{"id":597565,"date":"2025-08-28T17:16:44","date_gmt":"2025-08-28T10:16:44","guid":{"rendered":"https:\/\/muaban.net\/blog\/?p=597565"},"modified":"2025-08-28T17:16:44","modified_gmt":"2025-08-28T10:16:44","slug":"lai-suat-ngan-hang-shb","status":"publish","type":"post","link":"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/","title":{"rendered":"Chi ti\u1ebft l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB m\u1edbi nh\u1ea5t h\u00f4m nay"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 8<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span><h2 style=\"text-align: justify;\" data-start=\"48\" data-end=\"336\">\u1ede th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, SHB ti\u1ebfp t\u1ee5c duy tr\u00ec bi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u1ed5n \u0111\u1ecbnh, v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t \u0111\u1ea1t 5,8%\/n\u0103m. B\u00ean c\u1ea1nh \u0111\u00f3, ng\u00e2n h\u00e0ng c\u0169ng tri\u1ec3n khai nhi\u1ec1u g\u00f3i \u01b0u \u0111\u00e3i vay mua nh\u00e0 v\u1edbi l\u00e3i su\u1ea5t kh\u1edfi \u0111i\u1ec3m ch\u1ec9 t\u1eeb 3,99%\/n\u0103m. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y s\u1ebd chia s\u1ebb chi ti\u1ebft v\u1ec1 <strong>bi\u1ec3u l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB<\/strong>\u00a0m\u1edbi nh\u1ea5t, gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p.<\/h2>\n<figure id=\"attachment_597946\" aria-describedby=\"caption-attachment-597946\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"wp-image-597946 size-full\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112350\/lai-suat-ngan-hang-shb-1.jpg\" alt=\"l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng shb\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112350\/lai-suat-ngan-hang-shb-1.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112350\/lai-suat-ngan-hang-shb-1-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112350\/lai-suat-ngan-hang-shb-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597946\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB h\u00f4m nay<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#i-lai-suat-tiet-kiem-ngan-hang-shb-moi-nhat\" >I. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng SHB m\u1edbi nh\u1ea5t<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#1-gui-tiet-kiem-tai-quay-linh-lai-cuoi-ky-doi-voi-khach-hang-ca-nhan\" >1. G\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, l\u0129nh l\u00e3i cu\u1ed1i k\u1ef3 \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#2-gui-tiet-kiem-tai-quay-lai-tra-truoc-dinh-ky-hang-thang-hang-quy-6-thang-hang-nam\" >2. G\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, l\u00e3i tr\u1ea3 tr\u01b0\u1edbc, \u0111\u1ecbnh k\u1ef3 h\u00e0ng th\u00e1ng\/ h\u00e0ng qu\u00fd\/ 6 th\u00e1ng\/ h\u00e0ng n\u0103m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#3-lai-suat-gui-tiet-kiem-online-tai-shb\" >3. L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m online t\u1ea1i SHB<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#ii-lai-suat-vay-ngan-hang-shb-hom-nay\" >II. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB h\u00f4m nay<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#1-lai-suat-vay-mua-xay-sua-nha-tai-ngan-hang-shb\" >1. L\u00e3i su\u1ea5t vay mua, x\u00e2y s\u1eeda nh\u00e0 t\u1ea1i ng\u00e2n h\u00e0ng SHB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#2-lai-suat-vay-kinh-doanh-tai-shb\" >2. L\u00e3i su\u1ea5t vay kinh doanh t\u1ea1i SHB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#3-lai-suat-vay-doi-voi-khach-hang-doanh-nghiep\" >3. L\u00e3i su\u1ea5t vay \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#iii-cach-tinh-lai-suat-ngan-hang-shb-chi-tiet\" >III. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB chi ti\u1ebft<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#1-cach-tinh-lai-suat-tiet-kiem\" >1. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#2-cach-tinh-lai-suat-vay\" >2. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#iv-nhung-cau-hoi-thuong-gap-khi-gui-va-vay-ngan-hang-shb\" >IV. Nh\u1eefng c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi g\u1eedi v\u00e0 vay ng\u00e2n h\u00e0ng SHB<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#1-shb-co-phai-ngan-hang-nha-nuoc-khong\" >1. SHB c\u00f3 ph\u1ea3i ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#2-ngan-hang-shb-co-an-toan-uy-tin-khong\" >2. Ng\u00e2n h\u00e0ng SHB c\u00f3 an to\u00e0n, uy t\u00edn kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/#3-so-tong-dai-ngan-hang-shb\" >3. S\u1ed1 t\u1ed5ng \u0111\u00e0i ng\u00e2n h\u00e0ng SHB<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"i-lai-suat-tiet-kiem-ngan-hang-shb-moi-nhat\"><\/span><strong>I. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng SHB m\u1edbi nh\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\" data-start=\"209\" data-end=\"573\">Bi\u1ec3u <a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-shb-597565\/\" target=\"_blank\" rel=\"noopener\"><strong>l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB<\/strong><\/a> hi\u1ec7n t\u1ea1i c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t r\u00f5 r\u1ec7t gi\u1eefa h\u00ecnh th\u1ee9c g\u1eedi t\u1ea1i qu\u1ea7y v\u00e0 g\u1eedi online. V\u1edbi kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n t\u1ea1i qu\u1ea7y, m\u1ee9c l\u00e3i su\u1ea5t c\u0169ng thay \u0111\u1ed5i t\u00f9y theo c\u00e1ch l\u0129nh l\u00e3i: l\u0129nh l\u00e3i cu\u1ed1i k\u1ef3 th\u01b0\u1eddng cao h\u01a1n so v\u1edbi l\u0129nh l\u00e3i tr\u01b0\u1edbc ho\u1eb7c \u0111\u1ecbnh k\u1ef3 h\u00e0ng th\u00e1ng, h\u00e0ng qu\u00fd, 6 th\u00e1ng, hay h\u00e0ng n\u0103m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng t\u1eeb 05\/03\/2025:<\/p>\n<h4><span class=\"ez-toc-section\" id=\"1-gui-tiet-kiem-tai-quay-linh-lai-cuoi-ky-doi-voi-khach-hang-ca-nhan\"><\/span><strong>1. G\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, l\u0129nh l\u00e3i cu\u1ed1i k\u1ef3 \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"192\" data-end=\"514\">Kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n t\u1ea1i qu\u1ea7y theo s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m b\u1eadc thang v\u00e0 nh\u1eadn l\u00e3i cu\u1ed1i k\u1ef3 s\u1ebd \u0111\u01b0\u1ee3c SHB \u00e1p d\u1ee5ng 2 m\u1ee9c ti\u1ec1n g\u1eedi: d\u01b0\u1edbi 2 t\u1ef7 \u0111\u1ed3ng v\u00e0 t\u1eeb 2 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean. L\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 0,5 \u2013 5,6%\/n\u0103m t\u00f9y k\u1ef3 h\u1ea1n, gi\u00fap kh\u00e1ch h\u00e0ng linh ho\u1ea1t l\u1ef1a ch\u1ecdn k\u1ef3 h\u1ea1n ph\u00f9 h\u1ee3p v\u00e0 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn t\u1eeb kho\u1ea3n ti\u1ec1n nh\u00e0n r\u1ed7i.<\/p>\n<table dir=\"ltr\" style=\"width: 100%; height: 234px;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"267\" \/>\n<col width=\"216\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">K\u1ef3 h\u1ea1n<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">D\u01b0\u1edbi 2 t\u1ef7 (%\/n\u0103m)<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">\n<div>\n<div>T\u1eeb 2 t\u1ef7 tr\u1edf l\u00ean (%\/n\u0103m)<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">D\u01b0\u1edbi 1 th\u00e1ng<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">0,5<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">0,5<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">1 \u2013 2 th\u00e1ng<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">3,3<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">3,4<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">3 \u2013 5 th\u00e1ng<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">3,6<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">3,7<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">6 \u2013 11 th\u00e1ng<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">4,6<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">4,7<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">12 th\u00e1ng<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">5,0<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">5,1<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">13 \u2013 18 th\u00e1ng<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">5,1<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">5,2<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">24 th\u00e1ng<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">5,2<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">5,3<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">36 th\u00e1ng tr\u1edf l\u00ean<\/td>\n<td style=\"width: 35.3448%; height: 26px; text-align: left;\">5,5<\/td>\n<td style=\"width: 29.023%; height: 26px; text-align: left;\">5,6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><span class=\"ez-toc-section\" id=\"2-gui-tiet-kiem-tai-quay-lai-tra-truoc-dinh-ky-hang-thang-hang-quy-6-thang-hang-nam\"><\/span><strong>2. G\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, l\u00e3i tr\u1ea3 tr\u01b0\u1edbc, \u0111\u1ecbnh k\u1ef3 h\u00e0ng th\u00e1ng\/ h\u00e0ng qu\u00fd\/ 6 th\u00e1ng\/ h\u00e0ng n\u0103m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"1276\" data-end=\"1366\">B\u00ean c\u1ea1nh l\u0129nh l\u00e3i cu\u1ed1i k\u1ef3, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ch\u1ecdn nhi\u1ec1u h\u00ecnh th\u1ee9c tr\u1ea3 l\u00e3i kh\u00e1c nhau:<\/p>\n<ul>\n<li data-start=\"1370\" data-end=\"1385\">Tr\u1ea3 l\u00e3i tr\u01b0\u1edbc<\/li>\n<li data-start=\"1388\" data-end=\"1416\">Tr\u1ea3 l\u00e3i \u0111\u1ecbnh k\u1ef3 h\u00e0ng th\u00e1ng<\/li>\n<li data-start=\"1419\" data-end=\"1445\">Tr\u1ea3 l\u00e3i \u0111\u1ecbnh k\u1ef3 h\u00e0ng qu\u00fd<\/li>\n<li