1t L\u1ed9c Online l\u00e0 s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m qua k\u00eanh tr\u1ef1c tuy\u1ebfn tr\u00ean Techcombank Mobile ho\u1eb7c website, mang l\u1ea1i s\u1ef1 ti\u1ec7n l\u1ee3i v\u1edbi l\u00e3i su\u1ea5t cao h\u01a1n so v\u1edbi t\u1ea1i qu\u1ea7y, l\u00ean \u0111\u1ebfn 4.85%\/n\u0103m. Kh\u00f4ng y\u00eau c\u1ea7u \u0111\u1ebfn qu\u1ea7y, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n nhanh ch\u00f3ng v\u1edbi s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u 1 tri\u1ec7u VND.\u00a0<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><b>Tr\u00ean 3 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><b>T\u1eeb 1 t\u1ef7 &#8211; 3 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><b>D\u01b0\u1edbi 1 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><span style=\"font-weight: 400;\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/span><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><span style=\"font-weight: 400;\">0.05<\/span><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><span style=\"font-weight: 400;\">0.05<\/span><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><span style=\"font-weight: 400;\">0.05<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><span style=\"font-weight: 400;\">1 &#8211; 3 tu\u1ea7n<\/span><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><span style=\"font-weight: 400;\">0.50<\/span><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><span style=\"font-weight: 400;\">0.50<\/span><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><span style=\"font-weight: 400;\">0.50<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><span style=\"font-weight: 400;\">1 &#8211; 2 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><span style=\"font-weight: 400;\">3.45<\/span><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><span style=\"font-weight: 400;\">3.35<\/span><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><span style=\"font-weight: 400;\">3.25<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><span style=\"font-weight: 400;\">3 &#8211; 5 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><span style=\"font-weight: 400;\">3.75<\/span><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><span style=\"font-weight: 400;\">6 &#8211; 8 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><span style=\"font-weight: 400;\">4.65<\/span><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><span style=\"font-weight: 400;\">4.60<\/span><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><span style=\"font-weight: 400;\">4.55<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><span style=\"font-weight: 400;\">9 &#8211; 11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><span style=\"font-weight: 400;\">4.65<\/span><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><span style=\"font-weight: 400;\">4.60<\/span><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><span style=\"font-weight: 400;\">4.55<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.1034%;\"><span style=\"font-weight: 400;\">12 &#8211; 36 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 27.7299%;\"><span style=\"font-weight: 400;\">4.85<\/span><\/td>\n<td style=\"text-align: center; width: 27.2989%;\"><span style=\"font-weight: 400;\">4.80<\/span><\/td>\n<td style=\"text-align: center; width: 25.1436%;\"><span style=\"font-weight: 400;\">4.75<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-lai-suat-tien-gui-rut-goc-linh-hoat\"><\/span><b>3. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi r\u00fat g\u1ed1c linh ho\u1ea1t<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">S\u1ea3n ph\u1ea9m ti\u1ec1n g\u1eedi r\u00fat g\u1ed1c linh ho\u1ea1t cho ph\u00e9p kh\u00e1ch h\u00e0ng r\u00fat m\u1ed9t ph\u1ea7n g\u1ed1c m\u00e0 kh\u00f4ng m\u1ea5t to\u00e0n b\u1ed9 l\u00e3i, ph\u00f9 h\u1ee3p cho nhu c\u1ea7u s\u1eed d\u1ee5ng v\u1ed1n \u0111\u1ed9t xu\u1ea5t. L\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 0.05% \u0111\u1ebfn 4.65%\/n\u0103m, th\u1ea5p h\u01a1n m\u1ed9t ch\u00fat so v\u1edbi Ph\u00e1t L\u1ed9c \u0111\u1ec3 b\u00f9 \u0111\u1eafp t\u00ednh linh ho\u1ea1t.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">V\u1edbi g\u00f3i n\u00e0y, h\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 r\u00fat g\u1ed1c nhi\u1ec1u l\u1ea7n, nh\u01b0ng ph\u1ea7n r\u00fat s\u1ebd \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n. S\u1ea3n ph\u1ea9m n\u00e0y ch\u1ec9 \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u1edbi s\u1ed1 ti\u1ec1n g\u1eedi t\u1ed1i thi\u1ec3u 100 tri\u1ec7u VND.<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 18.6782%;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><b>Tr\u00ean 3 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center; width: 27.0115%;\"><b>T\u1eeb 1 t\u1ef7 &#8211; 3 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><b>D\u01b0\u1edbi 1 t\u1ef7 VND (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.6782%;\"><span style=\"font-weight: 400;\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">0.05<\/span><\/td>\n<td style=\"text-align: center; width: 27.0115%;\"><span style=\"font-weight: 400;\">0.05<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">0.05<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.6782%;\"><span style=\"font-weight: 400;\">1 = 2 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">3.25<\/span><\/td>\n<td style=\"text-align: center; width: 27.0115%;\"><span style=\"font-weight: 400;\">3.15<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">3.05<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.6782%;\"><span