{"id":597112,"date":"2025-08-20T16:04:55","date_gmt":"2025-08-20T09:04:55","guid":{"rendered":"https:\/\/muaban.net\/blog\/?p=597112"},"modified":"2025-08-20T16:04:55","modified_gmt":"2025-08-20T09:04:55","slug":"lai-suat-ngan-hang-msb","status":"publish","type":"post","link":"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/","title":{"rendered":"C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng MSB m\u1edbi nh\u1ea5t h\u00f4m nay"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span><h2 style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh li\u00ean t\u1ee5c bi\u1ebfn \u0111\u1ed9ng, vi\u1ec7c theo d\u00f5i v\u00e0 c\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3. B\u00e0i vi\u1ebft n\u00e0y Mua B\u00e1n s\u1ebd cung c\u1ea5p th\u00f4ng tin <\/span><b>l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng MSB<\/b><span style=\"font-weight: 400;\"> m\u1edbi nh\u1ea5t, bao g\u1ed3m chi ti\u1ebft c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u00e0 vay v\u1ed1n theo t\u1eebng k\u1ef3 h\u1ea1n \u0111\u1ec3 b\u1ea1n d\u1ec5 d\u00e0ng so s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn.<\/span><\/h2>\n<figure id=\"attachment_597134\" aria-describedby=\"caption-attachment-597134\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597134\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080800\/lai-suat-ngan-hang-msb.jpg\" alt=\"C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng MSB m\u1edbi nh\u1ea5t\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080800\/lai-suat-ngan-hang-msb.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080800\/lai-suat-ngan-hang-msb-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080800\/lai-suat-ngan-hang-msb-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597134\" class=\"wp-caption-text\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng MSB m\u1edbi nh\u1ea5t.<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#1-lai-suat-tiet-kiem-msb-moi-nhat\" >1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m MSB m\u1edbi nh\u1ea5t<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#11-lai-suat-tiet-kiem-msb-danh-cho-khach-hang-ca-nhan\" >1.1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m MSB d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#12-lai-suat-tiet-kiem-msb-danh-cho-khach-hang-doanh-nghiep\" >1.2. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m MSB d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#13-cach-tinh-lai-suat-gui-tiet-kiem-ngan-hang-msb\" >1.3. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng MSB<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#2-lai-suat-vay-ngan-hang-msb-moi-nhat\" >2. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng MSB m\u1edbi nh\u1ea5t<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#21-lai-suat-cho-vay-binh-quan-tai-msb\" >2.1. L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n t\u1ea1i MSB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#22-lai-suat-vay-the-chap-ngan-hang-msb\" >2.2. L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng MSB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#23-lai-suat-vay-mua-nha-tai-msb\" >2.3. L\u00e3i su\u1ea5t vay mua nh\u00e0 t\u1ea1i MSB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#24-lai-suat-vay-ngan-han-danh-cho-khach-hang-ca-nhan\" >2.4. L\u00e3i su\u1ea5t vay ng\u1eafn h\u1ea1n d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#25-lai-suat-vay-danh-cho-khach-hang-doanh-nghiep\" >2.5. L\u00e3i su\u1ea5t vay d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#3-giai-dap-thac-mac-khi-gui-tien-vay-von-tai-msb\" >3. Gi\u1ea3i \u0111\u00e1p th\u1eafc m\u1eafc khi g\u1eedi ti\u1ec1n, vay v\u1ed1n t\u1ea1i MSB<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#31-ngan-hang-msb-la-ngan-hang-gi\" >3.1. Ng\u00e2n h\u00e0ng MSB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#32-ngan-hang-msb-co-bao-nhieu-chi-nhanh\" >3.2. Ng\u00e2n h\u00e0ng MSB c\u00f3 bao nhi\u00eau chi nh\u00e1nh?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#33-tru-so-chinh-cua-ngan-hang-msb-o-dau\" >3.3. Tr\u1ee5 s\u1edf ch\u00ednh c\u1ee7a ng\u00e2n h\u00e0ng MSB \u1edf \u0111\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#34-msb-co-uy-tin-khong\" >3.4. MSB c\u00f3 uy t\u00edn kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#35-msb-co-nhung-goi-vay-nao\" >3.5. MSB c\u00f3 nh\u1eefng g\u00f3i vay n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#36-thu-tuc-vay-tien-tai-msb-can-nhung-gi\" >3.6. Th\u1ee7 t\u1ee5c vay ti\u1ec1n t\u1ea1i MSB c\u1ea7n nh\u1eefng g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#37-tra-no-truoc-han-khoan-vay-tai-msb-co-bi-phat-khong\" >3.7. Tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n kho\u1ea3n vay t\u1ea1i MSB c\u00f3 b\u1ecb ph\u1ea1t kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#38-ngan-hang-msb-co-lam-viec-thu-7-khong\" >3.8. Ng\u00e2n h\u00e0ng MSB c\u00f3 l\u00e0m vi\u1ec7c th\u1ee9 7 kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#39-tong-dai-ngan-hang-msb-la-bao-nhieu\" >3.9. T\u1ed5ng \u0111\u00e0i ng\u00e2n h\u00e0ng MSB l\u00e0 bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/#310-gui-tiet-kiem-msb-co-an-toan-khong\" >3.10. G\u1eedi ti\u1ebft ki\u1ec7m MSB c\u00f3 an to\u00e0n kh\u00f4ng?