data-start=\"1448\" data-end=\"1473\">Tr\u1ea3 l\u00e3i \u0111\u1ecbnh k\u1ef3 6 th\u00e1ng<\/li>\n<li data-start=\"1476\" data-end=\"1502\">Tr\u1ea3 l\u00e3i \u0111\u1ecbnh k\u1ef3 h\u00e0ng n\u0103m<\/li>\n<\/ul>\n<p data-start=\"1504\" data-end=\"1644\">M\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng s\u1ebd th\u1ea5p h\u01a1n m\u1ed9t ch\u00fat so v\u1edbi h\u00ecnh th\u1ee9c l\u0129nh l\u00e3i cu\u1ed1i k\u1ef3, dao \u0111\u1ed9ng t\u1eeb 3,28 \u2013 5,48%\/n\u0103m, t\u00f9y k\u1ef3 h\u1ea1n v\u00e0 c\u00e1ch tr\u1ea3 l\u00e3i. Chi ti\u1ebft \u1edf b\u1ea3ng sau:<\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td>K\u1ef3 h\u1ea1n<\/td>\n<td>Tr\u1ea3 l\u00e3i tr\u01b0\u1edbc (%)<\/td>\n<td>\u0110\u1ecbnh k\u1ef3 h\u00e0ng th\u00e1ng (%)<\/td>\n<td>\u0110\u1ecbnh k\u1ef3 h\u00e0ng qu\u00fd (%)<\/td>\n<td>\u0110\u1ecbnh k\u1ef3 6 th\u00e1ng (%)<\/td>\n<td>\n<div>\n<div>\u0110\u1ecbnh k\u1ef3 h\u00e0ng n\u0103m (%)<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>1 th\u00e1ng<\/td>\n<td>3,29<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>2 th\u00e1ng<\/td>\n<td>3,28<\/td>\n<td>3,30<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>3 th\u00e1ng<\/td>\n<td>3,57<\/td>\n<td>3,59<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>4 th\u00e1ng<\/td>\n<td>3,56<\/td>\n<td>3,58<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>5 th\u00e1ng<\/td>\n<td>3,55<\/td>\n<td>3,58<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>6 th\u00e1ng<\/td>\n<td>4,50<\/td>\n<td>4,55<\/td>\n<td>4,57<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>7 th\u00e1ng<\/td>\n<td>4,48<\/td>\n<td>4,54<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>8 th\u00e1ng<\/td>\n<td>4,46<\/td>\n<td>4,53<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>9 th\u00e1ng<\/td>\n<td>4,45<\/td>\n<td>4,52<\/td>\n<td>4,54<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>10 th\u00e1ng<\/td>\n<td>4,43<\/td>\n<td>4,52<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>11 th\u00e1ng<\/td>\n<td>4,41<\/td>\n<td>4,51<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>12 th\u00e1ng<\/td>\n<td>4,76<\/td>\n<td>4,88<\/td>\n<td>4,90<\/td>\n<td>4,93<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>13 th\u00e1ng<\/td>\n<td>4,83<\/td>\n<td>4,96<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>15 th\u00e1ng<\/td>\n<td>4,79<\/td>\n<td>4,99<\/td>\n<td>5,01<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>18 th\u00e1ng<\/td>\n<td>4,73<\/td>\n<td>4,99<\/td>\n<td>5,01<\/td>\n<td>5,04<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<tr>\n<td>24 th\u00e1ng<\/td>\n<td>4,70<\/td>\n<td>5,07<\/td>\n<td>5,09<\/td>\n<td>5,13<\/td>\n<td>5,19<\/td>\n<\/tr>\n<tr>\n<td>36 th\u00e1ng<\/td>\n<td>4,68<\/td>\n<td>5,34<\/td>\n<td>5,36<\/td>\n<td>5,40<\/td>\n<td>5,48<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><span class=\"ez-toc-section\" id=\"3-lai-suat-gui-tiet-kiem-online-tai-shb\"><\/span><strong>3. L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m online t\u1ea1i SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"1682\" data-end=\"1849\">\u0110\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c g\u1eedi ti\u1ec1n tr\u1ef1c tuy\u1ebfn, SHB \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n kho\u1ea3ng 0,1%\/n\u0103m so v\u1edbi g\u1eedi t\u1ea1i qu\u1ea7y, gi\u00fap kh\u00e1ch h\u00e0ng t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn khi g\u1eedi online.<\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">K\u1ef3 h\u1ea1n<\/td>\n<td style=\"text-align: left;\">L\u00e3i su\u1ea5t online (%\/n\u0103m)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">1 \u2013 2 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">3,5<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">3 \u2013 4 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">3,8<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">5 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">3,9<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">6 \u2013 8 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">4,9<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">9 \u2013 11 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">5,0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">12 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">5,3<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">13 \u2013 24 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">5,5<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u226536 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">5,8<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"_tableContainer_sk2ct_1\">\n<p style=\"text-align: justify;\" data-start=\"78\" data-end=\"464\">B\u00ean c\u1ea1nh c\u00e1c h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m truy\u1ec1n th\u1ed1ng t\u1ea1i qu\u1ea7y v\u00e0 tr\u1ef1c tuy\u1ebfn, SHB c\u00f2n cung c\u1ea5p nhi\u1ec1u s\u1ea3n ph\u1ea9m huy \u0111\u1ed9ng \u0111a d\u1ea1ng kh\u00e1c, bao g\u1ed3m: Ti\u1ebft ki\u1ec7m \u0110\u1ea1i L\u1ee3i, Ti\u1ebft ki\u1ec7m An Ph\u00fac, Ti\u1ebft ki\u1ec7m T\u00ecnh y\u00eau cho con, Ti\u1ebft ki\u1ec7m Th\u00f4ng minh, Ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi Ph\u00e1t L\u1ed9c, v.v. \u0110\u1ec3 bi\u1ebft chi ti\u1ebft l\u00e3i su\u1ea5t t\u1eebng g\u00f3i ti\u1ebft ki\u1ec7m, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 c\u1ee5 th\u1ec3.