{"id":597494,"date":"2025-08-28T11:52:54","date_gmt":"2025-08-28T04:52:54","guid":{"rendered":"https:\/\/muaban.net\/blog\/?p=597494"},"modified":"2025-08-28T11:52:54","modified_gmt":"2025-08-28T04:52:54","slug":"lai-suat-ngan-hang-vpbank","status":"publish","type":"post","link":"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t: C\u1eadp nh\u1eadt c\u00e1c g\u00f3i \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span><h2 style=\"text-align: justify;\">Gi\u1eefa b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng c\u00f3 nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng n\u1eeda \u0111\u1ea7u n\u0103m 2026, VPBank \u0111\u00e3 li\u00ean t\u1ee5c tinh ch\u1ec9nh bi\u1ec3u l\u00e3i su\u1ea5t, mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng th\u00eam l\u1ef1a ch\u1ecdn an to\u00e0n v\u00e0 sinh l\u1eddi hi\u1ec7u qu\u1ea3. V\u1eady m\u1ee9c <strong>l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank<\/strong> hi\u1ec7n nay l\u00e0 bao nhi\u00eau v\u00e0 c\u00f3 nh\u1eefng \u01b0u \u0111\u00e3i n\u1ed5i b\u1eadt n\u00e0o? H\u00e3y c\u00f9ng <strong>Muaban.net<\/strong> t\u00ecm hi\u1ec3u chi ti\u1ebft trong b\u00e0i vi\u1ebft n\u00e0y.<\/h2>\n<figure id=\"attachment_597512\" aria-describedby=\"caption-attachment-597512\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597512\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224847\/lai-suat-ngan-hang-vpbank-1.jpg\" alt=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t n\u0103m 2025\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224847\/lai-suat-ngan-hang-vpbank-1.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224847\/lai-suat-ngan-hang-vpbank-1-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224847\/lai-suat-ngan-hang-vpbank-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597512\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t n\u0103m 2025<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#i-lai-suat-ngan-hang-vpbank-moi-nhat-nam-2026\" >I. L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t n\u0103m 2026<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#1-lai-suat-tien-gui-tai-vpbank\" >1. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u1ea1i VPBank<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#11-khach-hang-ca-nhan-%e2%80%93-gui-tai-quay-vnd\" >1.1. Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u2013 g\u1eedi t\u1ea1i qu\u1ea7y (VN\u0110)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#12-khach-hang-ca-nhan-%e2%80%93-gui-online-vnd\" >1.2. Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u2013 g\u1eedi online (VN\u0110)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#13-khach-hang-doanh-nghiep\" >1.3. Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#2-lai-suat-cho-vay-tai-vpbank\" >2. L\u00e3i su\u1ea5t cho vay t\u1ea1i VPBank<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#ii-cach-tinh-lai-suat-ngan-hang-vpbank\" >II. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#1-lai-suat-gui-tien\" >1. L\u00e3i su\u1ea5t g\u1eedi ti\u1ec1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#2-lai-suat-vay-tien\" >2. L\u00e3i su\u1ea5t vay ti\u1ec1n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#iii-so-sanh-lai-suat-vpbank-voi-cac-ngan-hang-khac\" >III. So s\u00e1nh l\u00e3i su\u1ea5t VPBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#iv-nhung-luu-y-khi-chon-ky-han-gui-va-vay-tai-vpbank\" >IV. Nh\u1eefng l\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay t\u1ea1i VPBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#v-mot-so-cau-hoi-thuong-gap\" >V. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#1-ngan-hang-vpbank-la-ngan-hang-nha-nuoc-hay-tu-nhan\" >1. Ng\u00e2n h\u00e0ng VPBank l\u00e0 ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc hay t\u01b0 nh\u00e2n?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#2-co-nen-vay-von-mua-nha-tai-ngan-hang-vpbank-khong\" >2. C\u00f3 n\u00ean vay v\u1ed1n mua nh\u00e0 t\u1ea1i ng\u00e2n h\u00e0ng VPBank kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/#3-so-tong-dai-cua-ngan-hang-vpbank-la-bao-nhieu\" >3. S\u1ed1 t\u1ed5ng \u0111\u00e0i c\u1ee7a ng\u00e2n h\u00e0ng VPBank l\u00e0 bao nhi\u00eau?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"i-lai-suat-ngan-hang-vpbank-moi-nhat-nam-2026\"><\/span><strong>I. L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t n\u0103m 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-tien-gui-tai-vpbank\"><\/span><strong>1. L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u1ea1i VPBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Tr\u01b0\u1edbc nh\u1eefng bi\u1ebfn \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, VPBank th\u01b0\u1eddng xuy\u00ean \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i VPBank c\u1eadp nh\u1ea5t m\u1edbi nh\u1ea5t trong th\u00e1ng 06\/2026.<\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"11-khach-hang-ca-nhan-%e2%80%93-gui-tai-quay-vnd\"><\/span><strong>1.1. Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u2013 g\u1eedi t\u1ea1i qu\u1ea7y (VN\u0110)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\">L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y c\u1ee7a VPBank hi\u1ec7n dao \u0111\u1ed9ng t\u1eeb <strong>0,4% \u0111\u1ebfn 5,3%\/n\u0103m<\/strong>, thay \u0111\u1ed5i theo k\u1ef3 h\u1ea1n v\u00e0 s\u1ed1 ti\u1ec1n g\u1eedi. Ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng nhi\u1ec1u m\u1ee9c h\u1ea1n kh\u00e1c nhau, trong \u0111\u00f3 c\u00e1c kho\u1ea3n g\u1eedi t\u1eeb 10 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean th\u01b0\u1eddng cao h\u01a1n 0,1% so v\u1edbi kho\u1ea3n nh\u1ecf h\u01a1n. C\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n<table style=\"border-collapse: collapse; width: 99.7839%;\" border=\"0\" width=\"384\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"height: 14.4pt;\">\n<td class=\"xl65\" style=\"height: 14.4pt; width: 17.4935%; text-align: center;\" width=\"64\" height=\"19\"><strong>M\u1ee9c ti\u1ec1n<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>&lt; 1 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>1 t\u1ef7 &#8211; &lt; 3 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>3 t\u1ef7 &#8211; &lt; 10 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>10 t\u1ef7 &#8211; &lt; 50 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 97.6246%; text-align: center;\" width=\"64\"><strong>\u2265 50 t\u1ef7<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 1-3 tu\u1ea7n<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">0.4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 1T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">3.8<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 2T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">3.8<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 3T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">3.8<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 4T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">3.8<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 5T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.6<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">3.8<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 6T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.6<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">4.7<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 7T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.6<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">4.7<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 8T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.6<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">4.7<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 9T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.6<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">4.7<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 10T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.6<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">4.7<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 11T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.6<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">4.7<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 12T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">5.1<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 13T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">5.1<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 15T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">5.1<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 18T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">5.1<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 24T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">5.3<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><strong><em>K\u1ef3 H\u1ea1n 36T<\/em><\/strong><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.1<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 97.6246%;\" align=\"right\">5.3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597513\" aria-describedby=\"caption-attachment-597513\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597513\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224901\/lai-suat-ngan-hang-vpbank-2.jpg\" alt=\"L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y c\u1ee7a VPBank hi\u1ec7n dao \u0111\u1ed9ng t\u1eeb 0,4% \u0111\u1ebfn 5,3%\/n\u0103m\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224901\/lai-suat-ngan-hang-vpbank-2.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224901\/lai-suat-ngan-hang-vpbank-2-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224901\/lai-suat-ngan-hang-vpbank-2-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597513\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y c\u1ee7a VPBank hi\u1ec7n dao \u0111\u1ed9ng t\u1eeb 0,4% \u0111\u1ebfn 5,3%\/n\u0103m<\/figcaption><\/figure>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"12-khach-hang-ca-nhan-%e2%80%93-gui-online-vnd\"><\/span><strong>1.2. Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u2013 g\u1eedi online (VN\u0110)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\">L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online t\u1ea1i VPBank dao \u0111\u1ed9ng t\u1eeb <strong>0,4% \u0111\u1ebfn 5,5%\/n\u0103m<\/strong>. Ngo\u00e0i l\u1ee3i th\u1ebf v\u1ec1 l\u00e3i su\u1ea5t, h\u00ecnh th\u1ee9c g\u1eedi tr\u1ef1c tuy\u1ebfn c\u00f2n gi\u00fap kh\u00e1ch h\u00e0ng qu\u1ea3n l\u00fd v\u00e0 theo d\u00f5i t\u00e0i ch\u00ednh thu\u1eadn ti\u1ec7n qua \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n theo h\u00ecnh th\u1ee9c g\u1eedi online:<\/p>\n<table style=\"border-collapse: collapse; width: 99.9256%;\" border=\"0\" width=\"384\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"height: 14.4pt;\">\n<td class=\"xl65\" style=\"height: 14.4pt; width: 17.4935%;\" width=\"64\" height=\"19\"><strong>M\u1ee9c ti\u1ec1n<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>&lt; 1 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>1 t\u1ef7 &#8211; &lt; 3 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>3 t\u1ef7 &#8211; &lt; 10 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 16.4491%; text-align: center;\" width=\"64\"><strong>10 t\u1ef7 &#8211; &lt; 50 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 98.2315%; text-align: center;\" width=\"64\"><strong>\u2265 50 t\u1ef7<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 1-3 tu\u1ea7n<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">0.4<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">0.4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 1T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">3.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 2T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.9<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 3T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.9<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 4T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.9<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 5T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">3.9<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 6T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.8<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 7T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.8<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 8T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.8<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 9T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.8<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 10T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.8<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 11T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.7<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">4.8<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">4.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 12T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">5.3<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 13T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">5.3<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 15T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">5.3<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 18T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.2<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">5.3<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 24T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.5<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">5.5<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 17.4935%;\" height=\"19\"><em><strong>K\u1ef3 H\u1ea1n 36T<\/strong><\/em><\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.3<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.4<\/td>\n<td style=\"width: 16.4491%;\" align=\"right\">5.5<\/td>\n<td style=\"width: 98.2315%;\" align=\"right\">5.5<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597514\" aria-describedby=\"caption-attachment-597514\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597514\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224913\/lai-suat-ngan-hang-vpbank-3.jpg\" alt=\"L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online t\u1ea1i VPBank dao \u0111\u1ed9ng t\u1eeb 0,4% \u0111\u1ebfn 5,5%\/n\u0103m\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224913\/lai-suat-ngan-hang-vpbank-3.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224913\/lai-suat-ngan-hang-vpbank-3-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224913\/lai-suat-ngan-hang-vpbank-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597514\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online t\u1ea1i VPBank dao \u0111\u1ed9ng t\u1eeb 0,4% \u0111\u1ebfn 5,5%\/n\u0103m<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-shinhan-520468\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Shinhan dao \u0111\u1ed9ng t\u1eeb 6.7%\/n\u0103m<\/a><\/strong><\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"13-khach-hang-doanh-nghiep\"><\/span><strong>1.3. Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\">VPBank \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi cho doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf (SMEs) qua hai h\u00ecnh th\u1ee9c: t\u1ea1i qu\u1ea7y v\u00e0 online, v\u1edbi m\u1ee9c cao nh\u1ea5t 4,5%\/n\u0103m cho k\u1ef3 h\u1ea1n 18\u201336 th\u00e1ng khi g\u1eedi t\u1eeb 5 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean. Xem ngay b\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y \u0111\u1ec3 n\u1eafm chi ti\u1ebft:<\/p>\n<table style=\"border-collapse: collapse; width: 99.9769%;\" border=\"0\" width=\"256\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"height: 14.4pt;\">\n<td class=\"xl65\" style=\"height: 14.4pt; width: 26.7442%; text-align: left;\" width=\"64\" height=\"19\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 