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1-lai-suat-tiet-kiem-msb-moi-nhat\"><\/span><b>1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m MSB m\u1edbi nh\u1ea5t<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i Vi\u1ec7t Nam (MSB) l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng uy t\u00edn t\u1ea1i Vi\u1ec7t Nam, cung c\u1ea5p \u0111a d\u1ea1ng c\u00e1c s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 th\u00f4ng tin chi ti\u1ebft v\u1ec1 l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m MSB m\u1edbi nh\u1ea5t c\u00f9ng v\u1edbi c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t \u0111\u1ec3 b\u1ea1n d\u1ec5 d\u00e0ng tham kh\u1ea3o.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"11-lai-suat-tiet-kiem-msb-danh-cho-khach-hang-ca-nhan\"><\/span><b>1.1. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m MSB d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB cung c\u1ea5p nhi\u1ec1u h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m linh ho\u1ea1t cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, bao g\u1ed3m g\u1eedi t\u1ea1i qu\u1ea7y v\u00e0 g\u1eedi tr\u1ef1c tuy\u1ebfn, v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i h\u01a1n khi g\u1eedi online. Khung l\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 3,6% \u0111\u1ebfn 5,6%\/n\u0103m, t\u00f9y thu\u1ed9c v\u00e0o k\u1ef3 h\u1ea1n v\u00e0 h\u00ecnh th\u1ee9c g\u1eedi. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m m\u1edbi nh\u1ea5t d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n (c\u1eadp nh\u1eadt th\u00e1ng 06\/2026):<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center;\"><b>G\u1eedi t\u1ea1i qu\u1ea7y (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center;\"><b>G\u1eedi tr\u1ef1c tuy\u1ebfn (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.6<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.9<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.6<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.9<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.6<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.9<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.6<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.9<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.6<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.9<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4.7<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.0<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">7-11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4.7<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.0<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">12 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.3<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.6<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">13 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.3<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.6<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">15 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.3<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.6<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">18 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.3<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.6<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">24 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.3<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.6<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">36 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.3<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.6<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><b>L\u01b0u \u00fd:<\/b><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t g\u1eedi tr\u1ef1c tuy\u1ebfn th\u01b0\u1eddng cao h\u01a1n 0.5% so v\u1edbi g\u1eedi t\u1ea1i qu\u1ea7y, mang l\u1ea1i l\u1ee3i \u00edch t\u1ed1i \u01b0u cho kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng MSB mBank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m n\u1ed5i b\u1eadt bao g\u1ed3m: Ti\u1ebft ki\u1ec7m l\u00e3i su\u1ea5t cao nh\u1ea5t, Ti\u1ebft ki\u1ec7m tr\u1ea3 l\u00e3i ngay, Ti\u1ebft ki\u1ec7m \u0111\u1ecbnh k\u1ef3 sinh l\u1eddi, Ti\u1ebft ki\u1ec7m Ong V\u00e0ng, Ti\u1ebft ki\u1ec7m M\u0103ng Non<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0v\u00e0 Ti\u1ebft ki\u1ec7m r\u00fat g\u1ed1c t\u1eebng ph\u1ea7n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu r\u00fat tr\u01b0\u1edbc h\u1ea1n, kh\u00e1ch h\u00e0ng s\u1ebd nh\u1eadn l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n (0.0%\/n\u0103m).<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"12-lai-suat-tiet-kiem-msb-danh-cho-khach-hang-doanh-nghiep\"><\/span><b>1.2. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m MSB d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB c\u0169ng cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m d\u00e0nh ri\u00eang cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh v\u00e0 k\u1ef3 h\u1ea1n \u0111a d\u1ea1ng t\u1eeb 1 tu\u1ea7n \u0111\u1ebfn 12 th\u00e1ng tr\u1edf l\u00ean. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m d\u00e0nh cho doanh nghi\u1ec7p (c\u1eadp nh\u1eadt th\u00e1ng 06\/2026):<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center;\"><b>G\u1eedi t\u1ea1i qu\u1ea7y (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center;\"><b>G\u1eedi tr\u1ef1c tuy\u1ebfn (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1 tu\u1ea7n<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2 tu\u1ea7n<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3 tu\u1ea7n<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.0<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.2<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.0<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.2<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3-5 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.0<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.2<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6-11 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.0<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.2<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">12 th\u00e1ng tr\u1edf l\u00ean<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.5<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.7<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><b>L\u01b0u \u00fd:<\/b><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t g\u1eedi tr\u1ef1c tuy\u1ebfn cao h\u01a1n 0.5% so v\u1edbi g\u1eedi t\u1ea1i qu\u1ea7y \u1edf m\u1ed9t s\u1ed1 k\u1ef3 h\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn c\u00e1c k\u1ef3 h\u1ea1n linh ho\u1ea1t \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><b>Tham kh\u1ea3o th\u00eam: <\/b><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vib-520490\/\" target=\"_blank\" rel=\"noopener\"><b>L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VIB dao \u0111\u1ed9ng t\u1eeb 7.8%\/n\u0103m<\/b><\/a><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"13-cach-tinh-lai-suat-gui-tiet-kiem-ngan-hang-msb\"><\/span><b>1.3. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng MSB<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i MSB \u00e1p d\u1ee5ng chung cho c\u1ea3 h\u00ecnh th\u1ee9c c\u00f3 k\u1ef3 h\u1ea1n v\u00e0 kh\u00f4ng k\u1ef3 h\u1ea1n, \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo c\u00f4ng th\u1ee9c sau:<\/span><\/p>\n<p style=\"text-align: justify;\"><b>C\u00f4ng th\u1ee9c:<\/b><\/p>\n<table style=\"height: 26px; width: 100%; border-collapse: collapse; background-color: #faeded;\">\n<tbody>\n<tr style=\"height: 26px;\">\n<td style=\"width: 100%; text-align: center; height: 26px;\"><strong>S\u1ed1 ti\u1ec1n l\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi x L\u00e3i su\u1ea5t (%\/n\u0103m) x S\u1ed1 ng\u00e0y th\u1ef1c g\u1eedi \/ 365<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><b>Trong \u0111\u00f3:<\/b><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>S\u1ed1 ti\u1ec1n g\u1eedi<\/b><span style=\"font-weight: 400;\">: S\u1ed1 ti\u1ec1n ban \u0111\u1ea7u g\u1eedi v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>L\u00e3i su\u1ea5t<\/b><span style=\"font-weight: 400;\">: M\u1ee9c l\u00e3i su\u1ea5t h\u00e0ng n\u0103m \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft b\u1edfi MSB.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>S\u1ed1 ng\u00e0y th\u1ef1c g\u1eedi<\/b><span style=\"font-weight: 400;\">: S\u1ed1 ng\u00e0y th\u1ef1c t\u1ebf t\u1eeb ng\u00e0y g\u1eedi \u0111\u1ebfn ng\u00e0y r\u00fat ti\u1ec1n ho\u1eb7c ng\u00e0y \u0111\u00e1o h\u1ea1n.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_597135\" aria-describedby=\"caption-attachment-597135\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597135\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080813\/lai-suat-ngan-hang-msb-1.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i MSB \u00e1p d\u1ee5ng chung cho c\u1ea3 h\u00ecnh th\u1ee9c c\u00f3 k\u1ef3 h\u1ea1n v\u00e0 kh\u00f4ng k\u1ef3 h\u1ea1n.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080813\/lai-suat-ngan-hang-msb-1.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080813\/lai-suat-ngan-hang-msb-1-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080813\/lai-suat-ngan-hang-msb-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597135\" class=\"wp-caption-text\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i MSB \u00e1p d\u1ee5ng chung cho c\u1ea3 h\u00ecnh th\u1ee9c c\u00f3 k\u1ef3 h\u1ea1n v\u00e0 kh\u00f4ng k\u1ef3 h\u1ea1n.<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><b>V\u00ed d\u1ee5 minh h\u1ecda: <\/b><span style=\"font-weight: 400;\">Gi\u1ea3 s\u1eed b\u1ea1n g\u1eedi 100 tri\u1ec7u VND t\u1ea1i MSB v\u1edbi c\u00e1c k\u1ef3 h\u1ea1n v\u00e0 l\u00e3i su\u1ea5t nh\u01b0 sau (l\u00e3i su\u1ea5t tham kh\u1ea3o, gi\u1ea3 \u0111\u1ecbnh m\u1ed7i th\u00e1ng 30 ng\u00e0y)<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><b>K\u1ef3 h\u1ea1n<\/b><\/td>\n<td style=\"text-align: center;\"><b>L\u00e3i su\u1ea5t (%\/n\u0103m)<\/b><\/td>\n<td style=\"text-align: center;\"><b>T\u00ednh l\u00e3i theo ng\u00e0y<\/b><\/td>\n<td style=\"text-align: center;\"><b>S\u1ed1 ti\u1ec1n l\u00e3i t\u1ea1m t\u00ednh<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1,60 %<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">100.000.000 \u00d7 1,6% \u00d7 30\/365<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">~131.500 \u0111<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1,90 %<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">100.000.000 \u00d7 1,9% x 90\/365<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">~468.500 \u0111<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2,90 %<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">100.000.000 \u00d7 2,90% x 180\/365<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">~1.450.000 \u0111<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">12 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4,60 %<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">100.000.000 \u00d7 4,60% x 365\/365<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">~4.600.000 \u0111<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">24 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4,70 %<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">100.000.000 \u00d7 4,70% x 730\/365<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">~9.400.000 \u0111<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><b>L\u01b0u \u00fd: <\/b><span style=\"font-weight: 400;\">S\u1ed1 ti\u1ec1n l\u00e3i th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 thay \u0111\u1ed5i do s\u1ed1 ng\u00e0y th\u1ef1c g\u1eedi trong m\u1ed7i th\u00e1ng kh\u00e1c nhau (30 ho\u1eb7c 31 ng\u00e0y) v\u00e0 l\u00e3i su\u1ea5t ch\u1ec9 mang t\u00ednh tham kh\u1ea3o.