{"id":597584,"date":"2025-08-25T09:11:36","date_gmt":"2025-08-25T02:11:36","guid":{"rendered":"https:\/\/muaban.net\/blog\/?p=597584"},"modified":"2025-08-25T09:11:36","modified_gmt":"2025-08-25T02:11:36","slug":"lai-suat-ngan-hang-vietinbank","status":"publish","type":"post","link":"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank: L\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 cho vay"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 11<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span><h2 style=\"text-align: justify;\"><span style=\"font-weight: 400;\">VietinBank l\u00e0 m\u1ed9t trong nh\u1eefng h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng uy t\u00edn nh\u1ea5t hi\u1ec7n nay tr\u1ef1c thu\u1ed9c qu\u1ea3n l\u00fd c\u1ee7a B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng. Vi\u1ec7c theo d\u00f5i <strong>l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank<\/strong> s\u1ebd gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng so s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c k\u1ef3 h\u1ea1n g\u1eedi ti\u1ec1n ho\u1eb7c g\u00f3i vay ph\u00f9 h\u1ee3p. Trong b\u00e0i vi\u1ebft n\u00e0y, Mua B\u00e1n s\u1ebd chia s\u1ebb \u0111\u1ebfn b\u1ea1n b\u1ea3ng l\u00e3i su\u1ea5t m\u1edbi nh\u1ea5t trong 2026 v\u00e0 kinh nghi\u1ec7m vay v\u1ed1n v\u1edbi m\u1ee9c l\u00e3i th\u1ea5p nh\u1ea5t.<\/span><\/h2>\n<figure id=\"attachment_597593\" aria-describedby=\"caption-attachment-597593\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597593\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005208\/lai-suat-ngan-hang-vietinbank-1.jpg\" alt=\"theo d\u00f5i l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005208\/lai-suat-ngan-hang-vietinbank-1.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005208\/lai-suat-ngan-hang-vietinbank-1-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005208\/lai-suat-ngan-hang-vietinbank-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597593\" class=\"wp-caption-text\">B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank m\u1edbi nh\u1ea5t th\u00e1ng 8\/2025<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#i-lai-suat-ngan-hang-vietinbank-moi-nhat-thang-062026\" >I. L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank m\u1edbi nh\u1ea5t th\u00e1ng 06\/2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#1-lai-suat-tien-gui\" >1. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#11-khach-hang-ca-nhan\" >1.1. Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#12-khach-hang-doanh-nghiep\" >1.2. Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#2-lai-suat-cho-vay\" >2. L\u00e3i su\u1ea5t cho vay<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#ii-luu-y-khi-chon-ky-han-gui-va-vay-tai-vietinbank\" >II. L\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay t\u1ea1i VietinBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#iii-cach-tinh-lai-suat-ngan-hang-vietinbank\" >III. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#1-lai-suat-tien-gui-2\" >1. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#2-lai-suat-tien-vay\" >2. L\u00e3i su\u1ea5t ti\u1ec1n vay<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#iv-so-sanh-lai-suat-vietinbank-voi-cac-ngan-hang-khac\" >IV. So s\u00e1nh l\u00e3i su\u1ea5t VietinBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/#v-kinh-nghiem-vay-ngan-hang-vietinbank-lai-suat-thap-nhat\" >V. Kinh nghi\u1ec7m vay ng\u00e2n h\u00e0ng Vietinbank l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t<\/a><\/li><\/ul><\/nav><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"i-lai-suat-ngan-hang-vietinbank-moi-nhat-thang-062026\"><\/span><b>I. L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank m\u1edbi nh\u1ea5t th\u00e1ng 06\/2026<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\" data-pm-slice=\"0 0 []\">Theo c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t th\u00e1ng 06\/2026 t\u1eeb VietinBank, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m hi\u1ec7n \u0111ang th\u1ea5p h\u01a1n so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc 0,2% nh\u01b0ng v\u1eabn kh\u00e1 c\u1ea1nh tranh trong nh\u00f3m Big4. Trong khi \u0111\u00f3, l\u00e3i su\u1ea5t cho vay v\u1eabn \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh linh ho\u1ea1t cho t\u1eebng nh\u00f3m kh\u00e1ch h\u00e0ng. C\u1ee5 th\u1ec3:<\/p>\n<h3 style=\"text-align: justify;\" data-pm-slice=\"0 0 []\"><span class=\"ez-toc-section\" id=\"1-lai-suat-tien-gui\"><\/span><b style=\"color: #111111; font-family: Roboto, sans-serif; font-size: 19px;\">1. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"11-khach-hang-ca-nhan\"><\/span><b>1.1. Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">V\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 c\u00e1c c\u00e1 nh\u00e2n, ng\u00e2n h\u00e0ng Vietinbank mang \u0111\u1ebfn c\u00e1c g\u00f3i l\u00e3i su\u1ea5t \u0111a d\u1ea1ng t\u1eeb 0,1 &#8211; 4,8%\/ n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 36 th\u00e1ng nh\u1eb1m \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn nh\u1ea5t. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t d\u00e0nh cho c\u00e1c kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n khi g\u1eedi t\u1ea1i qu\u1ea7y:<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 235px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td style=\"width: 50%; height: 26px;\"><strong>L\u00e3i su\u1ea5t VietinBank t\u1ea1i qu\u1ea7y<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td>\n<td style=\"width: 50%; height: 26px;\">0,1%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">D\u01b0\u1edbi 1 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">0,2%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 1 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 2 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">1,6%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 2 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 3 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">1,6%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 3 