24.8062%; text-align: center;\" width=\"64\"><strong>&lt; 500 tri\u1ec7u<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 24.8062%; text-align: center;\" width=\"64\"><strong>500 tri\u1ec7u \u2013 d\u01b0\u1edbi 5 t\u1ef7<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 192.943%; text-align: center;\" width=\"64\"><strong>T\u1eeb 5 t\u1ef7<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>1 ng\u00e0y<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">0.2<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">0.2<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">0.2<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>1-3 tu\u1ea7n<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">0.5<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">0.5<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">0.5<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>1 th\u00e1ng<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.5<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.6<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">2.7<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>2 th\u00e1ng<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.6<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.7<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">2.8<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>3 th\u00e1ng<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.7<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.8<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">2.9<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>4 th\u00e1ng<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.8<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">2.9<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">3<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>6-9 th\u00e1ng<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">3.8<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">3.9<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>12-15 th\u00e1ng<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">4.2<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">4.3<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">4.4<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 26.7442%;\" height=\"19\"><strong><em>18-36 th\u00e1ng<\/em><\/strong><\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">4.3<\/td>\n<td style=\"width: 24.8062%;\" align=\"right\">4.4<\/td>\n<td style=\"width: 192.943%;\" align=\"right\">4.5<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597515\" aria-describedby=\"caption-attachment-597515\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597515\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224927\/lai-suat-ngan-hang-vpbank-4.jpg\" alt=\"VPBank \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi cho doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224927\/lai-suat-ngan-hang-vpbank-4.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224927\/lai-suat-ngan-hang-vpbank-4-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224927\/lai-suat-ngan-hang-vpbank-4-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597515\" class=\"wp-caption-text\">VPBank \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi cho doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-cho-vay-tai-vpbank\"><\/span><strong>2. L\u00e3i su\u1ea5t cho vay t\u1ea1i VPBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">VPBank hi\u1ec7n \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t vay linh ho\u1ea1t v\u1edbi \u0111a d\u1ea1ng c\u00e1c s\u1ea3n ph\u1ea9m vay. C\u1ee5 th\u1ec3:<\/p>\n<table style=\"border-collapse: collapse; width: 99.5939%;\" border=\"0\" width=\"128\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"height: 14.4pt;\">\n<td class=\"xl65\" style=\"height: 14.4pt; width: 67.8963%; text-align: center;\" width=\"64\" height=\"19\"><strong>S\u1ea3n ph\u1ea9m vay<\/strong><\/td>\n<td class=\"xl65\" style=\"border-left: none; width: 361.644%; text-align: center;\" width=\"64\"><strong>L\u00e3i su\u1ea5t vay (%\/n\u0103m)<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay mua nh\u00e0 (nh\u00e0 \u0111\u1ea5t, c\u0103n h\u1ed9)<\/td>\n<td style=\"width: 361.644%; text-align: center;\">6,90%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay tr\u1ea3 g\u00f3p mua xe \u00f4 t\u00f4<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,49%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay x\u00e2y d\u1ef1ng ho\u1eb7c s\u1eeda ch\u1eefa nh\u00e0 c\u1eeda<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,49%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay kinh doanh tr\u1ea3 g\u00f3p<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,90%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Cho vay du h\u1ecdc<\/td>\n<td style=\"width: 361.644%; text-align: center;\">8,60%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay ti\u00eau d\u00f9ng: Vay th\u1ea5u chi c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m online<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,40%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay l\u1ea1i kho\u1ea3n \u0111\u00e3 tr\u1ea3<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,40%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay b\u1ed5 sung v\u1ed1n l\u01b0u \u0111\u1ed9ng h\u1ea1n m\u1ee9c ph\u1ee5c v\u1ee5 kinh doanh<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,90%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,40%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay c\u1ea7m c\u1ed1 gi\u1ea5y t\u1edd, ch\u1ee9ng t\u1eeb c\u00f3 gi\u00e1 do VPBank ph\u00e1t h\u00e0nh<\/td>\n<td style=\"width: 361.644%; text-align: center;\">7,40%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay l\u00e0m \u0111\u1eb9p v\u00e0 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe Beauty Up (vay t\u00edn ch\u1ea5p)<\/td>\n<td style=\"width: 361.644%; text-align: center;\">20%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay ti\u00eau d\u00f9ng t\u00edn ch\u1ea5p c\u00e1 nh\u00e2n<\/td>\n<td style=\"width: 361.644%; text-align: center;\">18%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay t\u00edn ch\u1ea5p, vay ti\u00eau d\u00f9ng d\u00e0nh cho kh\u00e1ch h\u00e0ng tr\u1ea3 l\u01b0\u01a1ng qua VPBank<\/td>\n<td style=\"width: 361.644%; text-align: center;\">18%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay t\u00edn ch\u1ea5p d\u00e0nh cho kh\u00e1ch h\u00e0ng hi\u1ec7n h\u1eefu c\u1ee7a VPBank<\/td>\n<td style=\"width: 361.644%; text-align: center;\">16%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay t\u00edn ch\u1ea5p d\u00e0nh cho gi\u00e1o vi\u00ean ho\u1eb7c c\u00e1n b\u1ed9 VPBank<\/td>\n<td style=\"width: 361.644%; text-align: center;\">17%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay t\u00edn ch\u1ea5p ti\u1ec3u th\u01b0\u01a1ng ch\u1ee3, h\u1ed9 kinh doanh<\/td>\n<td style=\"width: 361.644%; text-align: center;\">20%<\/td>\n<\/tr>\n<tr style=\"height: 14.4pt;\">\n<td style=\"height: 14.4pt; width: 67.8963%;\" height=\"19\">Vay t\u00edn ch\u1ea5p th\u00eam 9% t\u1eeb kho\u1ea3n vay th\u1ebf ch\u1ea5p s\u1eb5n c\u00f3 VPBank<\/td>\n<td style=\"width: 361.644%; text-align: center;\">Linh ho\u1ea1t %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_597516\" aria-describedby=\"caption-attachment-597516\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597516\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224941\/lai-suat-ngan-hang-vpbank-5.jpg\" alt=\"VPBank cung c\u1ea5p m\u1ed9t h\u1ec7 th\u1ed1ng l\u00e3i su\u1ea5t vay r\u1ed9ng, r\u1ea5t \u01b0u \u0111\u00e3i (4,6% \u2013 6,5%\/n\u0103m)\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224941\/lai-suat-ngan-hang-vpbank-5.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224941\/lai-suat-ngan-hang-vpbank-5-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224941\/lai-suat-ngan-hang-vpbank-5-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597516\" class=\"wp-caption-text\">VPBank cung c\u1ea5p m\u1ed9t h\u1ec7 th\u1ed1ng l\u00e3i su\u1ea5t vay r\u1ed9ng, r\u1ea5t \u01b0u \u0111\u00e3i (4,6% \u2013 6,5%\/n\u0103m)<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"ii-cach-tinh-lai-suat-ngan-hang-vpbank\"><\/span><strong>II. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-gui-tien\"><\/span><strong>1. L\u00e3i su\u1ea5t g\u1eedi ti\u1ec1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i = S\u1ed1 d\u01b0 th\u1ef1c t\u1ebf x L\u00e3i su\u1ea5t (%\/n\u0103m) x S\u1ed1 ng\u00e0y duy tr\u00ec s\u1ed1 d\u01b0\/365<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>V\u00ed d\u1ee5:\u00a0<\/strong>B\u1ea1n g\u1eedi 100 tri\u1ec7u \u0111\u1ed9ng v\u00e0o VPBank, v\u1edbi l\u00e3i su\u1ea5t 4,7%\/n\u0103m trong v\u00f2ng 6 th\u00e1ng (T\u1eeb ng\u00e0y 01\/03\/2025 &#8211; 01\/09\/2025). S\u1ed1 ti\u1ec1n l\u00e3i c\u1ee7a b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c sau khi \u0111\u00e1o h\u1ea1n \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 sau:<\/p>\n<p style=\"text-align: justify;\"><strong>Ti\u1ec1n l\u00e3i = 100.000.000 \u00d7 4,7% \u00d7 184\/365 = 2.369.315 \u0111\u1ed3ng<\/strong><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-vay-tien\"><\/span><strong>2. L\u00e3i su\u1ea5t vay ti\u1ec1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Hi\u1ec7n nay, ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng 2 c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ph\u1ed5 bi\u1ebfn:<\/p>\n<p style=\"text-align: justify;\"><strong>C\u00e1ch 1: T\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank theo g\u1ed1c l\u00e3i tr\u1ea3 \u0111\u1ec1u h\u1eb1ng th\u00e1ng (tr\u1ea3 g\u00f3p):<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>L\u00e3i su\u1ea5t h\u1eb1ng th\u00e1ng = (L\u00e3i su\u1ea5t n\u0103m \/ 12) \u00d7 S\u1ed1 d\u01b0 n\u1ee3<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>V\u00ed d\u1ee5:<\/strong> A vay 90.000.000 \u0111\u1ed3ng trong 18 th\u00e1ng, v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t l\u00e0 10%\/n\u0103m<\/p>\n<p style=\"text-align: justify;\">S\u1ed1 ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng l\u00e0: 90.000.000 \/ 18 = 5.000.000 \u0111\u1ed3ng<br \/>\nS\u1ed1 ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng: (90.000.000 x 10%) \/ 18 = 500.000 \u0111\u1ed3ng<br \/>\n<em>=&gt; S\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng l\u00e0 5.500.000 \u0111\u1ed3ng<\/em><\/p>\n<figure id=\"attachment_597517\" aria-describedby=\"caption-attachment-597517\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597517\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224953\/lai-suat-ngan-hang-vpbank-6.