<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Tham kh\u1ea3o th\u00eam:<\/b><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-shinhan-520468\/\" target=\"_blank\" rel=\"noopener\"><b> L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng Shinhan dao \u0111\u1ed9ng t\u1eeb 6.7%\/n\u0103m<\/b><\/a><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2-lai-suat-vay-ngan-hang-msb-moi-nhat\"><\/span><b>2. L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng MSB m\u1edbi nh\u1ea5t<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Trong b\u1ed1i c\u1ea3nh nhu c\u1ea7u vay v\u1ed1n t\u0103ng cao v\u00e0 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh li\u00ean t\u1ee5c bi\u1ebfn \u0111\u1ed9ng, vi\u1ec7c c\u1eadp nh\u1eadt k\u1ecbp th\u1eddi <\/span><b>l\u00e3i su\u1ea5t vay t\u1ea1i MSB<\/b><span style=\"font-weight: 400;\"> l\u00e0 \u0111i\u1ec1u thi\u1ebft y\u1ebfu \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh vay h\u1ee3p l\u00fd. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 th\u00f4ng tin chi ti\u1ebft v\u1ec1 c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t hi\u1ec7n h\u00e0nh:<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"21-lai-suat-cho-vay-binh-quan-tai-msb\"><\/span><b>2.1. L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n t\u1ea1i MSB<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB c\u00f4ng b\u1ed1 l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n m\u1edbi gi\u1ea3i ng\u00e2n m\u1edbi nh\u1ea5t (c\u1eadp nh\u1eadt th\u00e1ng 2\/2025) l\u00e0 <\/span><b>6,35%\/n\u0103m<\/b><span style=\"font-weight: 400;\">. \u0110\u00e2y l\u00e0 m\u1ee9c trung b\u00ecnh chung, kh\u00f4ng ph\u1ea3n \u00e1nh ch\u00ednh x\u00e1c cho t\u1eebng kho\u1ea3n vay c\u1ee5 th\u1ec3. Ch\u00eanh l\u1ec7ch gi\u1eefa l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u00e0 cho vay b\u00ecnh qu\u00e2n l\u00e0 kho\u1ea3ng 2,07%.<\/span><\/p>\n<figure id=\"attachment_597136\" aria-describedby=\"caption-attachment-597136\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597136\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080827\/lai-suat-ngan-hang-msb-2.jpg\" alt=\"L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n m\u1edbi gi\u1ea3i ng\u00e2n m\u1edbi nh\u1ea5t l\u00e0 6,35%\/n\u0103m.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080827\/lai-suat-ngan-hang-msb-2.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080827\/lai-suat-ngan-hang-msb-2-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080827\/lai-suat-ngan-hang-msb-2-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597136\" class=\"wp-caption-text\">L\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n m\u1edbi gi\u1ea3i ng\u00e2n m\u1edbi nh\u1ea5t l\u00e0 6,35%\/n\u0103m.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"22-lai-suat-vay-the-chap-ngan-hang-msb\"><\/span><b>2.2. L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng MSB<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB mang \u0111\u1ebfn c\u00e1c g\u00f3i vay th\u1ebf ch\u1ea5p v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i, \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p cho kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n ho\u1eb7c \u0111\u1ea7u t\u01b0 t\u00e0i s\u1ea3n l\u1edbn, v\u1edbi c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t n\u1ed5i b\u1eadt nh\u01b0 sau:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><b>G\u00f3i vay<\/b><\/td>\n<td style=\"text-align: center;\"><b>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<\/b><\/td>\n<td style=\"text-align: center;\"><b>Th\u1eddi gian c\u1ed1 \u0111\u1ecbnh<\/b><\/td>\n<td style=\"text-align: center;\"><b>Th\u1eddi h\u1ea1n vay t\u1ed1i \u0111a<\/b><\/td>\n<td style=\"text-align: center;\"><b>\u01afu \u0111\u00e3i k\u00e8m theo<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Vay mua nh\u00e0<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">T\u1eeb 4,5 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng \u0111\u1ea7u<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">35 n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u00c2n h\u1ea1n g\u1ed1c 24 th\u00e1ng, mi\u1ec5n ph\u00ed tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n trong h\u1ea1n m\u1ee9c 100 tri\u1ec7u\/th\u00e1ng<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Vay mua nh\u00e0 th\u1ed5 c\u01b0<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">T\u1eeb 4,99 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng \u0111\u1ea7u<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">35 n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Gi\u1ea3i ng\u00e2n khi ch\u01b0a sang t\u00ean s\u1ed5 \u0111\u1ecf, ph\u00ea duy\u1ec7t trong 16 gi\u1edd<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"23-lai-suat-vay-mua-nha-tai-msb\"><\/span><b>2.3. L\u00e3i su\u1ea5t vay mua nh\u00e0 t\u1ea1i MSB<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u00ean