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 4 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">1,9%<\/td>\n<\/tr>\n<tr style=\"height: 27px;\">\n<td style=\"width: 50%; height: 27px;\">T\u1eeb 4 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 5 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 27px;\">1,9%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 5 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 6 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">1,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 6 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 7 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 7 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 8 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 8 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 9 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 9 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 10 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 10 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 11 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 11 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 12 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">12 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 12 th\u00e1ng \u0111\u1ebfn 13 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 13 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 18 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 18 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 24 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 24 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,8%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,8%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,8%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ngo\u00e0i ra, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 m\u1edf s\u1ed5 ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t hi\u1ec7n t\u1ea1i l\u00ean \u0111\u1ebfn 5,0%\/ n\u0103m so v\u1edbi khi g\u1eedi t\u1ea1i qu\u1ea7y, \u0111\u1ed3ng th\u1eddi d\u1ec5 d\u00e0ng g\u1eedi th\u00eam ho\u1eb7c t\u1ea5t to\u00e1n v\u00e0o b\u1ea5t c\u1ee9 l\u00fac n\u00e0o tr\u00ean thi\u1ebft b\u1ecb \u0111i\u1ec7n tho\u1ea1i. B\u1ea3ng l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi tr\u1ef1c tuy\u1ebfn t\u1ea1i VietinBank \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng nh\u01b0 sau:<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 208px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td style=\"width: 50%;\"><strong>L\u00e3i su\u1ea5t Vietinbank online<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td>\n<td style=\"width: 50%;\">0,1%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">D\u01b0\u1edbi 1 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">0,2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 1 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 2 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 2 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 3 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 3 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 4 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 4 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 5 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 5 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 6 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 6 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 7 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 7 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 8 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 8 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 9 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 9 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 10 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 10 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 11 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 11 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 12 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">3,3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">12 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 12 th\u00e1ng \u0111\u1ebfn 13 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 13 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 18 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 18 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 24 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 24 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">5,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">5,0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">5,0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">D\u1ef1a tr\u00ean b\u1ea3ng l\u00e3i su\u1ea5t hi\u1ec7n nay c\u1ee7a Vietinbank, n\u1ebfu mu\u1ed1n nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t v\u1edbi kho\u1ea3n ti\u1ec1n nh\u00e0n r\u1ed7i, b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn g\u1eedi ti\u1ebft ki\u1ec7m d\u00e0i h\u1ea1n t\u1eeb 24 th\u00e1ng tr\u1edf l\u00ean t\u01b0\u01a1ng \u1ee9ng v\u1edbi kho\u1ea3ng 4,8%\/ n\u0103m.<\/span><\/p>\n<p><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vpbank-520479\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank dao \u0111\u1ed9ng t\u1eeb 6.9%\/n\u0103m<\/a><\/strong><\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"12-khach-hang-doanh-nghiep\"><\/span><b>1.2. Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, VietinBank c\u0169ng tri\u1ec3n khai nh\u1eefng ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t d\u00e0nh ri\u00eang cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p v\u1edbi nhi\u1ec1u k\u1ef3 h\u1ea1n kh\u00e1c nhau. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 gi\u1ea3i ph\u00e1p an to\u00e0n, t\u1ed1i \u01b0u ngu\u1ed3n ti\u1ec1n v\u1ed1n h\u1ed7 tr\u1ee3 l\u00e2u d\u00e0i cho c\u00e1c k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, c\u1ee5 th\u1ec3 nh\u01b0 trong b\u1ea3ng sau:<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 234px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td style=\"width: 50%; height: 26px;\"><strong>VND (%\/n\u0103m)<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td>\n<td style=\"width: 50%; height: 26px;\">0,2%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">D\u01b0\u1edbi 1 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">0,2%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 1 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 2 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">1,6%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 2 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 3 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">1,6%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 3 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 4 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">1,9%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 4 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 5 th\u00e1ng<\/td>\n<td style=\"width: 50%; height: 26px;\">1,9%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 50%; height: 26px;\">T\u1eeb 5 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 6 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">1,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 6 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 7 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 7 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 8 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 8 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 9 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 9 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 10 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 10 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 11 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 11 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 12 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">2,9%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">12 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 12 th\u00e1ng \u0111\u1ebfn 13 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 13 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 18 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 18 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 24 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">T\u1eeb 24 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">Tr\u00ean 36 th\u00e1ng<\/td>\n<td style=\"width: 50%;\">4,2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597591\" aria-describedby=\"caption-attachment-597591\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597591\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005150\/lai-suat-ngan-hang-vietinbank-3.jpg\" alt=\"Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005150\/lai-suat-ngan-hang-vietinbank-3.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005150\/lai-suat-ngan-hang-vietinbank-3-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005150\/lai-suat-ngan-hang-vietinbank-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597591\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u1ee7a kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-cho-vay\"><\/span><b>2. L\u00e3i su\u1ea5t cho vay<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng VietinBank 2026 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh linh ho\u1ea1t cho t\u1eebng th\u1eddi \u0111i\u1ec3m, t\u1eebng nh\u00f3m kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 \u01b0u \u0111\u00e3i m\u00e0 h\u1ec7 th\u1ed1ng tri\u1ec3n khai. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 g\u00f3i vay v\u1ed1n \u0111ang \u0111\u01b0\u1ee3c VietinBank \u00e1p d\u1ee5ng trong th\u00e1ng 06\/2026:<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 442px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 25%; height: 26px; text-align: center;\"><strong>G\u00f3i vay<\/strong><\/td>\n<td style=\"width: 25%; height: 26px; text-align: center;\"><strong>H\u1ea1n m\u1ee9c t\u1ed1i \u0111a<\/strong><\/td>\n<td style=\"width: 25%; height: 26px; text-align: center;\"><strong>Th\u1eddi h\u1ea1n vay<\/strong><\/td>\n<td style=\"width: 25%; height: 26px; text-align: center;\"><strong>L\u00e3i su\u1ea5t<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"width: 25%; height: 52px;\">Cho vay mua nh\u00e0, \u0111\u1ea5t \u1edf, x\u00e2y s\u1eeda nh\u00e0<\/td>\n<td style=\"width: 25%; height: 52px;\">80% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n<\/td>\n<td style=\"width: 25%; height: 52px;\">20 n\u0103m<\/td>\n<td style=\"width: 25%; height: 52px;\">8.0% \u2013 8.5 %\/n\u0103m<\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"width: 25%; height: 52px;\">Cho vay mua nh\u00e0 d\u1ef1 \u00e1n<\/td>\n<td style=\"width: 25%; height: 52px;\">80% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n<\/td>\n<td style=\"width: 25%; height: 52px;\">20 n\u0103m<\/td>\n<td style=\"width: 25%; height: 52px;\">8.0% \u2013 8.5 %\/n\u0103m<\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"width: 25%; height: 52px;\">Cho vay mua \u00f4 t\u00f4 (k\u00e8m b\u1ea3o hi\u1ec3m)<\/td>\n<td style=\"width: 25%; height: 52px;\">80% gi\u00e1 tr\u1ecb xe<\/td>\n<td style=\"width: 25%; height: 52px;\">5 n\u0103m<\/td>\n<td style=\"width: 25%; height: 52px;\">7.0% \u2013 8.0%\/n\u0103m<\/td>\n<\/tr>\n<tr style=\"height: 78px;\">\n<td style=\"width: 25%; height: 78px;\">G\u00f3i s\u1ea3n ph\u1ea9m cho vay du h\u1ecdc<\/td>\n<td style=\"width: 25%; height: 78px;\">80% nhu c\u1ea7u v\u1ed1n thanh to\u00e1n chi ph\u00ed du h\u1ecdc<\/td>\n<td style=\"width: 25%; height: 78px;\">120 th\u00e1ng (\u00e2n h\u1ea1n t\u1ed1i \u0111a 6 th\u00e1ng)<\/td>\n<td style=\"width: 25%; height: 78px;\">7,5% &#8211; 8,5%\/n\u0103m<\/td>\n<\/tr>\n<tr style=\"height: 52px;\">\n<td style=\"width: 25%; height: 52px;\">Cho vay t\u00edn ch\u1ea5p CBNV<\/td>\n<td style=\"width: 25%; height: 52px;\">300 tri\u1ec7u \u0111\u1ed3ng (t\u1ed1i \u0111a 12 l\u1ea7n thu nh\u1eadp)<\/td>\n<td style=\"width: 25%; height: 52px;\">60 