style=\"font-weight: 400;\">3 &#8211; 5 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<td style=\"text-align: center; width: 27.0115%;\"><span style=\"font-weight: 400;\">3.45<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">3.35<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.6782%;\"><span style=\"font-weight: 400;\">6 &#8211; 8 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">4.45<\/span><\/td>\n<td style=\"text-align: center; width: 27.0115%;\"><span style=\"font-weight: 400;\">4.40<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">4.35<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.6782%;\"><span style=\"font-weight: 400;\">9 &#8211; 11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">4.45<\/span><\/td>\n<td style=\"text-align: center; width: 27.0115%;\"><span style=\"font-weight: 400;\">4.40<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">4.35<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 18.6782%;\"><span style=\"font-weight: 400;\">12 &#8211; 36 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">4.65<\/span><\/td>\n<td style=\"text-align: center; width: 27.0115%;\"><span style=\"font-weight: 400;\">4.60<\/span><\/td>\n<td style=\"text-align: center; width: 26.2931%;\"><span style=\"font-weight: 400;\">4.55<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4-gui-tiet-kiem-%e2%80%93-tich-luy-nhu-y\"><\/span><b>4. G\u1eedi ti\u1ebft ki\u1ec7m &#8211; T\u00edch l\u0169y Nh\u01b0 \u00dd\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u00edch l\u0169y Nh\u01b0 \u00dd l\u00e0 s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m online linh ho\u1ea1t, cho ph\u00e9p n\u1ed9p ti\u1ec1n \u0111\u1ecbnh k\u1ef3 ho\u1eb7c b\u1ea5t k\u1ef3 l\u00fac n\u00e0o, v\u1edbi l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i theo bi\u1ec3u ni\u00eam y\u1ebft c\u1ee7a ng\u00e2n h\u00e0ng. K\u1ef3 h\u1ea1n t\u1eeb 3 \u0111\u1ebfn 60 th\u00e1ng, l\u00e3i su\u1ea5t ni\u00eam y\u1ebft l\u00ean \u0111\u1ebfn 4.75%\/n\u0103m, nh\u01b0ng c\u00f3 l\u00e3i su\u1ea5t \u0111i\u1ec1u ch\u1ec9nh cho c\u00e1c kho\u1ea3n n\u1ed9p mu\u1ed9n.<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 22.5575%;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center; width: 36.2069%;\"><b>L\u00e3i su\u1ea5t ni\u00eam y\u1ebft (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center; width: 39.7989%;\"><b>L\u00e3i su\u1ea5t \u0111i\u1ec1u ch\u1ec9nh (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 22.5575%;\"><span style=\"font-weight: 400;\">3 &#8211; 5 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 36.2069%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<td style=\"text-align: center; width: 39.7989%;\"><span style=\"font-weight: 400;\">Kh\u00f4ng \u00e1p d\u1ee5ng<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 22.5575%;\"><span style=\"font-weight: 400;\">6 &#8211; 8 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 36.2069%;\"><span style=\"font-weight: 400;\">4.55<\/span><\/td>\n<td style=\"text-align: center; width: 39.7989%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 22.5575%;\"><span style=\"font-weight: 400;\">9 &#8211; 11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 36.2069%;\"><span style=\"font-weight: 400;\">4.55<\/span><\/td>\n<td style=\"text-align: center; width: 39.7989%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 22.5575%;\"><span style=\"font-weight: 400;\">12 th\u00e1ng tr\u1edf l\u00ean<\/span><\/td>\n<td style=\"text-align: center; width: 36.2069%;\"><span style=\"font-weight: 400;\">4.75<\/span><\/td>\n<td style=\"text-align: center; width: 39.7989%;\"><span style=\"font-weight: 400;\">3.55<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5-gui-tiet-kiem-tich-luy-tai-tam-tai-hien\"><\/span><b>5. G\u1eedi ti\u1ebft ki\u1ec7m t\u00edch l\u0169y T\u00e0i T\u00e2m\/ T\u00e0i Hi\u1ec1n\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u00edch l\u0169y <\/span><b>T\u00e0i T\u00e2m<\/b><span style=\"font-weight: 400;\"> v\u00e0 <\/span><b>T\u00e0i Hi\u1ec1n<\/b><span style=\"font-weight: 400;\"> l\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m k\u1ebft h\u1ee3p b\u1ea3o hi\u1ec3m, ph\u00f9 h\u1ee3p cho kh\u00e1ch h\u00e0ng mu\u1ed1n x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh b\u1ec1n v\u1eefng l\u00e2u d\u00e0i. L\u00e3i su\u1ea5t ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c tham gia b\u1ea3o hi\u1ec3m, k\u1ef3 h\u1ea1n t\u1ed1i \u0111a 10 n\u0103m, v\u1edbi m\u1ee9c cao nh\u1ea5t 3,47%\/n\u0103m. S\u1ea3n ph\u1ea9m khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng t\u00edch l\u0169y \u0111\u1ecbnh k\u1ef3 h\u00e0ng th\u00e1ng, \u0111\u1ed3ng th\u1eddi mang \u0111\u1ebfn \u01b0u \u0111\u00e3i ho\u00e0n ph\u00ed b\u1ea3o hi\u1ec3m l\u00ean t\u1edbi 20% ngay trong n\u0103m \u0111\u1ea7u.