<\/p>\n<figure id=\"attachment_597947\" aria-describedby=\"caption-attachment-597947\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597947\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112529\/lai-suat-ngan-hang-shb-2.jpg\" alt=\"L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m online t\u1ea1i SHB\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112529\/lai-suat-ngan-hang-shb-2.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112529\/lai-suat-ngan-hang-shb-2-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112529\/lai-suat-ngan-hang-shb-2-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597947\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m online t\u1ea1i SHB<\/figcaption><\/figure>\n<p data-start=\"78\" data-end=\"464\"><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-agribank-597047\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t 2025<\/a><\/strong><\/p>\n<h3 class=\"_tableWrapper_sk2ct_13 group flex w-fit flex-col-reverse\" tabindex=\"-1\"><span class=\"ez-toc-section\" id=\"ii-lai-suat-vay-ngan-hang-shb-hom-nay\"><\/span><strong style=\"color: #111111; font-family: Roboto, sans-serif; font-size: 22px;\">II. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB h\u00f4m nay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\" data-start=\"166\" data-end=\"394\">Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n \u2013 H\u00e0 N\u1ed9i (SHB) hi\u1ec7n tri\u1ec3n khai nhi\u1ec1u g\u00f3i t\u00edn d\u1ee5ng \u0111a d\u1ea1ng, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u vay v\u1ed1n c\u1ee7a c\u1ea3 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p, ph\u1ee5c v\u1ee5 c\u00e1c m\u1ee5c \u0111\u00edch nh\u01b0 s\u1ea3n xu\u1ea5t, kinh doanh, ti\u00eau d\u00f9ng ho\u1eb7c <a href=\"https:\/\/muaban.net\/bat-dong-san\/ban-nha-dat-chung-cu\" target=\"_blank\" rel=\"noopener\"><strong>mua b\u00e1n nh\u00e0 \u0111\u1ea5t<\/strong><\/a>.<\/p>\n<\/div>\n<h4><span class=\"ez-toc-section\" id=\"1-lai-suat-vay-mua-xay-sua-nha-tai-ngan-hang-shb\"><\/span><strong>1. L\u00e3i su\u1ea5t vay mua, x\u00e2y s\u1eeda nh\u00e0 t\u1ea1i ng\u00e2n h\u00e0ng SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"442\" data-end=\"803\">SHB \u0111ang tri\u1ec3n khai g\u00f3i vay v\u1ed1n \u01b0u \u0111\u00e3i quy m\u00f4 16.000 t\u1ef7 \u0111\u1ed3ng d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n mu\u1ed1n <a href=\"https:\/\/muaban.net\/bat-dong-san\/ban-nha\" target=\"_blank\" rel=\"noopener\"><strong>mua nh\u00e0<\/strong><\/a> ho\u1eb7c s\u1eeda ch\u1eefa nh\u00e0, v\u1edbi th\u1eddi gian vay t\u1ed1i \u0111a 35 n\u0103m. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 vay t\u1ed1i \u0111a 90% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n, kh\u00f4ng gi\u1edbi h\u1ea1n s\u1ed1 ti\u1ec1n vay, v\u1edbi l\u00e3i su\u1ea5t ch\u1ec9 t\u1eeb 3,99%\/n\u0103m v\u00e0 \u0111\u01b0\u1ee3c mi\u1ec5n tr\u1ea3 g\u1ed1c trong 5 n\u0103m \u0111\u1ea7u. Ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i k\u00e9o d\u00e0i \u0111\u1ebfn 31\/12\/2025.<\/p>\n<p data-start=\"805\" data-end=\"840\">G\u00f3i vay \u0111\u01b0\u1ee3c chia th\u00e0nh hai lo\u1ea1i:<\/p>\n<p data-start=\"842\" data-end=\"863\"><strong>a. G\u00f3i vay c\u01a1 b\u1ea3n<\/strong><\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<\/td>\n<td style=\"text-align: left;\">Th\u1eddi gian \u01b0u \u0111\u00e3i<\/td>\n<td style=\"text-align: left;\">Th\u1eddi gian vay t\u1ed1i thi\u1ec3u<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">3,99%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">03 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 48 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">5,39%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">06 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 48 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">8,39%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">12 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 48 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">8,79%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">18 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 60 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">8,99%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">24 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 72 