th\u00e1ng<\/td>\n<td style=\"width: 25%; height: 52px;\">Theo quy \u0111\u1ecbnh t\u1eebng th\u1eddi k\u1ef3<\/td>\n<\/tr>\n<tr style=\"height: 104px;\">\n<td style=\"width: 25%; height: 104px;\">Cho vay ph\u00e1t h\u00e0nh th\u1ebb t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n (th\u1ebb t\u00edn d\u1ee5ng n\u1ed9i \u0111\u1ecba)<\/td>\n<td style=\"width: 25%; height: 104px;\">200 tri\u1ec7u \u0111\u1ed3ng (t\u1ed1i \u0111a 10 l\u1ea7n thu nh\u1eadp)<\/td>\n<td style=\"width: 25%; height: 104px;\">12 th\u00e1ng<\/td>\n<td style=\"width: 25%; height: 104px;\">Theo quy \u0111\u1ecbnh t\u1eebng th\u1eddi k\u1ef3<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 25%; height: 26px;\">Cho vay c\u1ea7m c\u1ed1 S\u1ed5 Ti\u1ebft ki\u1ec7m, gi\u1ea5y t\u1edd c\u00f3 gi\u00e1<\/td>\n<td style=\"width: 25%; height: 26px;\">Vay t\u1ed1i \u0111a b\u1eb1ng 100% s\u1ed1 d\u01b0 ti\u1ec1n g\u1eedi, s\u1ed5 ti\u1ebft ki\u1ec7m ho\u1eb7c gi\u1ea5y t\u1edd c\u00f3 gi\u00e1<\/td>\n<td style=\"width: 25%; height: 26px;\">B\u1eb1ng th\u1eddi h\u1ea1n thanh to\u00e1n c\u00f2n l\u1ea1i c\u1ee7a s\u1ed5 ti\u1ebft ki\u1ec7m<\/td>\n<td style=\"width: 25%; height: 26px;\">7,5% &#8211; 8,5%\/n\u0103m<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%;\">Th\u1ebb th\u1ea5u chi<\/td>\n<td style=\"width: 25%;\">500 tri\u1ec7u \u0111\u1ed3ng<\/td>\n<td style=\"width: 25%;\">1 n\u0103m<\/td>\n<td style=\"width: 25%;\">Theo quy \u0111\u1ecbnh t\u1eebng th\u1eddi k\u1ef3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietcombank-597522\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Vietcombank h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft<\/a><br \/>\n<\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"ii-luu-y-khi-chon-ky-han-gui-va-vay-tai-vietinbank\"><\/span><b>II. L\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay t\u1ea1i VietinBank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Khi vay v\u1ed1n ho\u1eb7c g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i VietinBank, vi\u1ec7c l\u1ef1a ch\u1ecdn k\u1ef3 h\u1ea1n c\u00f3 vai tr\u00f2 v\u00f4 c\u00f9ng quan tr\u1ecdng gi\u00fap ng\u01b0\u1eddi d\u00f9ng \u0111\u1ea3m b\u1ea3o s\u1ef1 linh ho\u1ea1t c\u1ee7a ngu\u1ed3n v\u1ed1n v\u00e0 t\u1ed1i \u01b0u h\u00f3a l\u00e3i su\u1ea5t. <\/span><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng \u01b0u, nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a c\u00e1c k\u1ef3 h\u1ea1n m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o:<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 25%;\"><strong>K\u1ef3 h\u1ea1n\u00a0<\/strong><\/td>\n<td style=\"width: 25%;\"><strong>\u01afu \u0111i\u1ec3m\u00a0<\/strong><\/td>\n<td style=\"width: 25%;\"><strong>Nh\u01b0\u1ee3c \u0111i\u1ec3m\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%;\">Ng\u1eafn h\u1ea1n (1\u20133 th\u00e1ng)<\/td>\n<td style=\"width: 25%;\">T\u00ednh thanh kho\u1ea3n cao, d\u1ec5 r\u00fat ti\u1ec1n khi c\u1ea7n, \u00edt r\u1ee7i ro v\u1ec1 m\u1eb7t bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t.<\/td>\n<td style=\"width: 25%;\">L\u00e3i th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi d\u00e0i h\u1ea1n, kh\u00f3 t\u1ed1i \u01b0u l\u1ee3i nhu\u1eadn.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%;\">Trung h\u1ea1n (6\u201312 th\u00e1ng)<\/td>\n<td style=\"width: 25%;\">L\u00e3i su\u1ea5t cao h\u01a1n r\u00f5 r\u1ec7t so v\u1edbi ng\u1eafn h\u1ea1n, v\u1eabn linh ho\u1ea1t n\u1ebfu c\u00f3 nhu c\u1ea7u \u0111\u00e1o h\u1ea1n g\u1ea5p.<\/td>\n<td style=\"width: 25%;\">L\u00e3i kh\u00f4ng cao b\u1eb1ng d\u00e0i h\u1ea1n, m\u1ea5t l\u00e3i n\u1ebfu r\u00fat s\u1edbm.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%;\">D\u00e0i h\u1ea1n (24\u201336 th\u00e1ng)<\/td>\n<td style=\"width: 25%;\">L\u00e3i su\u1ea5t cao nh\u1ea5t, gi\u1eef \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i \u1ed5n \u0111\u1ecbnh th\u1eddi gian d\u00e0i v\u00e0 h\u1ea1n ch\u1ebf r\u1ee7i ro l\u00e3i gi\u1ea3m n\u1ebfu bi\u1ebfn \u0111\u1ed9ng.<\/td>\n<td style=\"width: 25%;\">T\u00ednh thanh kho\u1ea3n th\u1ea5p, n\u1ebfu c\u1ea7n r\u00fat g\u1ea5p s\u1ebd m\u1ea5t nhi\u1ec1u l\u1ee3i \u00edch, c\u00f3 kh\u1ea3 n\u0103ng b\u1ecf l\u1ee1 c\u01a1 h\u1ed9i l\u00e3i su\u1ea5t t\u0103ng v\u00e0o k\u1ef3 ti\u1ebfp theo.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Kh\u00e1ch h\u00e0ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng, khi r\u00fat tr\u01b0\u1edbc h\u1ea1n to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n, ng\u00e2n h\u00e0ng VietinBank s\u1ebd t\u00ednh l\u00e3i theo m\u1ee9c kh\u00f4ng k\u1ef3 h\u1ea1n (0,1 &#8211; 0,2%\/ n\u0103m) k\u1ec3 t\u1eeb ng\u00e0y g\u1eedi. Nh\u01b0ng n\u1ebfu ch\u1ec9 r\u00fat m\u1ed9t ph\u1ea7n nh\u1ecf th\u00ec ph\u1ea7n r\u00fat s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh l\u00e3i kh\u00f4ng k\u1ef3 h\u1ea1n, ph\u1ea7n c\u00f2n l\u1ea1i ti\u1ebfp t\u1ee5c v\u1eabn h\u01b0\u1edfng l\u00e3i nh\u01b0 ban \u0111\u1ea7u. V\u1eady n\u00ean \u0111\u1ec3 tr\u00e1nh m\u1ea5t l\u00e3i, b\u1ea1n c\u00f3 th\u1ec3 chia s\u1ed1 ti\u1ec1n g\u1eedi trong nhi\u1ec1u s\u1ed5 v\u00e0 ch\u1ecdn nhi\u1ec1u k\u1ef3 h\u1ea1n kh\u00e1c nhau. Ch\u1eb3ng h\u1ea1n nh\u01b0 50% g\u1eedi k\u1ef3 h\u1ea1n 24 th\u00e1ng, 20% g\u1eedi k\u1ef3 h\u1ea1n 12 th\u00e1ng v\u00e0 30% g\u1eedi k\u1ef3 h\u1ea1n 3 &#8211; 6 th\u00e1ng \u0111\u1ec3 v\u1eeba t\u1ed1i \u01b0u l\u00e3i su\u1ea5t v\u1eeba duy tr\u00ec d\u00f2ng ti\u1ec1n khi c\u1ea7n s\u1eed d\u1ee5ng.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ngo\u00e0i ra, l\u00e3i su\u1ea5t VietinBank c\u0169ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi nhi\u1ec1u y\u1ebfu t\u1ed1 kh\u00e1c nhau nh\u01b0 k\u1ef3 h\u1ea1n g\u1eedi, h\u00ecnh th\u1ee9c giao d\u1ecbch, s\u1ed1 ti\u1ec1n g\u1eedi, lo\u1ea1i h\u00ecnh g\u1eedi, ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i, ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t,&#8230; V\u00ec v\u1eady ng\u01b0\u1eddi d\u00f9ng c\u1ea7n t\u00ecm hi\u1ec3u r\u00f5 tr\u01b0\u1edbc khi m\u1edf d\u1ecbch v\u1ee5 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. Hi\u1ec3u r\u00f5 nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0y s\u1ebd gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong vi\u1ec7c ch\u1ecdn ph\u01b0\u01a1ng \u00e1n m\u1edf s\u1ed5, vay v\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u.