<\/span><\/p>\n<table style=\"width: 100%; height: 106px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; text-align: center;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"height: 26px; text-align: center;\"><b>C\u00f3 b\u1ea3o hi\u1ec3m (%\/n\u0103m)<\/b><\/td>\n<td style=\"height: 26px; text-align: center;\"><b>Kh\u00f4ng b\u1ea3o hi\u1ec3m (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; text-align: center;\"><span style=\"font-weight: 400;\">3 &#8211; 5 th\u00e1ng<\/span><\/td>\n<td style=\"height: 26px; text-align: center;\"><span style=\"font-weight: 400;\">2.80<\/span><\/td>\n<td style=\"height: 26px; text-align: center;\"><span style=\"font-weight: 400;\">3.00<\/span><\/td>\n<\/tr>\n<tr style=\"height: 28px;\">\n<td style=\"height: 28px; text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng\u00a0 &#8211;\u00a0 5 n\u0103m<\/span><\/td>\n<td style=\"height: 28px; text-align: center;\"><span style=\"font-weight: 400;\">2.90<\/span><\/td>\n<td style=\"height: 28px; text-align: center;\"><span style=\"font-weight: 400;\">3.10<\/span><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"height: 26px; text-align: center;\"><span style=\"font-weight: 400;\">6\u00a0 &#8211;\u00a0 10 n\u0103m<\/span><\/td>\n<td style=\"height: 26px; text-align: center;\"><span style=\"font-weight: 400;\">3.27<\/span><\/td>\n<td style=\"height: 26px; text-align: center;\"><span style=\"font-weight: 400;\">3.47<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"6-gui-tiet-kiem-goi-superkid\"><\/span><b>6. G\u1eedi ti\u1ebft ki\u1ec7m g\u00f3i SuperKid<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">SuperKid l\u00e0 g\u00f3i ti\u1ebft ki\u1ec7m d\u00e0nh ri\u00eang cho tr\u1ebb em t\u1eeb 0 \u0111\u1ebfn 15 tu\u1ed5i, gi\u00fap ph\u1ee5 huynh t\u00edch l\u0169y cho t\u01b0\u01a1ng lai con c\u00e1i. <strong>L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh 3.1%\/n\u0103m cho k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 15 n\u0103m<\/strong>, k\u1ebft h\u1ee3p v\u1edbi c\u00e1c \u01b0u \u0111\u00e3i nh\u01b0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 qu\u00e0 t\u1eb7ng.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110i\u1ec1u ki\u1ec7n v\u1edbi g\u00f3i ti\u1ebft ki\u1ec7m n\u00e0y \u0111\u00f3 l\u00e0 t\u00e0i kho\u1ea3n \u0111\u1ee9ng t\u00ean tr\u1ebb, n\u1ed9p ti\u1ec1n linh ho\u1ea1t, tr\u00edch t\u1ef1 \u0111\u1ed9ng t\u1eeb t\u00e0i kho\u1ea3n cha m\u1eb9. Kh\u00f4ng cho ph\u00e9p t\u1ea5t to\u00e1n tr\u01b0\u1edbc h\u1ea1n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n.<\/span><\/p>\n<figure id=\"attachment_597703\" aria-describedby=\"caption-attachment-597703\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597703\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085246\/lai-suat-ngan-hang-techcombank-2.jpg\" alt=\"SuperKid l\u00e0 g\u00f3i ti\u1ebft ki\u1ec7m d\u00e0nh ri\u00eang cho tr\u1ebb em t\u1eeb 0 \u0111\u1ebfn 15 tu\u1ed5i.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085246\/lai-suat-ngan-hang-techcombank-2.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085246\/lai-suat-ngan-hang-techcombank-2-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085246\/lai-suat-ngan-hang-techcombank-2-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597703\" class=\"wp-caption-text\">SuperKid l\u00e0 g\u00f3i ti\u1ebft ki\u1ec7m d\u00e0nh ri\u00eang cho tr\u1ebb em t\u1eeb 0 \u0111\u1ebfn 15 tu\u1ed5i.<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><b>Tham kh\u1ea3o th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-agribank-597047\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t 2025<\/a><br \/>\n<\/b><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"ii-lai-suat-tiet-kiem-techcombank-voi-khach-hang-doanh-nghiep\"><\/span><b>II. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m Techcombank v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Techcombank cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m huy \u0111\u1ed9ng v\u1ed1n d\u00e0nh ri\u00eang cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh nh\u1eb1m h\u1ed7 tr\u1ee3 qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3. N\u0103m 2025, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cho doanh nghi\u1ec7p dao \u0111\u1ed9ng t\u1eeb 0.05% \u0111\u1ebfn 4.75%\/n\u0103m t\u00f9y theo lo\u1ea1i h\u00ecnh v\u00e0 k\u1ef3 h\u1ea1n, th\u01b0\u1eddng th\u1ea5p h\u01a1n m\u1ed9t ch\u00fat so v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi quy m\u00f4 l\u1edbn v\u00e0 nhu c\u1ea7u thanh kho\u1ea3n cao.\u00a0<\/span><\/p>\n<figure id=\"attachment_597704\" aria-describedby=\"caption-attachment-597704\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597704\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085255\/lai-suat-ngan-hang-techcombank-3.jpg\" alt=\"Techcombank cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m huy \u0111\u1ed9ng v\u1ed1n d\u00e0nh ri\u00eang cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085255\/lai-suat-ngan-hang-techcombank-3.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085255\/lai-suat-ngan-hang-techcombank-3-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085255\/lai-suat-ngan-hang-techcombank-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597704\" class=\"wp-caption-text\">Techcombank cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m huy \u0111\u1ed9ng v\u1ed1n d\u00e0nh ri\u00eang cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-huy-dong-doanh-nghiep-co-ky-han-thong-thuong\"><\/span><b>1. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng doanh nghi\u1ec7p c\u00f3 k\u1ef3 h\u1ea1n th\u00f4ng th\u01b0\u1eddng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">S\u1ea3n ph\u1ea9m ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n th\u00f4ng th\u01b0\u1eddng d\u00e0nh cho doanh nghi\u1ec7p gi\u00fap t\u00edch l\u0169y \u1ed5n \u0111\u1ecbnh v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh, \u00e1p d\u1ee5ng cho s\u1ed1 d\u01b0 t\u1eeb 100 tri\u1ec7u VND tr\u1edf l\u00ean. L\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c tr\u1ea3 cu\u1ed1i k\u1ef3 v\u00e0 c\u00f3 th\u1ec3 t\u1ea5t to\u00e1n tr\u01b0\u1edbc h\u1ea1n nh\u01b0ng \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n cho ph\u1ea7n r\u00fat s\u1edbm. Bi\u1ec3u l\u00e3i su\u1ea5t<\/span><span style=\"font-weight: 400;\">\u00a0nh\u01b0 sau:<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 