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">9,99%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">60 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 84 th\u00e1ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p data-start=\"842\" data-end=\"863\"><strong>b. G\u00f3i vay n\u00e2ng cao<\/strong><\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<\/td>\n<td style=\"text-align: left;\">Th\u1eddi gian \u01b0u \u0111\u00e3i<\/td>\n<td style=\"text-align: left;\">Th\u1eddi gian vay t\u1ed1i thi\u1ec3u<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">3,19%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">03 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 48 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">4,59%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">06 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 48 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">7,89%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">12 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 48 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">8,29%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">18 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 60 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">8,49%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">24 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 72 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">9,49%\/n\u0103m<\/td>\n<td style=\"text-align: left;\">60 th\u00e1ng<\/td>\n<td style=\"text-align: left;\">&gt;= 84 th\u00e1ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\" data-start=\"2031\" data-end=\"2166\">Sau th\u1eddi gian \u01b0u \u0111\u00e3i, l\u00e3i su\u1ea5t s\u1ebd th\u1ea3 n\u1ed5i, dao \u0111\u1ed9ng kho\u1ea3ng 9 \u2013 11%\/n\u0103m. M\u1ee9c ph\u00ed tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n \u0111\u01b0\u1ee3c SHB quy \u0111\u1ecbnh t\u1eeb 1\u20133%.<\/p>\n<figure id=\"attachment_597948\" aria-describedby=\"caption-attachment-597948\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597948\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112540\/lai-suat-ngan-hang-shb-3.jpg\" alt=\"L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB h\u00f4m nay\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112540\/lai-suat-ngan-hang-shb-3.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112540\/lai-suat-ngan-hang-shb-3-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112540\/lai-suat-ngan-hang-shb-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597948\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng SHB h\u00f4m nay<\/figcaption><\/figure>\n<h4><span class=\"ez-toc-section\" id=\"2-lai-suat-vay-kinh-doanh-tai-shb\"><\/span><strong>2. L\u00e3i su\u1ea5t vay kinh doanh t\u1ea1i SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n c\u00f3 nhu c\u1ea7u vay ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t, kinh doanh ho\u1eb7c ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 tham kh\u1ea3o c\u00e1c l\u1ef1a ch\u1ecdn v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i nh\u01b0 sau:<\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<\/td>\n<td>Th\u1eddi gian \u01b0u \u0111\u00e3i<\/td>\n<td>Th\u1eddi gian vay t\u1ed1i thi\u1ec3u<\/td>\n<\/tr>\n<tr>\n<td>6,99%\/n\u0103m<\/td>\n<td>06 th\u00e1ng<\/td>\n<td>&lt;= 12 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>8,79%\/n\u0103m<\/td>\n<td>B\u1eb1ng th\u1eddi gian vay v\u1ed1n<\/td>\n<td>9\u201312 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>7,19%\/n\u0103m<\/td>\n<td>06 th\u00e1ng<\/td>\n<td>&gt;= 12 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>8,69%\/n\u0103m<\/td>\n<td>12 th\u00e1ng<\/td>\n<td>&gt;= 48 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>8,79%\/n\u0103m<\/td>\n<td>18 th\u00e1ng<\/td>\n<td>&gt;= 60 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>8,99%\/n\u0103m<\/td>\n<td>24 th\u00e1ng<\/td>\n<td>&gt;= 72 th\u00e1ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><span class=\"ez-toc-section\" id=\"3-lai-suat-vay-doi-voi-khach-hang-doanh-nghiep\"><\/span><strong>3. L\u00e3i su\u1ea5t vay \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>SHB tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh \u201cTi\u1ebfp s\u1ee9c vay v\u1ed1n \u2013 \u0110\u01b0\u1eddng d\u00e0i v\u1eefng b\u01b0\u1edbc\u201d v\u1edbi quy m\u00f4 11.000 t\u1ef7 \u0111\u1ed3ng, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u vay v\u1ed1n s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a doanh nghi\u1ec7p. C\u00e1c g\u00f3i vay \u01b0u \u0111\u00e3i n\u00e0y gi\u00fap doanh nghi\u1ec7p d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn v\u1ed1n, m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh v\u1edbi chi ph\u00ed l\u00e3i su\u1ea5t h\u1ee3p l\u00fd. C\u1ee5 th\u1ec3:<\/p>\n<table dir=\"ltr\" style=\"width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"width: 