<\/span><\/p>\n<figure id=\"attachment_597589\" aria-describedby=\"caption-attachment-597589\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597589\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005130\/lai-suat-ngan-hang-vietinbank-5.jpg\" alt=\"L\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay ng\u00e2n h\u00e0ng\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005130\/lai-suat-ngan-hang-vietinbank-5.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005130\/lai-suat-ngan-hang-vietinbank-5-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005130\/lai-suat-ngan-hang-vietinbank-5-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597589\" class=\"wp-caption-text\">L\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay t\u1ea1i VietinBank<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iii-cach-tinh-lai-suat-ngan-hang-vietinbank\"><\/span><b>III. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"1-lai-suat-tien-gui-2\"><\/span><strong>1. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">VietinBank \u00e1p d\u1ee5ng c\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m kh\u00e1 \u0111\u01a1n gi\u1ea3n nh\u1eb1m gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng t\u00ednh to\u00e1n l\u1ee3i nhu\u1eadn khi m\u1edf s\u1ed5. Hi\u1ec7n nay ng\u00e2n h\u00e0ng c\u00f3 2 c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t cho 2 kho\u1ea3n ti\u1ec1n g\u1eedi c\u00f3 \u0111i\u1ec1u ki\u1ec7n kh\u00e1c nhau.<\/span><\/p>\n<p><b>a, C\u00f4ng th\u1ee9c t\u00ednh ti\u1ec1n l\u00e3i cho kho\u1ea3n ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n:<\/b><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n L\u00e3i = Ti\u1ec1n g\u1eedi x l\u00e3i su\u1ea5t (%\/n\u0103m) x s\u1ed1 ng\u00e0y g\u1eedi\/360 ng\u00e0y<\/strong><\/span><\/p>\n<p><strong>V\u00ed d\u1ee5: <\/strong>B\u1ea1n g\u1eedi 50 tri\u1ec7u \u0111\u1ed3ng v\u00e0o t\u00e0i kho\u1ea3n kh\u00f4ng k\u1ef3 h\u1ea1n t\u1ea1i Vietinbank v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t 0,2%\/ n\u0103m, v\u1eady trong v\u00f2ng 30 ng\u00e0y, s\u1ed1 ti\u1ec1n l\u00e3i b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c s\u1ebd l\u00e0:<\/p>\n<p style=\"text-align: center;\"><em>L\u00e3i = 50 tri\u1ec7u x 0,2% x (30\/360) = 8.333 \u0111\u1ed3ng.<\/em><\/p>\n<p style=\"text-align: justify;\">C\u00f3 th\u1ec3 th\u1ea5y r\u1eb1ng ti\u1ec1n l\u00e3i cho kho\u1ea3n ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n r\u1ea5t th\u1ea5p n\u00ean ch\u1ec9 ph\u00f9 h\u1ee3p cho nh\u1eefng ai c\u1ea7n s\u1ef1 linh ho\u1ea1t trong qu\u00e1 tr\u00ecnh r\u00fat ti\u1ec1n v\u00e0 g\u1eedi ti\u1ec1n thay v\u00ec t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn nh\u01b0 ti\u1ec1n l\u00e3i c\u00f3 k\u1ef3 h\u1ea1n.<\/p>\n<p style=\"text-align: justify;\"><b>b, C\u00f4ng th\u1ee9c t\u00ednh ti\u1ec1n l\u00e3i cho kho\u1ea3n ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n:<\/b><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi x l\u00e3i su\u1ea5t (%n\u0103m) x s\u1ed1 ng\u00e0y g\u1eedi\/360<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi x l\u00e3i su\u1ea5t (%n\u0103m)\/12 x s\u1ed1 th\u00e1ng g\u1eedi<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><strong>V\u00ed d\u1ee5<\/strong>: N\u1ebfu b\u1ea1n m\u1edf s\u1ed5 ti\u1ebft ki\u1ec7m 100 tri\u1ec7u \u0111\u1ed3ng k\u1ef3 h\u1ea1n 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 4,2%, khi \u0111\u00e1o h\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c:<\/span><\/p>\n<p style=\"text-align: center;\"><em><span style=\"font-weight: 400;\">L\u00e3i = 100 tri\u1ec7u x 4,2% = 4,2 tri\u1ec7u \u0111\u1ed3ng.<\/span><\/em><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Nh\u01b0ng n\u1ebfu r\u00fat ti\u1ec1n tr\u01b0\u1edbc k\u1ef3 h\u1ea1n th\u00ec b\u1ea1n s\u1ebd ch\u1ec9 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n v\u1edbi m\u1ee9c l\u00e3i ch\u1ec9 0,1 &#8211; 0,2%\/ n\u0103m, ngh\u0129a l\u00e0 ch\u1ec9 t\u1eeb 100 &#8211; 200 ngh\u00ecn \u0111\u1ed3ng\/ n\u0103m.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"2-lai-suat-tien-vay\"><\/span><strong>2. L\u00e3i su\u1ea5t ti\u1ec1n vay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">VietinBank hi\u1ec7n c\u0169ng \u0111ang \u00e1p d\u1ee5ng 2 ph\u01b0\u01a1ng th\u1ee9c t\u00ednh l\u00e3i ph\u1ed5 bi\u1ebfn cho c\u00e1c kho\u1ea3n vay, bao g\u1ed3m ti\u1ec1n l\u00e3i theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n v\u00e0 l\u00e3i theo d\u01b0 n\u1ee3 g\u1ed1c ban \u0111\u1ea7u.<\/p>\n<p><strong>a, C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 g\u1ed1c ban \u0111\u1ea7u:<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay \/ S\u1ed1 th\u00e1ng vay<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay \u00d7 (L\u00e3i su\u1ea5t n\u0103m \/ 12)<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>T\u1ed5ng s\u1ed1 ti\u1ec1n tr\u1ea3 h\u00e0ng th\u00e1ng = Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng + Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng<\/strong><\/span><\/p>\n<p><strong>V\u00ed d\u1ee5:\u00a0<\/strong>N\u1ebfu b\u1ea1n vay t\u00edn ch\u1ea5p 100.000.000 \u0111\u1ed3ng trong th\u01b0\u1eddi gian 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 12%\/ n\u0103m th\u00ec s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 c\u1ed1 \u0111\u1ecbnh s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 sau:<\/p>\n<p style=\"text-align: justify;\"><em>Ti\u1ec1n g\u1ed1c tr\u1ea3 h\u00e0ng th\u00e1ng = 100.000.000 \/ 12 = 8.333.333 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng = 100.000.000 \u00d7 (12%\/12) = 1.000.000 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em>T\u1ed5ng s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng = 8.333.333 + 1.000.000 = 9.333.333 \u0111\u1ed3ng<\/em><\/p>\n<p><strong>b, C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n:<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay \/ S\u1ed1 th\u00e1ng vay<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u = S\u1ed1 ti\u1ec1n vay g\u1ed1c \u00d7 (L\u00e3i su\u1ea5t n\u0103m \/ 12)<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i c\u00e1c th\u00e1ng ti\u1ebfp theo = S\u1ed1 ti\u1ec1n g\u1ed1c c\u00f2n l\u1ea1i \u00d7 (L\u00e3i su\u1ea5t n\u0103m \/ 12)<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>T\u1ed5ng s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng = Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng + Ti\u1ec1n l\u00e3i (gi\u1ea3m d\u1ea7n)<\/strong><\/span><\/p>\n<p><strong>V\u00ed d\u1ee5:\u00a0<\/strong>N\u1ebfu b\u1ea1n vay t\u00edn ch\u1ea5p t\u1ea1i Vietinbank s\u1ed1 ti\u1ec1n 100.000.000 \u0111\u1ed3ng trong th\u1eddi gian 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 12%\/ n\u0103m:<\/p>\n<p style=\"text-align: justify;\"><em>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = 100.000.000 \/ 12 = 8.333.333 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Th\u00e1ng \u0111\u1ea7u: Ti\u1ec1n l\u00e3i = 100.000.000 \u00d7 (12%\/12) = 1.000.000 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em><strong>\u21d2<\/strong>\u00a0T\u1ed5ng ph\u1ea3i tr\u1ea3 th\u00e1ng \u0111\u1ea7u = 8.333.333 + 1.000.000 = 9.333.333 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Th\u00e1ng th\u1ee9 2: D\u01b0 n\u1ee3 g\u1ed1c c\u00f2n l\u1ea1i = 100.000.000 \u2013 8.333.333 = 91.666.667 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Ti\u1ec1n l\u00e3i th\u00e1ng 2 = 91.666.667 \u00d7 (12%\/12) = 916.667 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em>\u21d2 T\u1ed5ng ph\u1ea3i tr\u1ea3 th\u00e1ng 2 = 8.333.333 + 916.667 = 9.250.000 \u0111\u1ed3ng<\/em><\/p>\n<p style=\"text-align: justify;\"><em>C\u1ee9 nh\u01b0 c\u00f4ng th\u1ee9c tr\u00ean, ti\u1ec1n l\u00e3i s\u1ebd gi\u1ea3m d\u1ea7n cho \u0111\u1ebfn th\u00e1ng cu\u1ed1i c\u00f9ng c\u1ee7a chu k\u1ef3 vay.<\/em><\/p>\n<figure id=\"attachment_597588\" aria-describedby=\"caption-attachment-597588\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597588\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005122\/lai-suat-ngan-hang-vietinbank-6.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005122\/lai-suat-ngan-hang-vietinbank-6.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005122\/lai-suat-ngan-hang-vietinbank-6-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005122\/lai-suat-ngan-hang-vietinbank-6-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597588\" class=\"wp-caption-text\">T\u00ecm hi\u1ec3u c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iv-so-sanh-lai-suat-vietinbank-voi-cac-ngan-hang-khac\"><\/span><b>IV. So s\u00e1nh l\u00e3i su\u1ea5t VietinBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">M\u1ee9c l\u00e3i su\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1eeb qu\u1ed1c doanh \u0111\u1ebfn t\u01b0 nh\u00e2n \u0111ang v\u00f4 c\u00f9ng \u0111a d\u1ea1ng cho t\u1eebng k\u1ef3 h\u1ea1n g\u1eedi. Hi\u1ec7n t\u1ea1i, VietinBank \u0111ang d\u1eabn \u0111\u1ea7u v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t 5,0%\/ n\u0103m cho h\u00ecnh th\u1ee9c g\u1eedi ti\u1ec1n tr\u1ef1c tuy\u1ebfn k\u1ef3 h\u1ea1n tr\u00ean 24 th\u00e1ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng so s\u00e1nh l\u00e3i su\u1ea5t gi\u1eefa top 4 ng\u00e2n h\u00e0ng thu\u1ed9c Big 4 uy t\u00edn h\u00e0ng \u0111\u1ea7u hi\u1ec7n nay:<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 470px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td style=\"width: 19.9128%; height: 26px;\"><strong>Agribank<\/strong><\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><strong>BIDV<\/strong><\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><strong>Vietcombank<\/strong><\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><strong>Vietinbank<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">1 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">2,1%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,0%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">1,6%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,0%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">2 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">2,1%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,0%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,0%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">3 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">2,4%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">4 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">2,4%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">1,9%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">5 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">2,4%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">6 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">3,5%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,9%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">7 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">3,5%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">8 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">3,5%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">9 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">3,5%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">2,9%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">10 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">3,5%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">11 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">3,5%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">3,3%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">12 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,6%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">13 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">15 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">18 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,7%<\/td>\n<\/tr>\n<tr