c\u1ea1nh \u0111\u00f3, MSB c\u0169ng c\u00f3 c\u00e1c g\u00f3i vay mua nh\u00e0 v\u1edbi l\u00e3i su\u1ea5t h\u1ea5p d\u1eabn, ph\u00f9 h\u1ee3p cho c\u1ea3 nh\u00e0 \u1edf th\u01b0\u01a1ng m\u1ea1i v\u00e0 nh\u00e0 th\u1ed5 c\u01b0. C\u00e1c g\u00f3i vay n\u1ed5i b\u1eadt bao g\u1ed3m:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><b>G\u00f3i vay<\/b><\/td>\n<td style=\"text-align: center;\"><b>L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh<\/b><\/td>\n<td style=\"text-align: center;\"><b>Th\u1eddi gian c\u1ed1 \u0111\u1ecbnh<\/b><\/td>\n<td style=\"text-align: center;\"><b>Ghi ch\u00fa<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">G\u00f3i \u01b0u \u0111\u00e3i c\u01a1 b\u1ea3n<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4,5 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng \u0111\u1ea7u<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t sau \u01b0u \u0111\u00e3i \u00e1p d\u1ee5ng theo quy \u0111\u1ecbnh t\u1eebng th\u1eddi k\u1ef3<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">G\u00f3i \u01b0u \u0111\u00e3i 12 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6,4 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">12 th\u00e1ng \u0111\u1ea7u<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">D\u00e0nh cho kho\u1ea3n vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u1edbn<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">G\u00f3i \u01b0u \u0111\u00e3i 24 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">7,68 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">24 th\u00e1ng \u0111\u1ea7u<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">D\u00e0nh cho kho\u1ea3n vay d\u00e0i h\u1ea1n<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 g\u00f3i kh\u00e1c<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6,99 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng \u0111\u1ea7u<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Th\u01b0\u1eddng \u00e1p d\u1ee5ng cho kho\u1ea3n vay tr\u00ean 24 th\u00e1ng<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"24-lai-suat-vay-ngan-han-danh-cho-khach-hang-ca-nhan\"><\/span><b>2.4. L\u00e3i su\u1ea5t vay ng\u1eafn h\u1ea1n d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">T\u1ea1i MSB, c\u00e1c g\u00f3i vay ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh, th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, gi\u00fap kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u0111\u00e1p \u1ee9ng nhanh ch\u00f3ng nhu c\u1ea7u chi ti\u00eau:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><b>K\u1ef3 h\u1ea1n vay<\/b><\/td>\n<td style=\"text-align: center;\"><b>L\u00e3i su\u1ea5t (%\/n\u0103m)<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3\u20135 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6,0 %<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6,4 %<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">7\u201312 th\u00e1ng<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6,8 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ghi ch\u00fa:<\/span><span style=\"font-weight: 400;\"> Ngo\u00e0i ra, MSB c\u00f2n c\u00f3 g\u00f3i vay ti\u00eau d\u00f9ng kh\u00f4ng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o v\u1edbi l\u00e3i su\u1ea5t t\u1eeb 1,33 %\/th\u00e1ng (c\u1ed1 \u0111\u1ecbnh to\u00e0n th\u1eddi gian vay), th\u1eddi h\u1ea1n t\u1ed1i \u0111a 5 n\u0103m.<\/span><\/p>\n<figure id=\"attachment_597137\" aria-describedby=\"caption-attachment-597137\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597137\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080840\/lai-suat-ngan-hang-msb-3.jpg\" alt=\"T\u1ea1i MSB, c\u00e1c g\u00f3i vay ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh k\u00e8m th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080840\/lai-suat-ngan-hang-msb-3.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080840\/lai-suat-ngan-hang-msb-3-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080840\/lai-suat-ngan-hang-msb-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597137\" class=\"wp-caption-text\">T\u1ea1i MSB, c\u00e1c g\u00f3i vay ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh k\u00e8m th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"25-lai-suat-vay-danh-cho-khach-hang-doanh-nghiep\"><\/span><b>2.5. L\u00e3i su\u1ea5t vay d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p v\u1edbi c\u00e1c g\u00f3i vay linh ho\u1ea1t, \u0111\u1eb7c bi\u1ec7t d\u00e0nh cho doanh nghi\u1ec7p nh\u1ecf v\u00e0 ch\u1ee7 h\u1ed9 kinh doanh, v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh v\u00e0 h\u1ea1n m\u1ee9c cao:<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 27.73%;\"><b>\u0110\u1ed1i t\u01b0\u1ee3ng<\/b><\/td>\n<td style=\"text-align: center; width: 20.2586%;\"><b>Lo\u1ea1i vay<\/b><\/td>\n<td style=\"text-align: center; width: 18.3908%;\"><b>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<\/b><\/td>\n<td style=\"text-align: center; width: 15.0862%;\"><b>H\u1ea1n m\u1ee9c<\/b><\/td>\n<td style=\"text-align: center; width: 16.954%;\"><b>Th\u1eddi h\u1ea1n vay<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 27.73%;\"><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p nh\u1ecf, b\u1ecb \u1ea3nh h\u01b0\u1edfng thi\u00ean tai<\/span><\/td>\n<td style=\"text-align: center; width: 20.2586%;\"><span style=\"font-weight: 400;\">Vay th\u1ebf ch\u1ea5p<\/span><\/td>\n<td style=\"text-align: center; width: 18.3908%;\"><span style=\"font-weight: 400;\">4,99 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center; width: 