21.408%;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center; width: 37.6437%;\"><b>L\u00e3i su\u1ea5t (%\/n\u0103m) &#8211; D\u01b0\u1edbi 5 t\u1ef7 VND<\/b><\/td>\n<td style=\"text-align: center; width: 39.5115%;\"><b>L\u00e3i su\u1ea5t (%\/n\u0103m) &#8211; T\u1eeb 5 t\u1ef7 VND tr\u1edf l\u00ean<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 21.408%;\"><span style=\"font-weight: 400;\">1 tu\u1ea7n<\/span><\/td>\n<td style=\"text-align: center; width: 37.6437%;\"><span style=\"font-weight: 400;\">0.50<\/span><\/td>\n<td style=\"text-align: center; width: 39.5115%;\"><span style=\"font-weight: 400;\">0.60<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 21.408%;\"><span style=\"font-weight: 400;\">1 \u2013 2 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 37.6437%;\"><span style=\"font-weight: 400;\">3.35 \u2013 3.45<\/span><\/td>\n<td style=\"text-align: center; width: 39.5115%;\"><span style=\"font-weight: 400;\">3.45 \u2013 3.55<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 21.408%;\"><span style=\"font-weight: 400;\">3 \u2013 5 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 37.6437%;\"><span style=\"font-weight: 400;\">3.65 \u2013 3.75<\/span><\/td>\n<td style=\"text-align: center; width: 39.5115%;\"><span style=\"font-weight: 400;\">3.75 \u2013 3.85<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 21.408%;\"><span style=\"font-weight: 400;\">6 \u2013 8 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 37.6437%;\"><span style=\"font-weight: 400;\">4.45 \u2013 4.55<\/span><\/td>\n<td style=\"text-align: center; width: 39.5115%;\"><span style=\"font-weight: 400;\">4.55 \u2013 4.65<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 21.408%;\"><span style=\"font-weight: 400;\">9 \u2013 11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 37.6437%;\"><span style=\"font-weight: 400;\">4.45 \u2013 4.55<\/span><\/td>\n<td style=\"text-align: center; width: 39.5115%;\"><span style=\"font-weight: 400;\">4.55 \u2013 4.65<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 21.408%;\"><span style=\"font-weight: 400;\">12 \u2013 36 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 37.6437%;\"><span style=\"font-weight: 400;\">4.65 \u2013 4.75<\/span><\/td>\n<td style=\"text-align: center; width: 39.5115%;\"><span style=\"font-weight: 400;\">4.75 \u2013 4.85<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t cao h\u01a1n n\u1ebfu g\u1eedi online, v\u1edbi \u01b0u \u0111\u00e3i th\u00eam 0.1% cho kho\u1ea3n g\u1eedi l\u1edbn.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-huy-dong-doanh-nghiep-co-ky-han-khac\"><\/span><b>2. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng doanh nghi\u1ec7p c\u00f3 k\u1ef3 h\u1ea1n kh\u00e1c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">C\u00e1c s\u1ea3n ph\u1ea9m k\u1ef3 h\u1ea1n \u0111\u1eb7c bi\u1ec7t bao g\u1ed3m ti\u1ec1n g\u1eedi r\u00fat g\u1ed1c linh ho\u1ea1t ho\u1eb7c \u01b0u \u0111\u00e3i theo ch\u01b0\u01a1ng tr\u00ecnh (nh\u01b0 g\u1eedi online \u0111\u1ea7u ti\u00ean), ph\u00f9 h\u1ee3p cho doanh nghi\u1ec7p c\u1ea7n thanh kho\u1ea3n cao. L\u00e3i su\u1ea5t th\u1ea5p h\u01a1n th\u00f4ng th\u01b0\u1eddng \u0111\u1ec3 b\u00f9 \u0111\u1eafp t\u00ednh linh ho\u1ea1t, nh\u01b0ng c\u00f3 th\u1ec3 nh\u1eadn \u01b0u \u0111\u00e3i l\u00ean \u0111\u1ebfn 4.6%\/n\u0103m cho k\u1ef3 h\u1ea1n ng\u1eafn. Bi\u1ec3u l\u00e3i su\u1ea5t c\u1ee5 th\u1ec3:<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 28.0173%;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center; width: 34.7701%;\"><b>L\u00e3i su\u1ea5t (%\/n\u0103m) &#8211; R\u00fat linh ho\u1ea1t<\/b><\/td>\n<td style=\"text-align: center; width: 35.7759%;\"><b>L\u00e3i su\u1ea5t (%\/n\u0103m) &#8211; \u01afu \u0111\u00e3i \u0111\u1eb7c bi\u1ec7t<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 28.0173%;\"><span style=\"font-weight: 400;\">Kh\u00f4ng k\u1ef3 h\u1ea1n (sau r\u00fat)<\/span><\/td>\n<td style=\"text-align: center; width: 34.7701%;\"><span style=\"font-weight: 400;\">0.05<\/span><\/td>\n<td style=\"text-align: center; width: 35.7759%;\"><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 28.0173%;\"><span style=\"font-weight: 400;\">1 \u2013 3 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 34.7701%;\"><span style=\"font-weight: 400;\">3.25 \u2013 3.55<\/span><\/td>\n<td style=\"text-align: center; width: 35.7759%;\"><span style=\"font-weight: 400;\">3.65 \u2013 3.85<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 28.0173%;\"><span style=\"font-weight: 400;\">6 \u2013 11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 34.7701%;\"><span style=\"font-weight: 400;\">4.35 \u2013 4.55<\/span><\/td>\n<td style=\"text-align: center; width: 35.7759%;\"><span style=\"font-weight: 400;\">4.45 \u2013 4.65<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 28.0173%;\"><span style=\"font-weight: 400;\">12 \u2013 36 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center; width: 34.7701%;\"><span style=\"font-weight: 400;\">4.55 \u2013 4.75<\/span><\/td>\n<td style=\"text-align: center; width: 35.7759%;\"><span style=\"font-weight: 400;\">4.65 \u2013 4.85<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p c\u00f3 th\u1ec3 r\u00fat g\u1ed1c nhi\u1ec1u l\u1ea7n m\u00e0 kh\u00f4ng m\u1ea5t to\u00e0n b\u1ed9 l\u00e3i, nh\u01b0ng ph\u1ea7n r\u00fat \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t th\u1ea5p. \u01afu \u0111\u00e3i \u00e1p d\u1ee5ng cho kho\u1ea3n g\u1eedi online t\u1eeb 3-11 th\u00e1ng.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-lai-suat-huy-dong-doanh-nghiep-khong-ky-han\"><\/span><b>3. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng doanh nghi\u1ec7p kh\u00f4ng k\u1ef3 h\u1ea1n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n (ti\u1ec1n g\u1eedi thanh to\u00e1n) d\u00e0nh cho doanh nghi\u1ec7p c\u1ea7n r\u00fat ti\u1ec1n linh ho\u1ea1t h\u00e0ng ng\u00e0y, v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh thanh kho\u1ea3n cao. L\u00e3i su\u1ea5t th\u1ed1ng nh\u1ea5t 0.05%\/n\u0103m, t\u00ednh h\u00e0ng ng\u00e0y tr\u00ean s\u1ed1 d\u01b0 cu\u1ed1i ng\u00e0y v\u00e0 tr\u1ea3 h\u00e0ng th\u00e1ng. Kh\u00f4ng y\u00eau c\u1ea7u s\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u, ph\u00f9 h\u1ee3p cho t\u00e0i kho\u1ea3n giao d\u1ecbch ch\u00ednh. L\u00e3i su\u1ea5t n\u00e0y c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh theo quy \u0111\u1ecbnh NHNN, nh\u01b0ng \u1ed5n \u0111\u1ecbnh \u1edf m\u1ee9c th\u1ea5p \u0111\u1ec3 khuy\u1ebfn kh\u00edch s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m c\u00f3 k\u1ef3 h\u1ea1n.<\/span><\/p>\n<figure id=\"attachment_597705\" aria-describedby=\"caption-attachment-597705\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597705\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085305\/lai-suat-ngan-hang-techcombank-4.jpg\" alt=\"Ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n d\u00e0nh cho doanh nghi\u1ec7p c\u1ea7n r\u00fat ti\u1ec1n linh ho\u1ea1t h\u00e0ng ng\u00e0y v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085305\/lai-suat-ngan-hang-techcombank-4.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085305\/lai-suat-ngan-hang-techcombank-4-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085305\/lai-suat-ngan-hang-techcombank-4-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597705\" class=\"wp-caption-text\">Ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n d\u00e0nh cho doanh nghi\u1ec7p c\u1ea7n r\u00fat ti\u1ec1n linh ho\u1ea1t h\u00e0ng ng\u00e0y v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p.<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><b>Tham kh\u1ea3o th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/giai-ngan-la-gi-332749\/\" target=\"_blank\" rel=\"noopener\">Gi\u1ea3i ng\u00e2n l\u00e0 g\u00ec? Nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft khi gi\u1ea3i ng\u00e2n vay v\u1ed1n<\/a><br \/>\n<\/b><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iii-lai-suat-vay-ngan-hang-techcombank-hom-nay\"><\/span><b>III. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank h\u00f4m nay<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t vay t\u1ea1i Techcombank n\u0103m 2025 duy tr\u00ec m\u1ee9c c\u1ea1nh tranh, dao \u0111\u1ed9ng t\u1eeb 3.99% \u0111\u1ebfn 10.99%\/n\u0103m t\u00f9y lo\u1ea1i h\u00ecnh vay v\u00e0 th\u1eddi gian \u01b0u \u0111\u00e3i, nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p ti\u1ebfp c\u1eadn v\u1ed1n d\u1ec5 d\u00e0ng. C\u00e1c g\u00f3i vay t\u1eadp trung v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n, \u00f4 t\u00f4, kinh doanh v\u1edbi th\u1eddi h\u1ea1n d\u00e0i l\u00ean \u0111\u1ebfn 45 n\u0103m v\u00e0 h\u1ea1n m\u1ee9c cao \u0111\u1ebfn 80% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. L\u00e3i su\u1ea5t c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo th\u1ecb tr\u01b0\u1eddng, khuy\u1ebfn ngh\u1ecb ki\u1ec3m tra c\u1eadp nh\u1eadt t\u1ea1i app Techcombank Mobile ho\u1eb7c chi nh\u00e1nh \u0111\u1ec3 nh\u1eadn \u01b0u \u0111\u00e3i c\u00e1 nh\u00e2n h\u00f3a.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-vay-mua-bat-dong-san-vay-tai-tai-tro-khoan-vay-mua-bds\"><\/span><b>1. L\u00e3i su\u1ea5t vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n\/ Vay t\u00e1i t\u00e0i tr\u1ee3 kho\u1ea3n vay mua B\u0110S<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) ho\u1eb7c t\u00e1i t\u00e0i tr\u1ee3 d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n <a href=\"https:\/\/muaban.net\/bat-dong-san\/ban-nha\" target=\"_blank\" rel=\"noopener\">mua nh\u00e0<\/a> \u1edf, <a href=\"https:\/\/muaban.net\/bat-dong-san\/ban-dat-tho-cu\" target=\"_blank\" rel=\"noopener\">\u0111\u1ea5t th\u1ed5 c\u01b0<\/a>, v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i t\u1eeb 3.99%\/n\u0103m trong 3-24 th\u00e1ng \u0111\u1ea7u, sau \u0111\u00f3 th\u1ea3 n\u1ed5i kho\u1ea3ng 6.50%-9.49%\/n\u0103m. H\u1ea1n m\u1ee9c vay \u0111\u1ebfn 80% gi\u00e1 tr\u1ecb B\u0110S, th\u1eddi h\u1ea1n l\u00ean \u0111\u1ebfn 45 n\u0103m, mi\u1ec5n tr\u1ea3 g\u1ed1c \u0111\u1ebfn 5 n\u0103m. Vay t\u00e1i t\u00e0i tr\u1ee3 gi\u00fap chuy\u1ec3n n\u1ee3 t\u1eeb ng\u00e2n h\u00e0ng kh\u00e1c v\u1edbi l\u00e3i su\u1ea5t t\u01b0\u01a1ng t\u1ef1, ti\u1ebft ki\u1ec7m chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i.<\/span><\/p>\n<figure id=\"attachment_597706\" aria-describedby=\"caption-attachment-597706\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597706\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085316\/lai-suat-ngan-hang-techcombank-5.jpg\" alt=\"Vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n mua B\u0110S v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i t\u1eeb 3.99%\/n\u0103m.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085316\/lai-suat-ngan-hang-techcombank-5.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085316\/lai-suat-ngan-hang-techcombank-5-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085316\/lai-suat-ngan-hang-techcombank-5-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597706\" class=\"wp-caption-text\">Vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n mua B\u0110S v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i t\u1eeb 3.99%\/n\u0103m.