style=\"height: 28px;\">\n<td style=\"width: 19.9128%; height: 28px;\">24 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 28px;\">4,8%<\/td>\n<td style=\"width: 20.0581%; height: 28px;\">4,9%<\/td>\n<td style=\"width: 20.0581%; height: 28px;\">4,7%<\/td>\n<td style=\"width: 20.0581%; height: 28px;\">5,0%<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 19.9128%; height: 26px;\">36 th\u00e1ng<\/td>\n<td style=\"width: 19.9128%; height: 26px;\">4,8%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\">4,9%<\/td>\n<td style=\"width: 20.0581%; height: 26px;\"><\/td>\n<td style=\"width: 20.0581%; height: 26px;\">5,0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">Ngo\u00e0i ra, so v\u1edbi ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n l\u1edbn tr\u00ean th\u1ecb tr\u01b0\u1eddng nh\u01b0 Techcombank, VPBank v\u00e0 ACB, l\u00e3i su\u1ea5t m\u00e0 VietinBank cung c\u1ea5p cho kho\u1ea3n ti\u1ec1n g\u1eedi online l\u00e0 5,0%\/ n\u0103m v\u1eabn \u1edf m\u1ee9c r\u1ea5t c\u1ea1nh tranh:<\/p>\n<ul>\n<li>Techcombank: 4,65% (12 th\u00e1ng).<\/li>\n<li>VPBank: 5,2% (12 th\u00e1ng).<\/li>\n<li>ACB: 5,0% (12 th\u00e1ng).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\" data-pm-slice=\"0 0 []\">C\u00f3 th\u1ec3 th\u1ea5y r\u1eb1ng Agribank trong nh\u00f3m Big4 d\u1eabn \u0111\u1ea7u v\u1ec1 l\u00e3i su\u1ea5t \u1edf k\u1ef3 ng\u1eafn h\u1ea1n v\u00e0 trung h\u1ea1n, trong khi VietinBank s\u1ebd v\u01b0\u1ee3t tr\u1ed9i h\u01a1n \u1edf d\u00e0i h\u1ea1n v\u1edbi m\u1ee9c l\u00e3i oline 5,0% cho k\u1ef3 h\u1ea1n 24 &#8211; 36 th\u00e1ng. V\u1eady n\u00ean, n\u1ebfu c\u1ea7n s\u1ef1 \u1ed5n \u0111\u1ecbnh l\u00e2u d\u00e0i v\u1ec1 l\u00e3i su\u1ea5t v\u00e0 c\u00f3 \u0111\u01b0\u1ee3c kho\u1ea3n l\u1ee3i nhu\u1eadn t\u1ed1i \u01b0u th\u00ec VietinBank s\u1ebd l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn h\u1ee3p l\u00fd d\u00e0nh cho b\u1ea1n.<\/p>\n<p style=\"text-align: justify;\" data-pm-slice=\"1 1 []\">Ngo\u00e0i ra, \u1edf m\u1eb7t l\u00e3i su\u1ea5t cho vay, Agribank c\u00f3 l\u1ee3i th\u1ebf \u1edf k\u1ef3 vay ng\u1eafn h\u1ea1n khi c\u00f3 l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t. Trong khi \u0111\u00f3 Vietinbank n\u1ed5i b\u1eadt h\u01a1n \u1edf k\u1ef3 trung v\u00e0 d\u00e0i h\u1ea1n v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh, \u1ed5n \u0111\u1ecbnh:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 91px;\">\n<tbody>\n<tr style=\"height: 13px;\">\n<td style=\"width: 33.3333%; height: 13px;\"><strong>Ng\u00e2n h\u00e0ng<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 13px;\"><strong>L\u00e3i su\u1ea5t vay ng\u1eafn h\u1ea1n<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 13px;\"><strong>L\u00e3i su\u1ea5t vay trung &#8211; d\u00e0i h\u1ea1n<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 33.3333%; height: 26px;\">VietinBank<\/td>\n<td style=\"width: 33.3333%; height: 26px;\">T\u1eeb 5,0%\/n\u0103m<\/td>\n<td style=\"width: 33.3333%; height: 26px;\">T\u1eeb 5,6%\/n\u0103m<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 33.3333%; height: 26px;\">Agribank<\/td>\n<td style=\"width: 33.3333%; height: 26px;\">T\u1eeb 3,5 \u2013 5,0%\/n\u0103m<\/td>\n<td style=\"width: 33.3333%; height: 26px;\">T\u1eeb 6,0 \u2013 7,5%\/n\u0103m<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 33.3333%; height: 26px;\">BIDV<\/td>\n<td style=\"width: 33.3333%; height: 26px;\">T\u00f9y ch\u01b0\u01a1ng tr\u00ecnh, gi\u1ea3m \u0111\u1ebfn 2%\/n\u0103m<\/td>\n<td style=\"width: 33.3333%; height: 26px;\">&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597587\" aria-describedby=\"caption-attachment-597587\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597587\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005112\/lai-suat-ngan-hang-vietinbank-7.jpg\" alt=\"So s\u00e1nh l\u00e3i su\u1ea5t VietinBank v\u00e0 ng\u00e2n h\u00e0ng kh\u00e1c \" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005112\/lai-suat-ngan-hang-vietinbank-7.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005112\/lai-suat-ngan-hang-vietinbank-7-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005112\/lai-suat-ngan-hang-vietinbank-7-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597587\" class=\"wp-caption-text\">So s\u00e1nh l\u00e3i su\u1ea5t VietinBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c tr\u00ean th\u1ecb tr\u01b0\u1eddng<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"v-kinh-nghiem-vay-ngan-hang-vietinbank-lai-suat-thap-nhat\"><\/span><b>V. Kinh nghi\u1ec7m vay ng\u00e2n h\u00e0ng Vietinbank l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">VietinBank hi\u1ec7n \u0111ang cung c\u1ea5p nhi\u1ec1u g\u00f3i vay v\u1edbi nh\u1eefng ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i kh\u00e1c nhau. \u0110\u1ec3 h\u01b0\u1edfng \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t vay t\u1ed1t nh\u1ea5t, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o m\u1ed9t s\u1ed1 kinh nghi\u1ec7m sau:<\/span><\/p>\n<ul>\n<li style=\"text-align: justify;\" data-pm-slice=\"0 0 []\"><strong>C\u1eadp nh\u1eadt \u01b0u \u0111\u00e3i m\u1edbi<\/strong>: T\u1eeb th\u00e1ng 8\/2025, VietinBank \u0111ang tri\u1ec3n khai nhi\u1ec1u g\u00f3i vay \u01b0u \u0111\u00e3i t\u1eeb 5,6% &#8211; 6,5%\/ n\u0103m nh\u01b0 HomeJoy, Kh\u1edfi s\u1eafc t\u01b0\u01a1ng lai,&#8230; \u0110\u00e2y l\u00e0 m\u1ee9c l\u00e3i th\u1ea5p h\u01a1n kh\u00e1 nhi\u1ec1u so v\u1edbi m\u1eb7t b\u1eb1ng chung th\u1ecb tr\u01b0\u1eddng n\u00ean kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 tranh th\u1ee7 tham gia trong giai \u0111o\u1ea1n n\u00e0y.<\/li>\n<li style=\"text-align: justify;\"><strong>Ch\u1ecdn m\u1ee9c k\u1ef3 h\u1ea1n h\u1ee3p l\u00fd<\/strong>: L\u00e3i su\u1ea5t t\u1eeb n\u1eeda cu\u1ed1i 2025 \u0111ang th\u1ea5p h\u01a1n so c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i 0,6%, v\u1edbi xu h\u01b0\u1edbng kinh t\u1ebf bi\u1ebfn \u0111\u1ed9ng nh\u01b0 hi\u1ec7n nay, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ch\u1ecdn k\u1ef3 vay trung h\u1ea1n t\u1eeb 3 &#8211; 5 n\u0103m \u0111\u1ec3 kh\u00f3a m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i n\u00e0y v\u00e0 h\u1ea1n ch\u1ebf l\u00e3i t\u0103ng tr\u1edf l\u1ea1i v\u00e0o sang n\u0103m.