15.0862%;\"><span style=\"font-weight: 400;\">L\u00ean t\u1edbi 6 t\u1ef7<\/span><\/td>\n<td style=\"text-align: center; width: 16.954%;\"><span style=\"font-weight: 400;\">T\u1ed1i \u0111a 36 th\u00e1ng<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 27.73%;\"><span style=\"font-weight: 400;\">H\u1ed9 kinh doanh<\/span><\/td>\n<td style=\"text-align: center; width: 20.2586%;\"><span style=\"font-weight: 400;\">Vay t\u00edn ch\u1ea5p<\/span><\/td>\n<td style=\"text-align: center; width: 18.3908%;\"><span style=\"font-weight: 400;\">11,5 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center; width: 15.0862%;\"><span style=\"font-weight: 400;\">L\u00ean t\u1edbi 2 t\u1ef7<\/span><\/td>\n<td style=\"text-align: center; width: 16.954%;\"><span style=\"font-weight: 400;\">Theo th\u1ecfa thu\u1eadn<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 27.73%;\"><span style=\"font-weight: 400;\">H\u1ed9 kinh doanh<\/span><\/td>\n<td style=\"text-align: center; width: 20.2586%;\"><span style=\"font-weight: 400;\">Vay th\u1ebf ch\u1ea5p<\/span><\/td>\n<td style=\"text-align: center; width: 18.3908%;\"><span style=\"font-weight: 400;\">5,8 %\/n\u0103m<\/span><\/td>\n<td style=\"text-align: center; width: 15.0862%;\"><span style=\"font-weight: 400;\">L\u00ean t\u1edbi 20 t\u1ef7<\/span><\/td>\n<td style=\"text-align: center; width: 16.954%;\"><span style=\"font-weight: 400;\">Theo th\u1ecfa thu\u1eadn<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><b>Tham kh\u1ea3o th\u00eam: <\/b><a href=\"https:\/\/muaban.net\/blog\/lai-suat-vay-ngan-hang-vpbank-520479\/\" target=\"_blank\" rel=\"noopener\"><b>C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank dao \u0111\u1ed9ng t\u1eeb 6.9%\/n\u0103m<\/b><\/a><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3-giai-dap-thac-mac-khi-gui-tien-vay-von-tai-msb\"><\/span><b>3. Gi\u1ea3i \u0111\u00e1p th\u1eafc m\u1eafc khi g\u1eedi ti\u1ec1n, vay v\u1ed1n t\u1ea1i MSB<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Khi t\u00ecm hi\u1ec3u v\u00e0 s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh t\u1ea1i MSB, kh\u00e1ch h\u00e0ng th\u01b0\u1eddng c\u00f3 nhi\u1ec1u c\u00e2u h\u1ecfi li\u00ean quan \u0111\u1ebfn th\u00f4ng tin ng\u00e2n h\u00e0ng, s\u1ea3n ph\u1ea9m, th\u1ee7 t\u1ee5c, ch\u00ednh s\u00e1ch. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng gi\u1ea3i \u0111\u00e1p chi ti\u1ebft, gi\u00fap b\u1ea1n n\u1eafm r\u00f5 v\u00e0 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"31-ngan-hang-msb-la-ngan-hang-gi\"><\/span><b>3.1. Ng\u00e2n h\u00e0ng MSB l\u00e0 ng\u00e2n h\u00e0ng g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB (Maritime Bank) l\u00e0 Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n H\u00e0ng H\u1ea3i Vi\u1ec7t Nam, th\u00e0nh l\u1eadp n\u0103m 1991. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng TMCP \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam, ho\u1ea1t \u0111\u1ed9ng \u0111a d\u1ea1ng trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, bao g\u1ed3m: huy \u0111\u1ed9ng v\u1ed1n, cho vay, d\u1ecbch v\u1ee5 thanh to\u00e1n, ng\u00e2n h\u00e0ng s\u1ed1, th\u1ebb v\u00e0 b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft.<\/span><\/p>\n<figure id=\"attachment_597138\" aria-describedby=\"caption-attachment-597138\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597138\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080854\/lai-suat-ngan-hang-msb-4.jpg\" alt=\"MSB (Maritime Bank) l\u00e0 Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n H\u00e0ng H\u1ea3i Vi\u1ec7t Nam.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080854\/lai-suat-ngan-hang-msb-4.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080854\/lai-suat-ngan-hang-msb-4-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080854\/lai-suat-ngan-hang-msb-4-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597138\" class=\"wp-caption-text\">MSB (Maritime Bank) l\u00e0 Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n H\u00e0ng H\u1ea3i Vi\u1ec7t Nam.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"32-ngan-hang-msb-co-bao-nhieu-chi-nhanh\"><\/span><b>3.2. Ng\u00e2n h\u00e0ng MSB c\u00f3 bao nhi\u00eau chi nh\u00e1nh?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Hi\u1ec7n t\u1ea1i, MSB c\u00f3 h\u01a1n 300 chi nh\u00e1nh v\u00e0 ph\u00f2ng giao d\u1ecbch tr\u00ean to\u00e0n qu\u1ed1c, ph\u1ee7 r\u1ed9ng t\u1ea1i h\u1ea7u h\u1ebft c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 l\u1edbn, gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"33-tru-so-chinh-cua-ngan-hang-msb-o-dau\"><\/span><b>3.3. Tr\u1ee5 s\u1edf ch\u00ednh c\u1ee7a ng\u00e2n h\u00e0ng MSB \u1edf \u0111\u00e2u?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tr\u1ee5 s\u1edf ch\u00ednh c\u1ee7a MSB \u0111\u1eb7t t\u1ea1i T\u00f2a nh\u00e0 MSB, s\u1ed1 54A Nguy\u1ec5n Ch\u00ed Thanh, ph\u01b0\u1eddng L\u00e1ng Th\u01b0\u1ee3ng, qu\u1eadn \u0110\u1ed1ng \u0110a, H\u00e0 N\u1ed9i.<\/span><\/p>\n<figure id=\"attachment_597139\" aria-describedby=\"caption-attachment-597139\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597139\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080907\/lai-suat-ngan-hang-msb-5.jpg\" alt=\"Tr\u1ee5 s\u1edf ch\u00ednh c\u1ee7a MSB \u0111\u1eb7t t\u1ea1i ph\u01b0\u1eddng L\u00e1ng Th\u01b0\u1ee3ng, qu\u1eadn \u0110\u1ed1ng \u0110a, H\u00e0 N\u1ed9i.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080907\/lai-suat-ngan-hang-msb-5.