21.8391%;\">M\u1ee5c \u0111\u00edch vay<\/td>\n<td style=\"width: 13.9367%;\">Quy m\u00f4<\/td>\n<td style=\"width: 25.5748%;\">Th\u1eddi h\u1ea1n<\/td>\n<td style=\"width: 38.6494%;\">L\u00e3i su\u1ea5t<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 21.8391%;\">B\u1ed5 sung v\u1ed1n l\u01b0u \u0111\u1ed9ng ng\u1eafn h\u1ea1n<\/td>\n<td style=\"width: 13.9367%;\">10.000 t\u1ef7<\/td>\n<td style=\"width: 25.5748%;\">T\u1eeb 6 th\u00e1ng tr\u1edf xu\u1ed1ng<\/td>\n<td style=\"width: 38.6494%;\">T\u1eeb 6,2%\/n\u0103m<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 21.8391%;\">Mua ph\u01b0\u01a1ng ti\u1ec7n v\u1eadn t\u1ea3i<\/td>\n<td style=\"width: 13.9367%;\">1.000 t\u1ef7<\/td>\n<td style=\"width: 25.5748%;\">T\u1ed1i thi\u1ec3u 36 th\u00e1ng<\/td>\n<td style=\"width: 38.6494%;\">T\u1eeb 6,5%\/n\u0103m (6 th\u00e1ng \u0111\u1ea7u) ho\u1eb7c 7,5%\/n\u0103m (12 th\u00e1ng \u0111\u1ea7u)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-sacombank-597072\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Sacombank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/a><\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"iii-cach-tinh-lai-suat-ngan-hang-shb-chi-tiet\"><\/span><strong>III. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB chi ti\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"1-cach-tinh-lai-suat-tiet-kiem\"><\/span><strong>1. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p data-start=\"219\" data-end=\"314\">L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u1ea1i SHB \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng theo hai h\u00ecnh th\u1ee9c l\u00e0 g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n v\u00e0 g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n. Tr\u01b0\u1eddng h\u1ee3p g\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n s\u1ebd c\u00f3 2 c\u00e1ch t\u00ednh nh\u01b0 sau:<\/p>\n<ul>\n<li data-start=\"487\" data-end=\"587\"><strong>C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i theo ng\u00e0y:<\/strong> <em>S\u1ed1 ti\u1ec1n l\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi x L\u00e3i su\u1ea5t (%\/n\u0103m) x S\u1ed1 ng\u00e0y g\u1eedi\/365<\/em><\/li>\n<li data-start=\"487\" data-end=\"587\"><strong>C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i theo th\u00e1ng: <\/strong><em>S\u1ed1 ti\u1ec1n l\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi x L\u00e3i su\u1ea5t (%\/n\u0103m)\/12 x S\u1ed1 th\u00e1ng g\u1eedi.<\/em><\/li>\n<\/ul>\n<p style=\"text-align: justify;\" data-start=\"694\" data-end=\"875\">V\u00ed d\u1ee5:<\/p>\n<ul>\n<li style=\"text-align: justify;\" data-start=\"694\" data-end=\"875\">Kh\u00e1ch h\u00e0ng g\u1eedi 100 tri\u1ec7u \u0111\u1ed3ng online, k\u1ef3 h\u1ea1n 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 5,5%\/n\u0103m. Sau 12 th\u00e1ng, s\u1ed1 ti\u1ec1n l\u00e3i nh\u1eadn \u0111\u01b0\u1ee3c l\u00e0: 100.000.000 x 5,5% \/ 12 x 12 th\u00e1ng = 5.500.000 VN\u0110.<\/li>\n<li style=\"text-align: justify;\" data-start=\"877\" data-end=\"1035\">Ho\u1eb7c c\u00f9ng s\u1ed1 ti\u1ec1n tr\u00ean, n\u1ebfu g\u1eedi trong 14 ng\u00e0y v\u1edbi l\u00e3i su\u1ea5t 0,5%\/n\u0103m th\u00ec s\u1ed1 l\u00e3i nh\u1eadn \u0111\u01b0\u1ee3c khi t\u1ea5t to\u00e1n l\u00e0: 100.000.000 x 0,5% x 14 ng\u00e0y \/ 365 = 19.178 VN\u0110.<\/li>\n<\/ul>\n<p data-start=\"1037\" data-end=\"1101\"><strong data-start=\"1037\" data-end=\"1078\">Tr\u01b0\u1eddng h\u1ee3p g\u1eedi ti\u1ebft ki\u1ec7m kh\u00f4ng k\u1ef3 h\u1ea1n<\/strong> c\u0169ng c\u00f3 2 c\u00e1ch t\u00ednh:<\/p>\n<ul>\n<li data-start=\"1105\" data-end=\"1206\"><strong>T\u00ednh l\u00e3i theo s\u1ed1 ng\u00e0y g\u1eedi:<\/strong> <em>T\u1ed5ng ti\u1ec1n l\u00e3i = Ti\u1ec1n g\u1ed1c x L\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n x S\u1ed1 ng\u00e0y g\u1eedi\/365<\/em><\/li>\n<li data-start=\"1210\" data-end=\"1312\"><strong>T\u00ednh l\u00e3i theo s\u1ed1 th\u00e1ng g\u1eedi:<\/strong> <em>T\u1ed5ng ti\u1ec1n l\u00e3i = Ti\u1ec1n g\u1ed1c x L\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n\/12 x S\u1ed1 th\u00e1ng g\u1eedi<\/em><\/li>\n<\/ul>\n<p data-start=\"1314\" data-end=\"1480\">V\u00ed d\u1ee5:<\/p>\n<ul>\n<li style=\"text-align: justify;\" data-start=\"1314\" data-end=\"1480\">Kh\u00e1ch h\u00e0ng g\u1eedi 100 tri\u1ec7u \u0111\u1ed3ng, l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n 0,5%\/n\u0103m. N\u1ebfu r\u00fat sau 50 ng\u00e0y, s\u1ed1 ti\u1ec1n l\u00e3i nh\u1eadn \u0111\u01b0\u1ee3c l\u00e0: 100.000.000 x 0,5% x 50 \/ 365 = 68.493 VN\u0110.<\/li>\n<li style=\"text-align: justify;\" data-start=\"1482\" data-end=\"1577\">Ho\u1eb7c n\u1ebfu r\u00fat sau 10 th\u00e1ng, s\u1ed1 l\u00e3i nh\u1eadn \u0111\u01b0\u1ee3c l\u00e0: 100.000.000 x 0,5% \/ 12 x 10 = 416.666 VN\u0110.