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-vay-xay-sua-nha-tai-techcombank\"><\/span><b>2. L\u00e3i su\u1ea5t vay x\u00e2y s\u1eeda nh\u00e0 t\u1ea1i Techcombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Vay x\u00e2y s\u1eeda nh\u00e0 \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t t\u1eeb 6.35%-6.80%\/n\u0103m, v\u1edbi \u01b0u \u0111\u00e3i c\u1ed1 \u0111\u1ecbnh trong 12-24 th\u00e1ng \u0111\u1ea7u v\u00e0 th\u1ea3 n\u1ed5i sau \u0111\u00f3 (kho\u1ea3ng 9%-11%\/n\u0103m). H\u1ea1n m\u1ee9c \u0111\u1ebfn 70% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, th\u1eddi h\u1ea1n 20 n\u0103m, ph\u00f9 h\u1ee3p cho s\u1eeda ch\u1eefa ho\u1eb7c x\u00e2y m\u1edbi. Kh\u00e1ch h\u00e0ng c\u1ea7n ch\u1ee9ng minh thu nh\u1eadp \u1ed5n \u0111\u1ecbnh v\u00e0 h\u1ed3 s\u01a1 thi\u1ebft k\u1ebf.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-lai-suat-vay-mua-o-to-ngan-hang-techcombank\"><\/span><b>3. L\u00e3i su\u1ea5t vay mua \u00f4 t\u00f4 ng\u00e2n h\u00e0ng Techcombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Vay <a href=\"https:\/\/muaban.net\/o-to\/ban-o-to\" target=\"_blank\" rel=\"noopener\">mua \u00f4 t\u00f4<\/a> c\u00f3 l\u00e3i su\u1ea5t t\u1eeb 6.50%\/n\u0103m, \u01b0u \u0111\u00e3i trong 12 th\u00e1ng \u0111\u1ea7u, sau \u0111\u00f3 kho\u1ea3ng 8%-10%\/n\u0103m. H\u1ea1n m\u1ee9c \u0111\u1ebfn 80% gi\u00e1 tr\u1ecb xe, th\u1eddi h\u1ea1n 7 n\u0103m, h\u1ed7 tr\u1ee3 c\u1ea3 xe m\u1edbi v\u00e0 c\u0169. Th\u1ee7 t\u1ee5c nhanh ch\u00f3ng v\u1edbi t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o l\u00e0 ch\u00ednh chi\u1ebfc xe.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4-lai-suat-vay-kinh-doanh-tai-techcombank\"><\/span><b>4. L\u00e3i su\u1ea5t vay kinh doanh t\u1ea1i Techcombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Vay kinh doanh d\u00e0nh cho c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p nh\u1ecf, l\u00e3i su\u1ea5t t\u1eeb 7.49%\/n\u0103m, \u01b0u \u0111\u00e3i cho vay si\u00eau t\u1ed1c t\u1eeb 5.99%\/n\u0103m trong giai \u0111o\u1ea1n \u0111\u1ea7u. H\u1ea1n m\u1ee9c \u0111\u1ebfn 70% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, th\u1eddi h\u1ea1n linh ho\u1ea1t \u0111\u1ebfn 25 n\u0103m. Ph\u00f9 h\u1ee3p b\u1ed5 sung v\u1ed1n l\u01b0u \u0111\u1ed9ng ho\u1eb7c m\u1edf r\u1ed9ng kinh doanh.<\/span><\/p>\n<figure id=\"attachment_597709\" aria-describedby=\"caption-attachment-597709\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597709\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085344\/lai-suat-ngan-hang-techcombank-8.jpg\" alt=\"Vay kinh doanh d\u00e0nh cho c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p nh\u1ecf t\u1ea1i Techcombank c\u00f3 l\u00e3i su\u1ea5t t\u1eeb 7.49%\/n\u0103m.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085344\/lai-suat-ngan-hang-techcombank-8.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085344\/lai-suat-ngan-hang-techcombank-8-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085344\/lai-suat-ngan-hang-techcombank-8-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597709\" class=\"wp-caption-text\">Vay kinh doanh d\u00e0nh cho c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p nh\u1ecf t\u1ea1i Techcombank c\u00f3 l\u00e3i su\u1ea5t t\u1eeb 7.49%\/n\u0103m.<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iv-cach-tinh-lai-suat-ngan-hang-techcombank-don-gian-chi-tiet\"><\/span><b>IV. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank \u0111\u01a1n gi\u1ea3n, chi ti\u1ebft<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Techcombank \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t chu\u1ea9n theo quy \u0111\u1ecbnh NHNN, gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng d\u1ef1 to\u00e1n l\u1ee3i nhu\u1eadn t\u1eeb ti\u1ebft ki\u1ec7m ho\u1eb7c chi ph\u00ed vay v\u1ed1n. C\u00f4ng th\u1ee9c d\u1ef1a tr\u00ean l\u00e3i su\u1ea5t n\u0103m, s\u1ed1 ng\u00e0y\/th\u00e1ng th\u1ef1c t\u1ebf, v\u00e0 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 t\u00ednh tr\u1ef1c tuy\u1ebfn tr\u00ean website Techcombank \u0111\u1ec3 t\u00ednh ch\u00ednh x\u00e1c. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 h\u01b0\u1edbng d\u1eabn chi ti\u1ebft v\u1edbi v\u00ed d\u1ee5 minh h\u1ecda.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-cach-tinh-lai-suat-gui-tiet-kiem-ngan-hang-techcombank\"><\/span><b>1. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng Techcombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c t\u00ednh theo c\u00f4ng th\u1ee9c:\u00a0<\/span><\/p>\n<table style=\"width: 101.004%; background-color: #f7c860;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 100%;\"><strong>Ti\u1ec1n l\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi \u00d7 L\u00e3i su\u1ea5t (%\/n\u0103m) \u00d7 S\u1ed1 ng\u00e0y g\u1eedi \/ 365 (ho\u1eb7c 360 t\u00f9y s\u1ea3n ph\u1ea9m).<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ghi ch\u00fa: L\u00e3i tr\u1ea3 cu\u1ed1i k\u1ef3 ho\u1eb7c h\u00e0ng th\u00e1ng, kh\u00f4ng t\u00ednh l\u00e3i k\u00e9p tr\u1eeb khi quay v\u00f2ng.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">V\u00ed d\u1ee5: G\u1eedi 100 tri\u1ec7u VND k\u1ef3 h\u1ea1n 6 th\u00e1ng (180 ng\u00e0y), l\u00e3i su\u1ea5t 4.55%\/n\u0103m.<\/span><\/p>\n<ul>\n<li style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ti\u1ec1n l\u00e3i = 100,000,000 \u00d7 4.55% \u00d7 180 \/ 365 \u2248 2,242,466 VND.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u1ed5ng nh\u1eadn v\u1ec1: 100,000,000 + 2,242,466 = 102,242,466 VND.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi ti\u1ebft ki\u1ec7m online ho\u1eb7c t\u00edch l\u0169y, t\u00ednh tr\u00ean s\u1ed1 d\u01b0 th\u1ef1c t\u1ebf h\u00e0ng ng\u00e0y.