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080907\/lai-suat-ngan-hang-msb-5-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080907\/lai-suat-ngan-hang-msb-5-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597139\" class=\"wp-caption-text\">Tr\u1ee5 s\u1edf ch\u00ednh c\u1ee7a MSB \u0111\u1eb7t t\u1ea1i ph\u01b0\u1eddng L\u00e1ng Th\u01b0\u1ee3ng, qu\u1eadn \u0110\u1ed1ng \u0110a, H\u00e0 N\u1ed9i.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"34-msb-co-uy-tin-khong\"><\/span><b>3.4. MSB c\u00f3 uy t\u00edn kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB l\u00e0 ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p, \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p, c\u00f3 h\u01a1n 30 n\u0103m kinh nghi\u1ec7m trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh. Ng\u00e2n h\u00e0ng nhi\u1ec1u l\u1ea7n \u0111\u01b0\u1ee3c vinh danh v\u1edbi c\u00e1c gi\u1ea3i th\u01b0\u1edfng nh\u01b0 <\/span><span style=\"font-weight: 400;\">\u201cNg\u00e2n h\u00e0ng c\u00f3 s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 s\u00e1ng t\u1ea1o nh\u1ea5t Vi\u1ec7t Nam\u201d<\/span><span style=\"font-weight: 400;\"> v\u00e0 <\/span><span style=\"font-weight: 400;\">\u201cNg\u00e2n h\u00e0ng b\u00e1n l\u1ebb t\u1ed1t nh\u1ea5t Vi\u1ec7t Nam\u201d<\/span><span style=\"font-weight: 400;\">, \u0111\u1ea3m b\u1ea3o uy t\u00edn v\u00e0 \u0111\u1ed9 an to\u00e0n cao cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"35-msb-co-nhung-goi-vay-nao\"><\/span><b>3.5. MSB c\u00f3 nh\u1eefng g\u00f3i vay n\u00e0o?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">MSB cung c\u1ea5p \u0111a d\u1ea1ng g\u00f3i vay d\u00e0nh cho c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p, g\u1ed3m:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vay mua nh\u00e0, mua xe<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vay ti\u00eau d\u00f9ng t\u00edn ch\u1ea5p<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vay s\u1ea3n xu\u1ea5t kinh doanh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vay th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vay th\u1ea5u chi t\u00e0i kho\u1ea3n<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"36-thu-tuc-vay-tien-tai-msb-can-nhung-gi\"><\/span><b>3.6. Th\u1ee7 t\u1ee5c vay ti\u1ec1n t\u1ea1i MSB c\u1ea7n nh\u1eefng g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">H\u1ed3 s\u01a1 vay v\u1ed1n t\u1ea1i MSB th\u01b0\u1eddng bao g\u1ed3m:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CMND\/CCCD ho\u1eb7c h\u1ed9 chi\u1ebfu c\u00f2n hi\u1ec7u l\u1ef1c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">S\u1ed5 h\u1ed9 kh\u1ea9u ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn t\u1ea1m tr\u00fa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp (h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, sao k\u00ea l\u01b0\u01a1ng\u2026)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y t\u1edd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (n\u1ebfu vay th\u1ebf ch\u1ea5p)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n theo m\u1eabu MSB<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"37-tra-no-truoc-han-khoan-vay-tai-msb-co-bi-phat-khong\"><\/span><b>3.7. Tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n kho\u1ea3n vay t\u1ea1i MSB c\u00f3 b\u1ecb ph\u1ea1t kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n kho\u1ea3n vay t\u1ea1i MSB <\/span><b>c\u00f3 <\/b><span style=\"font-weight: 400;\">b\u1ecb ph\u1ea1t. MSB \u00e1p d\u1ee5ng ph\u00ed tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n t\u00f9y theo th\u1eddi gian c\u00f2n l\u1ea1i c\u1ee7a kho\u1ea3n vay. M\u1ee9c ph\u00ed dao \u0111\u1ed9ng t\u1eeb <\/span><b>1% \u2013 3%<\/b><span style=\"font-weight: 400;\"> s\u1ed1 ti\u1ec1n tr\u1ea3 tr\u01b0\u1edbc h\u1ea1n.<\/span><\/p>\n<figure id=\"attachment_597140\" aria-describedby=\"caption-attachment-597140\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597140\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080920\/lai-suat-ngan-hang-msb-6.jpg\" alt=\"Tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n kho\u1ea3n vay t\u1ea1i MSB c\u00f3 b\u1ecb ph\u1ea1t.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080920\/lai-suat-ngan-hang-msb-6.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080920\/lai-suat-ngan-hang-msb-6-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080920\/lai-suat-ngan-hang-msb-6-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597140\" class=\"wp-caption-text\">Tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n kho\u1ea3n vay t\u1ea1i MSB c\u00f3 b\u1ecb ph\u1ea1t.<\/figcaption><\/figure>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"38-ngan-hang-msb-co-lam-viec-thu-7-khong\"><\/span><b>3.8. Ng\u00e2n h\u00e0ng MSB c\u00f3 l\u00e0m vi\u1ec7c th\u1ee9 7 kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Nhi\u1ec1u chi nh\u00e1nh MSB c\u00f3 l\u00e0m vi\u1ec7c v\u00e0o s\u00e1ng th\u1ee9 7, th\u01b0\u1eddng t\u1eeb <\/span><b>8h00 \u2013 12h00<\/b><span style=\"font-weight: 400;\">. Tuy nhi\u00ean, th\u1eddi gian c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y \u0111\u1ecba \u0111i\u1ec3m, kh\u00e1ch h\u00e0ng n\u00ean li\u00ean h\u1ec7 tr\u01b0\u1edbc khi \u0111\u1ebfn.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"39-tong-dai-ngan-hang-msb-la-bao-nhieu\"><\/span><b>3.9. T\u1ed5ng \u0111\u00e0i ng\u00e2n h\u00e0ng MSB l\u00e0 bao nhi\u00eau?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">S\u1ed1 t\u1ed5ng \u0111\u00e0i ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng 24\/7 c\u1ee7a MSB: <\/span><b>1800 59 9999<\/b><span style=\"font-weight: 400;\"> (mi\u1ec5n ph\u00ed).