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224953\/lai-suat-ngan-hang-vpbank-6.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224953\/lai-suat-ngan-hang-vpbank-6-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224953\/lai-suat-ngan-hang-vpbank-6-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597517\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><strong>C\u00e1ch 2: T\u00ednh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank theo d\u01b0 n\u1ee3 gi\u1ea3m d\u1ea7n<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Ti\u1ec1n g\u1ed1c h\u00e0ng th\u00e1ng = S\u1ed1 ti\u1ec1n vay\/Th\u1eddi h\u1ea1n vay<\/strong><\/span><br \/>\n<span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u = S\u1ed1 ti\u1ec1n vay x L\u00e3i su\u1ea5t vay theo th\u00e1ng\/Th\u1eddi h\u1ea1n vay<\/strong><\/span><br \/>\n<span style=\"color: #ff6600;\"><strong>Ti\u1ec1n l\u00e3i c\u00e1c th\u00e1ng ti\u1ebfp theo = Kho\u1ea3n ti\u1ec1n g\u1ed1c c\u00f2n l\u1ea1i x L\u00e3i su\u1ea5t vay theo th\u00e1ng\/Th\u1eddi h\u1ea1n vay<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>V\u00ed d\u1ee5:<\/strong> A vay 90.000.000 \u0111\u1ed3ng, v\u1edbi th\u1eddi h\u1ea1n l\u00e0 18 th\u00e1ng v\u00e0 m\u1ee9c l\u00e3i su\u1ea5t l\u00e0 10%\/n\u0103m<\/p>\n<p style=\"text-align: justify;\">Ti\u1ec1n g\u1ed1c tr\u1ea3 h\u00e0ng th\u00e1ng = 90.000.000 \/ 18 = 5.000.000 \u0111\u1ed3ng<br \/>\nTi\u1ec1n l\u00e3i th\u00e1ng \u0111\u1ea7u = (90.000.000 x 10%) \/ 18 = 500.000 \u0111\u1ed3ng<br \/>\nTi\u1ec1n l\u00e3i th\u00e1ng th\u1ee9 2 = (90.000.000 &#8211; 5.000.000) x 10% \/ 18 = 470.000 \u0111\u1ed3ng<br \/>\nTi\u1ec1n l\u00e3i th\u00e1ng th\u1ee9 3 = (90.000.000 &#8211; 5.000.000 &#8211; 5.000.000) x 10% \/ 18 = 444.444 \u0111\u1ed3ng<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vpbank-520479\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank dao \u0111\u1ed9ng t\u1eeb 6.9%\/n\u0103m<\/a><\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iii-so-sanh-lai-suat-vpbank-voi-cac-ngan-hang-khac\"><\/span><strong>III. So s\u00e1nh l\u00e3i su\u1ea5t VPBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">VPBank c\u00f3 l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m \u0111\u1ec1u v\u00e0 \u1ed5n \u0111\u1ecbnh, nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t. C\u1ee5 th\u1ec3:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 234px;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; text-align: center; height: 26px;\"><strong>Ng\u00e2n h\u00e0ng<\/strong><\/td>\n<td style=\"width: 31.6092%; text-align: center; height: 26px;\"><strong>L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m<\/strong><\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\"><strong>L\u00e3i su\u1ea5t vay<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">VPBank<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">5.2% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">5.0% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">Agribank<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">4.8% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">4.2% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">Vietcombank<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">4.6% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">4.6% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">BIDV<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">4.7% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">6.0% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">VietinBank<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">4.7% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">4.7% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">VIB<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">5.1% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">6.9% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">Sacombank<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">5.4% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">4.9% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<tr style=\"height: 26px;\">\n<td style=\"width: 11.3505%; height: 26px;\">Techcombank<\/td>\n<td style=\"width: 31.6092%; height: 26px; text-align: center;\">5.0% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<td style=\"width: 23.707%; text-align: center; height: 26px;\">6.0% k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><strong>Nh\u1eadn x\u00e9t:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"text-align: justify;\">V\u1ec1 l\u00e3i su\u1ea5t cho vay, VPBank \u0111ang \u00e1p d\u1ee5ng m\u1ee9c trung b\u00ecnh 5%\/n\u0103m cho c\u00e1c kho\u1ea3n vay k\u1ef3 h\u1ea1n 1 n\u0103m, t\u1ef7 l\u1ec7 vay t\u1ed1i \u0111a 75%. M\u1ee9c n\u00e0y kh\u00e1 c\u1ea1nh tranh so v\u1edbi m\u1eb7t b\u1eb1ng chung, tuy ch\u01b0a ph\u1ea3i th\u1ea5p nh\u1ea5t. V\u00ed d\u1ee5, Agribank c\u00f3 s\u1ea3n ph\u1ea9m vay \u01b0u \u0111\u00e3i t\u1eeb 4.2%\/n\u0103m, trong khi Vietcombank, VietinBank hay Sacombank th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 4.6% \u0111\u1ebfn h\u01a1n 4.9%\/n\u0103m t\u00f9y g\u00f3i vay v\u00e0 h\u1ed3 s\u01a1 kh\u00e1ch h\u00e0ng.