<\/li>\n<\/ul>\n<figure id=\"attachment_597949\" aria-describedby=\"caption-attachment-597949\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597949\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112549\/lai-suat-ngan-hang-shb-4.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB chi ti\u1ebft\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112549\/lai-suat-ngan-hang-shb-4.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112549\/lai-suat-ngan-hang-shb-4-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112549\/lai-suat-ngan-hang-shb-4-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597949\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB chi ti\u1ebft<\/figcaption><\/figure>\n<h4><span class=\"ez-toc-section\" id=\"2-cach-tinh-lai-suat-vay\"><\/span><strong>2. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"1617\" data-end=\"1707\">L\u00e3i su\u1ea5t vay t\u1ea1i SHB c\u0169ng \u0111\u01b0\u1ee3c t\u00ednh theo hai ph\u01b0\u01a1ng ph\u00e1p l\u00e0 d\u01b0 n\u1ee3 g\u1ed1c v\u00e0 d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n.<\/p>\n<ul style=\"text-align: justify;\" data-start=\"1709\" data-end=\"1804\">\n<li data-start=\"1709\" data-end=\"1804\">\n<p data-start=\"1711\" data-end=\"1804\"><strong data-start=\"1711\" data-end=\"1740\">C\u00e1ch t\u00ednh theo d\u01b0 n\u1ee3 g\u1ed1c: <\/strong><em>Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay x L\u00e3i su\u1ea5t (%\/n\u0103m) \/ 12<\/em><\/p>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\" data-start=\"1806\" data-end=\"1930\">V\u00ed d\u1ee5: Kh\u00e1ch h\u00e0ng vay 500 tri\u1ec7u \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t 10%\/n\u0103m. Ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng = 500.000.000 x 10% \/ 12 = 4.166.667 VN\u0110.<\/p>\n<ul style=\"text-align: justify;\" data-start=\"1932\" data-end=\"2034\">\n<li data-start=\"1932\" data-end=\"2034\">\n<p data-start=\"1934\" data-end=\"2034\"><strong data-start=\"1934\" data-end=\"1968\">C\u00e1ch t\u00ednh theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n: <\/strong><em>Ti\u1ec1n l\u00e3i k\u1ef3 n\u00e0y = D\u01b0 n\u1ee3 g\u1ed1c c\u00f2n l\u1ea1i x L\u00e3i su\u1ea5t (%\/n\u0103m) \/ 12<\/em><\/p>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\" data-start=\"2036\" data-end=\"2241\">V\u00ed d\u1ee5: Kh\u00e1ch h\u00e0ng vay 500 tri\u1ec7u \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t 10%\/n\u0103m. Ti\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u ti\u00ean = 500.000.000 x 10% \/ 12 = 4.166.667 VN\u0110. C\u00e1c th\u00e1ng sau, s\u1ed1 ti\u1ec1n l\u00e3i gi\u1ea3m d\u1ea7n do d\u01b0 n\u1ee3 g\u1ed1c gi\u1ea3m theo t\u1eebng k\u1ef3 tr\u1ea3 n\u1ee3.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"iv-nhung-cau-hoi-thuong-gap-khi-gui-va-vay-ngan-hang-shb\"><\/span><strong>IV. Nh\u1eefng c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi g\u1eedi v\u00e0 vay ng\u00e2n h\u00e0ng SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"1-shb-co-phai-ngan-hang-nha-nuoc-khong\"><\/span><strong>1. SHB c\u00f3 ph\u1ea3i ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">SHB kh\u00f4ng ph\u1ea3i Ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc hay c\u00f3 g\u00f3p v\u1ed1n b\u1edfi ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc. SHB l\u00e0 ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n, n\u1eb1m trong Top 5 ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n l\u1edbn nh\u1ea5t Vi\u1ec7t Nam. Tuy nhi\u00ean, SHB v\u1eabn ch\u1ecbu s\u1ef1 qu\u1ea3n l\u00fd tr\u1ef1c ti\u1ebfp c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 tu\u00e2n th\u1ee7 theo c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"2-ngan-hang-shb-co-an-toan-uy-tin-khong\"><\/span><strong>2. Ng\u00e2n h\u00e0ng SHB c\u00f3 an to\u00e0n, uy t\u00edn kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"793\" data-end=\"1177\">SHB hi\u1ec7n \u0111\u1ee9ng trong Top 10 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i uy t\u00edn nh\u1ea5t Vi\u1ec7t Nam, \u0111\u1ed3ng th\u1eddi n\u1eb1m trong Top 50 doanh nghi\u1ec7p xu\u1ea5t s\u1eafc nh\u1ea5t Vi\u1ec7t Nam, Top 100 ng\u00e2n h\u00e0ng khu v\u1ef1c ASEAN v\u00e0 Top 500 ng\u00e2n h\u00e0ng l\u1edbn m\u1ea1nh nh\u1ea5t Ch\u00e2u \u00c1.<\/p>\n<p style=\"text-align: justify;\" data-start=\"793\" data-end=\"1177\">B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c ch\u1ec9 s\u1ed1 v\u1ec1 an to\u00e0n v\u1ed1n, thanh kho\u1ea3n v\u00e0 qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u1ee7a SHB \u0111\u1ec1u cao h\u01a1n m\u1ee9c y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng nh\u01b0 c\u00e1c chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1179\" data-end=\"1250\">Trong nh\u1eefng n\u0103m qua, SHB li\u00ean t\u1ee5c \u0111\u1ea1t nhi\u1ec1u gi\u1ea3i th\u01b0\u1edfng danh gi\u00e1 nh\u01b0:<\/p>\n<ul>\n<li>Ng\u00e2n h\u00e0ng c\u00f3 t\u00e1c \u0111\u1ed9ng ESG t\u00edch c\u1ef1c nh\u1ea5t Vi\u1ec7t Nam.