<\/span><\/p>\n<figure id=\"attachment_597710\" aria-describedby=\"caption-attachment-597710\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597710\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085354\/lai-suat-ngan-hang-techcombank-9.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng Techcombank.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085354\/lai-suat-ngan-hang-techcombank-9.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085354\/lai-suat-ngan-hang-techcombank-9-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085354\/lai-suat-ngan-hang-techcombank-9-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597710\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng Techcombank.<\/figcaption><\/figure>\n<p><b>Tham kh\u1ea3o th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-shinhan-520468\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Shinhan dao \u0111\u1ed9ng t\u1eeb 6.7%\/n\u0103m<\/a><\/b><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-cach-tinh-lai-suat-vay-ngan-hang-techcombank\"><\/span><b>2. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Techcombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t vay th\u01b0\u1eddng t\u00ednh tr\u00ean d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n:<\/span><\/p>\n<table style=\"height: 103px; width: 100%; border-collapse: collapse; background-color: #f7c860;\">\n<tbody>\n<tr style=\"height: 103px;\">\n<td style=\"width: 100%; height: 103px;\">\n<p style=\"text-align: center;\"><strong>Ti\u1ec1n l\u00e3i k\u1ef3 = D\u01b0 n\u1ee3 g\u1ed1c \u0111\u1ea7u k\u1ef3 \u00d7 L\u00e3i su\u1ea5t (%\/n\u0103m) \u00d7 S\u1ed1 ng\u00e0y trong k\u1ef3 \/ 365.<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>T\u1ed5ng tr\u1ea3 h\u00e0ng th\u00e1ng = G\u1ed1c + L\u00e3i (ph\u01b0\u01a1ng ph\u00e1p ni\u00ean kim).<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: left;\"><span style=\"text-align: justify;\">V\u00ed d\u1ee5: Vay 500 tri\u1ec7u VND, th\u1eddi h\u1ea1n 12 th\u00e1ng, l\u00e3i su\u1ea5t 6.50%\/n\u0103m. Gi\u1ea3 s\u1eed tr\u1ea3 \u0111\u1ec1u g\u1ed1c.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u00e3i th\u00e1ng \u0111\u1ea7u = 500,000,000 \u00d7 6.50% \u00d7 30 \/ 365 \u2248 2,671,233 VND.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u1ed1c th\u00e1ng \u0111\u1ea7u = 500,000,000 \/ 12 \u2248 41,666,667 VND.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u1ed5ng th\u00e1ng \u0111\u1ea7u: 41,666,667 + 2,671,233 \u2248 44,337,900 VND.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i \u0111i\u1ec1u ch\u1ec9nh theo th\u1ecb tr\u01b0\u1eddng, c\u1ed9ng ph\u00ed ph\u1ea1t n\u1ebfu qu\u00e1 h\u1ea1n.<\/span><b><\/b><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"v-mot-so-cau-hoi-thuong-gap-ve-lai-suat-ngan-hang-techcombank\"><\/span><b>V. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e1c th\u1eafc m\u1eafc ph\u1ed5 bi\u1ebfn v\u1ec1 l\u00e3i su\u1ea5t v\u00e0 d\u1ecbch v\u1ee5 t\u1ea1i Techcombank, d\u1ef1a tr\u00ean ch\u00ednh s\u00e1ch hi\u1ec7n h\u00e0nh n\u0103m 2025. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 li\u00ean h\u1ec7 hotline 1800 588 822 \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n chi ti\u1ebft.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-dieu-kien-vay-von-tai-ngan-hang-techcombank-la-gi\"><\/span><b>1. \u0110i\u1ec1u ki\u1ec7n vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng Techcombank l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0110\u1ec3 vay v\u1ed1n t\u1ea1i Techcombank, kh\u00e1ch h\u00e0ng c\u1ea7n: <strong>Qu\u1ed1c t\u1ecbch Vi\u1ec7t Nam<\/strong>, <strong>\u0111\u1ed9 tu\u1ed5i t\u1eeb 20-70 tu\u1ed5i<\/strong> (t\u00f9y s\u1ea3n ph\u1ea9m), <strong>thu nh\u1eadp \u1ed5n \u0111\u1ecbnh<\/strong> t\u1ed1i thi\u1ec3u 10 tri\u1ec7u VND\/th\u00e1ng, c\u00f3 <strong>CMND\/CCCD\/H\u1ed9 chi\u1ebfu<\/strong> h\u1ee3p l\u1ec7, <strong>h\u1ed9 kh\u1ea9u ho\u1eb7c t\u1ea1m tr\u00fa<\/strong> t\u1ea1i \u0111\u1ecba b\u00e0n chi nh\u00e1nh. \u0110\u1ed1i v\u1edbi vay th\u1ebf ch\u1ea5p, c\u1ea7n t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o (s\u1ed5 \u0111\u1ecf, xe h\u01a1i) v\u00e0 ch\u1ee9ng minh m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n. Th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, ph\u00ea duy\u1ec7t nhanh trong 3-5 ng\u00e0y n\u1ebfu h\u1ed3 s\u01a1 \u0111\u1ea7y \u0111\u1ee7.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-khach-hang-vay-ngan-hang-techcombank-phai-chi-tra-nhung-khoan-nao\"><\/span><b>2. Kh\u00e1ch h\u00e0ng vay ng\u00e2n h\u00e0ng Techcombank ph\u1ea3i chi tr\u1ea3 nh\u1eefng kho\u1ea3n n\u00e0o?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ngo\u00e0i ti\u1ec1n g\u1ed1c v\u00e0 l\u00e3i su\u1ea5t, kh\u00e1ch h\u00e0ng ph\u1ea3i tr\u1ea3:<strong> Ph\u00ed b\u1ea3o hi\u1ec3m kho\u1ea3n vay<\/strong> (0.5-1%\/n\u0103m), <strong>ph\u00ed t\u1ea5t to\u00e1n s\u1edbm<\/strong> (2-4% d\u01b0 n\u1ee3), <strong>ph\u00ed ph\u1ea1t qu\u00e1 h\u1ea1n<\/strong> (150% l\u00e3i su\u1ea5t th\u00f4ng th\u01b0\u1eddng), <strong>ph\u00ed th\u1ea9m \u0111\u1ecbnh t\u00e0i s\u1ea3n<\/strong> (kho\u1ea3ng 0.1-0.5% gi\u00e1 tr\u1ecb vay) v\u00e0<strong> ph\u00ed c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng<\/strong> (theo quy \u0111\u1ecbnh Nh\u00e0 n\u01b0\u1edbc). T\u1ed5ng chi ph\u00ed ph\u00e1t sinh kho\u1ea3ng 1-3% kho\u1ea3n vay, t\u00f9y lo\u1ea1i h\u00ecnh.