<\/li>\n<li style=\"text-align: justify;\">X\u00e9t v\u1ec1 l\u00e3i su\u1ea5t g\u1eedi, VPBank c\u00f3 l\u00e3i su\u1ea5t g\u1eedi ti\u1ec1n \u1ed5n \u0111\u1ecbnh, kh\u00f4ng y\u00eau c\u1ea7u s\u1ed1 v\u1ed1n qu\u00e1 l\u1edbn v\u00e0 c\u00f3 ch\u00ednh s\u00e1ch vay c\u1ea1nh tranh, \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf. Ngo\u00e0i ra, ng\u00e2n h\u00e0ng c\u00f3 uy t\u00edn cao, n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i v\u00e0 th\u1ee7 t\u1ee5c gi\u1ea3i ng\u00e2n nhanh ch\u00f3ng. V\u1ec1 nh\u01b0\u1ee3c \u0111i\u1ec3m, l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m kh\u00f4ng cao b\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng top \u0111\u1ea7u, v\u00ed d\u1ee5 nh\u01b0 Sacombank.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">T\u1eeb c\u00e1c so s\u00e1nh tr\u00ean, c\u00f3 th\u1ec3 th\u1ea5y g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i VPBank ph\u00f9 h\u1ee3p n\u1ebfu b\u1ea1n \u01b0u ti\u00ean s\u1ef1 an to\u00e0n, \u1ed5n \u0111\u1ecbnh v\u00e0 t\u00ednh linh ho\u1ea1t trong kho\u1ea3n ti\u1ec1n g\u1eedi. Vay v\u1ed1n t\u1ea1i VPBank c\u0169ng l\u00e0 l\u1ef1a ch\u1ecdn \u0111\u00e1ng c\u00e2n nh\u1eafc n\u1ebfu c\u1ea7n kho\u1ea3n vay d\u00e0i h\u1ea1n v\u1edbi th\u1ee7 t\u1ee5c nhanh.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"iv-nhung-luu-y-khi-chon-ky-han-gui-va-vay-tai-vpbank\"><\/span><strong>IV. Nh\u1eefng l\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay t\u1ea1i VPBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Khi giao d\u1ecbch t\u00e0i ch\u00ednh t\u1ea1i VPBank, kh\u00e1ch h\u00e0ng n\u00ean c\u00e2n nh\u1eafc k\u1ef9 k\u1ef3 h\u1ea1n g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0 vay v\u1ed1n \u0111\u1ec3 t\u1ed1i \u01b0u l\u1ee3i \u00edch v\u00e0 h\u1ea1n ch\u1ebf r\u1ee7i ro.<\/p>\n<p style=\"text-align: justify;\"><strong>Khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi ti\u1ebft ki\u1ec7m:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u01afu ti\u00ean g\u1eedi online v\u00ec l\u00e3i su\u1ea5t th\u01b0\u1eddng cao h\u01a1n t\u1ea1i qu\u1ea7y, \u0111\u1eb7c bi\u1ec7t v\u1edbi k\u1ef3 h\u1ea1n d\u00e0i (24\u201336 th\u00e1ng).<\/li>\n<li>L\u01b0u \u00fd n\u1ebfu r\u00fat tr\u01b0\u1edbc h\u1ea1n, ti\u1ec1n g\u1eedi ch\u1ec9 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n (kho\u1ea3ng 0,4%\/n\u0103m).<\/li>\n<li>N\u00ean chia nh\u1ecf s\u1ed1 ti\u1ec1n th\u00e0nh nhi\u1ec1u s\u1ed5 v\u1edbi k\u1ef3 h\u1ea1n kh\u00e1c nhau \u0111\u1ec3 v\u1eeba h\u01b0\u1edfng l\u00e3i su\u1ea5t cao v\u1eeba gi\u1eef \u0111\u01b0\u1ee3c t\u00ednh linh ho\u1ea1t khi c\u1ea7n r\u00fat v\u1ed1n s\u1edbm.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Khi ch\u1ecdn k\u1ef3 h\u1ea1n vay v\u1ed1n:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>C\u1ea7n t\u00ednh to\u00e1n s\u1ef1 ch\u00eanh l\u1ec7ch gi\u1eefa l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i ban \u0111\u1ea7u v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i sau \u01b0u \u0111\u00e3i \u0111\u1ec3 tr\u00e1nh \u00e1p l\u1ef1c tr\u1ea3 n\u1ee3 v\u1ec1 sau.<\/li>\n<li>Ch\u1ecdn th\u1eddi h\u1ea1n vay ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh; tr\u00e1nh k\u00e9o d\u00e0i qu\u00e1 l\u00e2u v\u00ec s\u1ebd l\u00e0m t\u0103ng t\u1ed5ng chi ph\u00ed l\u00e3i.<\/li>\n<\/ul>\n<figure id=\"attachment_597519\" aria-describedby=\"caption-attachment-597519\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-597519\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15225020\/lai-suat-ngan-hang-vpbank-8.jpg\" alt=\"Nh\u1eefng l\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay t\u1ea1i VPBank\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15225020\/lai-suat-ngan-hang-vpbank-8.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15225020\/lai-suat-ngan-hang-vpbank-8-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15225020\/lai-suat-ngan-hang-vpbank-8-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597519\" class=\"wp-caption-text\">Nh\u1eefng l\u01b0u \u00fd khi ch\u1ecdn k\u1ef3 h\u1ea1n g\u1eedi v\u00e0 vay t\u1ea1i VPBank<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"v-mot-so-cau-hoi-thuong-gap\"><\/span><strong>V. M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-ngan-hang-vpbank-la-ngan-hang-nha-nuoc-hay-tu-nhan\"><\/span><strong>1. Ng\u00e2n h\u00e0ng VPBank l\u00e0 ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc hay t\u01b0 nh\u00e2n?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">VPBank l\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n t\u01b0 nh\u00e2n, kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, nh\u01b0ng v\u1eabn ho\u1ea1t \u0111\u1ed9ng theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-co-nen-vay-von-mua-nha-tai-ngan-hang-vpbank-khong\"><\/span><strong>2. C\u00f3 n\u00ean vay v\u1ed1n mua nh\u00e0 t\u1ea1i ng\u00e2n h\u00e0ng VPBank kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Vi\u1ec7c c\u00f3 n\u00ean vay v\u1ed1n mua nh\u00e0 t\u1ea1i VPBank hay kh\u00f4ng s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o nhu c\u1ea7u v\u00e0 \u0111i\u1ec1u ki\u1ec7n t\u00e0i ch\u00ednh c\u1ee7a t\u1eebng ng\u01b0\u1eddi. VPBank hi\u1ec7n \u0111\u01b0a ra m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i t\u1eeb 4,6%\/n\u0103m vay mua nh\u00e0, k\u00e8m theo nhi\u1ec1u g\u00f3i \u01b0u \u0111\u00e3i linh ho\u1ea1t.