<\/li>\n<li>Ng\u00e2n h\u00e0ng SME t\u1ed1t nh\u1ea5t Vi\u1ec7t Nam.<\/li>\n<li>Ng\u00e2n h\u00e0ng c\u00f3 m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c \u0110a d\u1ea1ng, C\u00f4ng b\u1eb1ng &amp; H\u00f2a nh\u1eadp (DEI) nh\u1ea5t Vi\u1ec7t Nam.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\" data-start=\"1431\" data-end=\"1568\">SHB c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c trao t\u1eb7ng Hu\u00e2n ch\u01b0\u01a1ng Lao \u0111\u1ed9ng H\u1ea1ng Nh\u00ec (l\u1ea7n 2), H\u1ea1ng Ba c\u00f9ng nhi\u1ec1u b\u1eb1ng khen, gi\u1ea3i th\u01b0\u1edfng c\u1ea5p Ch\u00ednh ph\u1ee7 v\u00e0 B\u1ed9, Ng\u00e0nh.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"3-so-tong-dai-ngan-hang-shb\"><\/span><strong>3. S\u1ed1 t\u1ed5ng \u0111\u00e0i ng\u00e2n h\u00e0ng SHB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\" data-start=\"1882\" data-end=\"2020\">Trong qu\u00e1 tr\u00ecnh s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5, n\u1ebfu c\u00f3 th\u1eafc m\u1eafc c\u1ea7n \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp qua c\u00e1c k\u00eanh sau (ho\u1ea1t \u0111\u1ed9ng 24\/7):<\/p>\n<ul>\n<li data-start=\"2023\" data-end=\"2082\">Hotline: *6688; 1800 588 856; 024 6275 4332; 1800 545 422<\/li>\n<li data-start=\"2085\" data-end=\"2136\">Website: <a class=\"decorated-link\" href=\"https:\/\/www.shb.com.vn\" target=\"_blank\" rel=\"nofollow noopener\" data-start=\"2094\" data-end=\"2134\">www.shb.com.vn<\/a><\/li>\n<\/ul>\n<p style=\"text-align: justify;\" data-start=\"109\" data-end=\"511\">C\u00f3 th\u1ec3 th\u1ea5y, <strong data-start=\"268\" data-end=\"294\">l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng SHB<\/strong> hi\u1ec7n nay \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 c\u1ea1nh tranh, \u0111a d\u1ea1ng l\u1ef1a ch\u1ecdn cho c\u1ea3 c\u00e1 nh\u00e2n l\u1eabn doanh nghi\u1ec7p. N\u1ebfu b\u1ea1n \u0111ang t\u00ecm m\u1ed9t ng\u00e2n h\u00e0ng uy t\u00edn \u0111\u1ec3 g\u1eedi ti\u1ec1n an to\u00e0n ho\u1eb7c vay v\u1ed1n v\u1edbi \u01b0u \u0111\u00e3i d\u00e0i h\u1ea1n, SHB ch\u1eafc ch\u1eafn l\u00e0 \u0111\u1ecba ch\u1ec9 \u0111\u00e1ng tin c\u1eady. \u0110\u1ec3 bi\u1ebft th\u00eam nhi\u1ec1u th\u00f4ng tin v\u1ec1 l\u00e3i su\u1ea5t c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, truy c\u1eadp <a href=\"https:\/\/muaban.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Muaban.net<\/strong><\/a> ngay nh\u00e9.<\/p>\n<ul>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vib-520490\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB dao \u0111\u1ed9ng t\u1eeb 7.8%\/n\u0103m<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-msb-520920\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng MSB Bank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vietcombank-597522\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Vietcombank h\u00f4m nay: C\u1eadp nh\u1eadt chi ti\u1ebft<\/strong><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 8<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span>\u1ede th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, SHB ti\u1ebfp t\u1ee5c duy tr\u00ec bi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u1ed5n \u0111\u1ecbnh, v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t \u0111\u1ea1t 5,8%\/n\u0103m. B\u00ean c\u1ea1nh \u0111\u00f3, ng\u00e2n h\u00e0ng c\u0169ng tri\u1ec3n khai nhi\u1ec1u g\u00f3i \u01b0u \u0111\u00e3i vay mua nh\u00e0 v\u1edbi l\u00e3i su\u1ea5t kh\u1edfi \u0111i\u1ec3m ch\u1ec9 t\u1eeb 3,99%\/n\u0103m. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y s\u1ebd chia s\u1ebb [&hellip;]<\/p>\n","protected":false},"author":276,"featured_media":597946,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[16],"tags":[],"class_list":{"0":"post-597565","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-nha-dat"},"featured_image_src":"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/19112350\/lai-suat-ngan-hang-shb-1.jpg","author_info":{"display_name":"Nh\u01b0 Naila","author_link":"https:\/\/muaban.net\/blog\/tac-gia\/nhu-do\/"},"acf":[],"modified_by":"T\u00fa \u0110inh","_links":{"self":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/users\/276"}],"replies":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/comments?post=597565"}],"version-history":[{"count":5,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597565\/revisions"}],"predecessor-version":[{"id":598486,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597565\/revisions\/598486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media\/597946"}],"wp:attachment":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media?parent=597565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/categories?post=597565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/tags?post=597565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}