<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"310-gui-tiet-kiem-msb-co-an-toan-khong\"><\/span><b>3.10. G\u1eedi ti\u1ebft ki\u1ec7m MSB c\u00f3 an to\u00e0n kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ti\u1ec1n g\u1eedi t\u1ea1i MSB \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m b\u1edfi <\/span><b>B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi Vi\u1ec7t Nam<\/b><span style=\"font-weight: 400;\"> v\u00e0 tu\u00e2n th\u1ee7 \u0111\u1ea7y \u0111\u1ee7 quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u1ed1n v\u00e0 l\u00e3i su\u1ea5t minh b\u1ea1ch.<\/span><\/p>\n<figure id=\"attachment_597141\" aria-describedby=\"caption-attachment-597141\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-597141\" src=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080932\/lai-suat-ngan-hang-msb-7.jpg\" alt=\"G\u1eedi ti\u1ebft ki\u1ec7m MSB \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u1ed1n v\u00e0 l\u00e3i su\u1ea5t minh b\u1ea1ch.\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080932\/lai-suat-ngan-hang-msb-7.jpg 800w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080932\/lai-suat-ngan-hang-msb-7-768x432.jpg 768w, https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080932\/lai-suat-ngan-hang-msb-7-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-597141\" class=\"wp-caption-text\">G\u1eedi ti\u1ebft ki\u1ec7m MSB \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u1ed1n v\u00e0 l\u00e3i su\u1ea5t minh b\u1ea1ch.<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><b>L\u1eddi k\u1ebft<\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u00e0i vi\u1ebft tr\u00ean <strong>Mua B\u00e1n<\/strong> \u0111\u00e3 cung c\u1ea5p nh\u1eefng th\u00f4ng tin chi ti\u1ebft gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 <a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-msb-597112\/\" target=\"_blank\" rel=\"noopener\"><strong>l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng MSB<\/strong><\/a>. Vi\u1ec7c n\u1eafm r\u00f5 c\u00e1c th\u00f4ng tin n\u00e0y s\u1ebd gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng h\u01a1n khi giao d\u1ecbch, l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p v\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. \u0110\u1eebng qu\u00ean gh\u00e9 th\u0103m <\/span><a href=\"http:\/\/muaban.net\"><b>Muaban.net<\/b><\/a> <span style=\"font-weight: 400;\">\u0111\u1ec3 kh\u00e1m ph\u00e1 th\u00eam nhi\u1ec1u b\u00e0i vi\u1ebft <strong><a href=\"https:\/\/muaban.net\/blog\/khac\/\" target=\"_blank\" rel=\"noopener\">chia s\u1ebb kinh nghi\u1ec7m<\/a><\/strong> v\u00e0 th\u00f4ng tin h\u1eefu \u00edch kh\u00e1c nh\u00e9.<\/span><\/p>\n<p style=\"text-align: right;\"><strong>Ngu\u1ed3n:<\/strong> MSB.com.vn<\/p>\n<p style=\"text-align: justify;\"><b>\u0110\u1ecdc th\u00eam<\/b><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"text-align: justify;\" aria-level=\"1\"><strong><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-agribank-597047\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t 2025<\/a><\/strong><\/li>\n<li style=\"text-align: justify;\" aria-level=\"1\"><strong><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-sacombank-597072\/\" target=\"_blank\" rel=\"noopener\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Sacombank c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t<\/a><\/strong><\/li>\n<li style=\"text-align: justify;\" aria-level=\"1\"><strong><a href=\"https:\/\/muaban.net\/blog\/lai-suat-ngan-hang-hdbank-597096\/\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng HDBank m\u1edbi nh\u1ea5t<\/a><\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Th\u1eddi gian \u0111\u1ecdc:<\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">ph\u00fat<\/span><\/span>Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh li\u00ean t\u1ee5c bi\u1ebfn \u0111\u1ed9ng, vi\u1ec7c theo d\u00f5i v\u00e0 c\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3. B\u00e0i vi\u1ebft n\u00e0y Mua B\u00e1n s\u1ebd cung c\u1ea5p th\u00f4ng tin l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng MSB m\u1edbi nh\u1ea5t, bao g\u1ed3m chi ti\u1ebft [&hellip;]<\/p>\n","protected":false},"author":366,"featured_media":597134,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[27,3001],"tags":[],"class_list":{"0":"post-597112","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-khac","8":"category-lam-giau"},"featured_image_src":"https:\/\/blogcdn.muaban.net\/wp-content\/uploads\/2025\/08\/12080800\/lai-suat-ngan-hang-msb.jpg","author_info":{"display_name":"Gia H\u00e2n","author_link":"https:\/\/muaban.net\/blog\/tac-gia\/giahan-huynh\/"},"acf":[],"modified_by":"Uy\u00ean Nguy\u1ec5n Ph\u01b0\u01a1ng","_links":{"self":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/users\/366"}],"replies":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/comments?post=597112"}],"version-history":[{"count":5,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597112\/revisions"}],"predecessor-version":[{"id":598091,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/posts\/597112\/revisions\/598091"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media\/597134"}],"wp:attachment":[{"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/media?parent=597112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/categories?post=597112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muaban.net\/blog\/wp-json\/wp\/v2\/tags?post=597112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}