<\/p>\n<p style=\"text-align: justify;\">Tuy nhi\u00ean, tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh, kh\u00e1ch h\u00e0ng n\u00ean so s\u00e1nh l\u00e3i su\u1ea5t, th\u1eddi h\u1ea1n vay, c\u0169ng nh\u01b0 c\u00e1c \u01b0u \u0111\u00e3i c\u1ee7a VPBank v\u1edbi nh\u1eefng ng\u00e2n h\u00e0ng kh\u00e1c \u0111\u1ec3 ch\u1ecdn ra ph\u01b0\u01a1ng \u00e1n t\u1ed1i \u01b0u nh\u1ea5t. Ngo\u00e0i ra, b\u1ea1n c\u0169ng c\u1ea7n xem x\u00e9t k\u1ef9 c\u00e1c chi ph\u00ed \u0111i k\u00e8m, kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 h\u00e0ng th\u00e1ng v\u00e0 \u0111i\u1ec1u kho\u1ea3n \u01b0u \u0111\u00e3i sau th\u1eddi gian c\u1ed1 \u0111\u1ecbnh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ebft \u0111\u1ecbnh vay v\u1ed1n mang l\u1ea1i l\u1ee3i \u00edch l\u00e2u d\u00e0i.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-so-tong-dai-cua-ngan-hang-vpbank-la-bao-nhieu\"><\/span><strong>3. S\u1ed1 t\u1ed5ng \u0111\u00e0i c\u1ee7a ng\u00e2n h\u00e0ng VPBank l\u00e0 bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">VPBank hi\u1ec7n cung c\u1ea5p nhi\u1ec1u \u0111\u1ea7u s\u1ed1 t\u1ed5ng \u0111\u00e0i \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng trong t\u1eebng nhu c\u1ea7u kh\u00e1c nhau nh\u01b0 tra c\u1ee9u t\u00e0i kho\u1ea3n, t\u01b0 v\u1ea5n vay v\u1ed1n v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 danh s\u00e1ch c\u00e1c s\u1ed1 hotline VPBank b\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng ti\u00eau chu\u1ea9n: 1900545415<\/li>\n<li>\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean: 1800545415<\/li>\n<li>\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p: 1900234568<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>L\u1eddi k\u1ebft<\/strong><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-vpbank-597494\/\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank<\/strong><\/a> hi\u1ec7n duy tr\u00ec \u1edf m\u1ee9c c\u1ea1nh tranh, dao \u0111\u1ed9ng t\u1eeb kho\u1ea3ng 3,5% \u0111\u1ebfn 5,9%\/n\u0103m t\u00f9y k\u1ef3 h\u1ea1n, h\u00ecnh th\u1ee9c g\u1eedi v\u00e0 s\u1ed1 ti\u1ec1n. Ng\u01b0\u1eddi g\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 th\u1ec3 ch\u1ecdn k\u00eanh online \u0111\u1ec3 h\u01b0\u1edfng l\u00e3i cao h\u01a1n, c\u00f2n ng\u01b0\u1eddi vay n\u00ean c\u00e2n nh\u1eafc k\u1ef9 v\u1ec1 l\u00e3i su\u1ea5t v\u00e0 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. \u0110\u1eebng qu\u00ean truy c\u1eadp <a href=\"https:\/\/muaban.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Muaban.net<\/strong><\/a> \u0111\u1ec3 c\u1eadp nh\u1eadt th\u00f4ng tin v\u1ec1 l\u00e3i su\u1ea5t m\u1edbi nh\u1ea5t c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c.<\/p>\n<p style=\"text-align: right;\"><em><strong>Ngu\u1ed3n tham kh\u1ea3o:<\/strong> VPBank, Cafe F<\/em><\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-agribank-597047\/\" target=\"_blank\" rel=\"noopener\"><strong>C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t 2026<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-msb-520920\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng MSB Bank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t 2026<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-bac-a-597499\/\" target=\"_blank\" rel=\"noopener\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng B\u1eafc \u00c1 m\u1edbi nh\u1ea5t: C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u00e0 cho vay<\/strong><\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span>Gi\u1eefa b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng c\u00f3 nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng n\u1eeda \u0111\u1ea7u n\u0103m , VPBank \u0111\u00e3 li\u00ean t\u1ee5c tinh ch\u1ec9nh bi\u1ec3u l\u00e3i su\u1ea5t, mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng th\u00eam l\u1ef1a ch\u1ecdn an to\u00e0n v\u00e0 sinh l\u1eddi hi\u1ec7u qu\u1ea3. V\u1eady m\u1ee9c l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank hi\u1ec7n nay l\u00e0 bao nhi\u00eau v\u00e0 c\u00f3 nh\u1eefng \u01b0u \u0111\u00e3i n\u1ed5i [&hellip;]<\/p>\n","protected":false},"author":293,"featured_media":597511,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[27],"tags":[],"class_list":{"0":"post-597494","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-khac"},"featured_image_src":"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/15224833\/lai-suat-ngan-hang-vpbank.jpg","author_info":{"display_name":"Nguy\u1ec5n Th\u1ecb V\u01b0\u01a1ng","author_link":"https:\/\/muaban.net\/blog\/tac-gia\/vuong-nguyen\/"},"acf":[],"modified_by":"Hi\u1ec1n Nguy\u1ec5n","_links":{"self":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597494","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/users\/293"}],"replies":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/comments?post=597494"}],"version-history":[{"count":5,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597494\/revisions"}],"predecessor-version":[{"id":598465,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597494\/revisions\/598465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media\/597511"}],"wp:attachment":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media?parent=597494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/categories?post=597494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/tags?post=597494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}