<\/li>\n<li style=\"text-align: justify;\"><strong>Ch\u1ecdn th\u1eddi \u0111i\u1ec3m vay theo th\u1ecb tr\u01b0\u1eddng<\/strong>: M\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay to\u00e0n th\u1ecb tr\u01b0\u1eddng v\u00e0o 2025 kho\u1ea3ng 6,23%\/ n\u0103m nh\u01b0ng VietinBank \u0111ang \u00e1p d\u1ee5ng m\u1ee9c 5,6% t\u01b0\u01a1ng \u0111\u1ed1i c\u1ea1nh tranh, v\u1eady n\u00ean kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng kho\u1ea3ng th\u1eddi gian n\u00e0y \u0111\u0103ng k\u00fd tham gia \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i t\u1ed1t nh\u1ea5t.<\/li>\n<li style=\"text-align: justify;\"><strong><strong>D\u1ef1a tr\u00ean t\u00ecnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng: <\/strong><\/strong>Gi\u00e1 v\u00e0ng trong n\u01b0\u1edbc v\u00e0 t\u1ef7 gi\u00e1 USD li\u00ean t\u1ee5c l\u1eadp \u0111\u1ec9nh m\u1edbi trong n\u0103m nay c\u00f3 th\u1ec3 khi\u1ebfn l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cho vay t\u0103ng nh\u1eb9 t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng. Do \u0111\u00f3, ng\u01b0\u1eddi \u0111i vay n\u00ean ch\u1ecdn th\u1eddi \u0111i\u1ec3m n\u1eeda cu\u1ed1i n\u0103m 2025 khi m\u1eb7t b\u1eb1ng chung l\u00e3i su\u1ea5t v\u1eabn \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u1edf m\u1ee9c \u1ed5n \u0111\u1ecbnh.<\/li>\n<\/ul>\n<figure id=\"attachment_597586\" aria-describedby=\"caption-attachment-597586\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597586\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005103\/lai-suat-ngan-hang-vietinbank-8.jpg\" alt=\"Kinh nghi\u1ec7m vay ng\u00e2n h\u00e0ng l\u00e3i su\u1ea5t th\u1ea5p \" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005103\/lai-suat-ngan-hang-vietinbank-8.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005103\/lai-suat-ngan-hang-vietinbank-8-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005103\/lai-suat-ngan-hang-vietinbank-8-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597586\" class=\"wp-caption-text\">Kinh nghi\u1ec7m vay ng\u00e2n h\u00e0ng Vietinbank l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><b>L\u1eddi k\u1ebft<\/b><\/p>\n<p style=\"text-align: justify;\" data-pm-slice=\"0 0 []\"><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietinbank-597584\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank<\/strong><\/a> th\u00e1ng 06\/2026 \u0111ang mang l\u1ea1i nhi\u1ec1u c\u01a1 h\u1ed9i \u0111\u1ea7u t\u01b0 kinh doanh, mua xe, mua nh\u00e0 v\u00e0 m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t v\u1edbi c\u00e1c \u01b0u \u0111\u00e3i linh ho\u1ea1t. <span style=\"font-weight: 400;\">Mong r\u1eb1ng th\u00f4ng tin t\u1eeb b\u00e0i vi\u1ebft tr\u00ean c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n t\u1eadn d\u1ee5ng t\u1ed1i \u0111a ngu\u1ed3n ti\u1ec1n c\u00f3 s\u1eb5n v\u00e0 mang l\u1ea1i kho\u1ea3n sinh l\u1eddi h\u1ea5p d\u1eabn. Truy c\u1eadp <a href=\"https:\/\/muaban.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Muaban.net<\/strong><\/a> \u0111\u1ec3 c\u1eadp nh\u1eadt th\u00eam nh\u1eefng tin t\u1ee9c h\u1eefu \u00edch kh\u00e1c v\u1ec1 t\u00e0i ch\u00ednh v\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/span><\/p>\n<p style=\"text-align: right;\"><em><b>Ngu\u1ed3n tham kh\u1ea3o:\u00a0<\/b>vietinbank.vn; laodong.vn; luatvietnam.vn<\/em><\/p>\n<p style=\"text-align: justify;\"><b>C\u00f3 th\u1ec3 b\u1ea1n quan t\u00e2m:<\/b><\/p>\n<ul>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-agribank-597047\/\" target=\"_blank\" rel=\"noopener\"><strong>C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t 2025<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vib-520490\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB dao \u0111\u1ed9ng t\u1eeb 7.8%\/n\u0103m<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-msb-520920\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng MSB Bank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t 2025<\/strong><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 11<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span>VietinBank l\u00e0 m\u1ed9t trong nh\u1eefng h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng uy t\u00edn nh\u1ea5t hi\u1ec7n nay tr\u1ef1c thu\u1ed9c qu\u1ea3n l\u00fd c\u1ee7a B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng. Vi\u1ec7c theo d\u00f5i l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VietinBank s\u1ebd gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng so s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c k\u1ef3 h\u1ea1n g\u1eedi ti\u1ec1n ho\u1eb7c g\u00f3i vay ph\u00f9 h\u1ee3p. Trong b\u00e0i vi\u1ebft n\u00e0y, [&hellip;]<\/p>\n","protected":false},"author":119,"featured_media":597594,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[27],"tags":[],"class_list":{"0":"post-597584","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-khac"},"featured_image_src":"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/17005217\/lai-suat-ngan-hang-vietinbank.jpg","author_info":{"display_name":"Ph\u1ea1m Th\u1ecb Thu Nhung","author_link":"https:\/\/muaban.net\/blog\/tac-gia\/thu-nhung\/"},"acf":[],"modified_by":"Hi\u1ec1n Nguy\u1ec5n","_links":{"self":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/users\/119"}],"replies":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/comments?post=597584"}],"version-history":[{"count":5,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597584\/revisions"}],"predecessor-version":[{"id":598331,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597584\/revisions\/598331"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media\/597594"}],"wp:attachment":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media?parent=597584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/categories?post=597584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/tags?post=597584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}