<\/span><\/p>\n<figure id=\"attachment_597713\" aria-describedby=\"caption-attachment-597713\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597713\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085425\/lai-suat-ngan-hang-techcombank-12.jpg\" alt=\"Kh\u00e1ch h\u00e0ng vay ng\u00e2n h\u00e0ng Techcombank ph\u1ea3i chi tr\u1ea3 nh\u1eefng kho\u1ea3n n\u00e0o?\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085425\/lai-suat-ngan-hang-techcombank-12.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085425\/lai-suat-ngan-hang-techcombank-12-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085425\/lai-suat-ngan-hang-techcombank-12-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597713\" class=\"wp-caption-text\">Kh\u00e1ch h\u00e0ng vay ng\u00e2n h\u00e0ng Techcombank ph\u1ea3i chi tr\u1ea3 nh\u1eefng kho\u1ea3n n\u00e0o?<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-ngan-hang-techcombank-co-mo-cua-thu-7-khong\"><\/span><b>3. Ng\u00e2n h\u00e0ng Techcombank c\u00f3 m\u1edf c\u1eeda th\u1ee9 7 kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">H\u1ea7u h\u1ebft chi nh\u00e1nh Techcombank <strong>m\u1edf c\u1eeda s\u00e1ng th\u1ee9 7 t\u1eeb 8h00 \u0111\u1ebfn 12h00<\/strong> \u0111\u1ec3 ph\u1ee5c v\u1ee5 giao d\u1ecbch c\u01a1 b\u1ea3n nh\u01b0 n\u1ed9p\/r\u00fat ti\u1ec1n, m\u1edf t\u00e0i kho\u1ea3n, t\u01b0 v\u1ea5n vay. Kh\u00f4ng l\u00e0m vi\u1ec7c chi\u1ec1u th\u1ee9 7 ho\u1eb7c ch\u1ee7 nh\u1eadt. Gi\u1edd l\u00e0m vi\u1ec7c th\u1ee9 2-6: 8h00-17h00 (m\u1ed9t s\u1ed1 chi nh\u00e1nh kh\u00f4ng ngh\u1ec9 tr\u01b0a). Ki\u1ec3m tra chi nh\u00e1nh c\u1ee5 th\u1ec3 qua website ho\u1eb7c app \u0111\u1ec3 tr\u00e1nh b\u1ea5t ti\u1ec7n.<\/span><\/p>\n<p style=\"text-align: justify;\"><b>L\u1eddi k\u1ebft<\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 to\u00e0n b\u1ed9 th\u00f4ng tin chi ti\u1ebft v\u1ec1<\/span><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-techcombank-597697\/\" target=\"_blank\" rel=\"noopener\"><b> l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Techcombank<\/b><\/a><span style=\"font-weight: 400;\"> h\u00f4m nay d\u00e0nh cho c\u1ea3 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p. Hy v\u1ecdng b\u00e0i vi\u1ebft \u0111\u00e3 mang \u0111\u1ebfn cho b\u1ea1n c\u00e1i nh\u00ecn t\u1ed5ng quan, gi\u00fap d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m ho\u1eb7c vay v\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. N\u1ebfu b\u1ea1n \u0111ang quan t\u00e2m \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n, \u0111\u1eebng b\u1ecf l\u1ee1 chuy\u00ean m\u1ee5c <a href=\"https:\/\/muaban.net\/blog\/nha-dat\/\" target=\"_blank\" rel=\"noopener\">Nh\u00e0 \u0111\u1ea5t<\/a> t\u1ea1i <\/span><a href=\"https:\/\/muaban.net\" target=\"_blank\" rel=\"noopener\">Muaban.net<\/a><span style=\"font-weight: 400;\"> \u0111\u1ec3 c\u1eadp nh\u1eadt nhanh ch\u00f3ng c\u00e1c tin rao <a href=\"https:\/\/muaban.net\/bat-dong-san\/ban-nha-dat-chung-cu\" target=\"_blank\" rel=\"noopener\">mua b\u00e1n nh\u00e0 \u0111\u1ea5t<\/a>\u00a0v\u00e0 <a href=\"https:\/\/muaban.net\/bat-dong-san\/cho-thue-nha-dat\" target=\"_blank\" rel=\"noopener\">cho thu\u00ea nh\u00e0 \u0111\u1ea5t<\/a> uy t\u00edn nh\u00e9.<\/span><\/p>\n<p style=\"text-align: right;\"><strong>Ngu\u1ed3n tham kh\u1ea3o: Techcombank.com<\/strong><\/p>\n<p><strong>\u0110\u1ecdc th\u00eam<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vib-520490\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB dao \u0111\u1ed9ng t\u1eeb 7.8%\/n\u0103m<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-msb-520920\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng MSB Bank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t 2024<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietcombank-597522\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Vietcombank h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft<\/strong><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 11<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span>Th\u00f4ng tin v\u1ec1 ng\u00e2n h\u00e0ng Techcombank lu\u00f4n \u0111\u01b0\u1ee3c nhi\u1ec1u kh\u00e1ch h\u00e0ng quan t\u00e2m b\u1edfi \u0111\u00e2y l\u00e0 ng\u00e2n h\u00e0ng thu\u1ed9c Top 5 th\u01b0\u01a1ng hi\u1ec7u ng\u00e2n h\u00e0ng gi\u00e1 tr\u1ecb nh\u1ea5t Vi\u1ec7t Nam. Vi\u1ec7c n\u1eafm b\u1eaft k\u1ecbp th\u1eddi bi\u1ec3u ph\u00ed v\u00e0 m\u1ee9c l\u1ee3i t\u1ee9c s\u1ebd gi\u00fap b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3, ph\u00f9 h\u1ee3p v\u1edbi [&hellip;]<\/p>\n","protected":false},"author":366,"featured_media":597701,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[16],"tags":[],"class_list":{"0":"post-597697","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-nha-dat"},"featured_image_src":"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/18085225\/lai-suat-ngan-hang-techcombank.jpg","author_info":{"display_name":"Gia H\u00e2n","author_link":"https:\/\/muaban.net\/blog\/tac-gia\/giahan-huynh\/"},"acf":[],"modified_by":"T\u00fa \u0110inh","_links":{"self":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/users\/366"}],"replies":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/comments?post=597697"}],"version-history":[{"count":5,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597697\/revisions"}],"predecessor-version":[{"id":598243,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597697\/revisions\/598243"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media\/597701"}],"wp:attachment":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media?parent=597697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/categories?post=597697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/tags?post=597697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}